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    • Hello, yesterday Barclays Bank put my account under review suddenly just i received a message about that to wait 7 days . I ve been to local branch and they didn't tell me any information saying to me to wait 14 days . The problem is I think they will take longer than they said and I can't wait so much cause I need the money for my own company and to live life daily. This situation its caused me a sever anxiety, I dont know what to do . I can prove that I m a self employed . Can somebody tell me what should I do ?  Some contact numbers or email addresses where can I text about this problem? I m new on this platform and I dont know how to manage this . Thank you
    • Hello yesterday Barclays Bank blocked my account with a substantial amount and I didnt get any reason for this issue why they put my account under review. I m a self employed and all the money blocked are very important to me to open my own company .. Can I get some information about what should I do in this case.  I ve been to the local branch but they didn't give me any information just to wait 14 days and I can t do that .
    • harveys are not the creditor, so them stating you should continue to make payments and you will not receive your payments back is immaterial.   the administrators of harveys are not your target. creation finance are.     these issues should be directed toward creation under p'haps a section 75 claim ....as they are the creditor ...they are equally responsible for the actions or inactions of either harveys or bensons.   we can appreciate you have had the usual run around, we are not indicating you have lied, merely pointing to the fact that you innocently believed what you have been told to date.   go get your moneyback and get the finance agreement cancelled.   dx 
    • you've not moved so until or unless you get a letter of claim via royal mail you ignore them.   as for anything on your credit file it should fall off after 6yrs.   dx    
    • 1st. it is not illegal for you, as the home owner, to open letters addressed to 'others' not resident at your address.   2nd because you did or did not employ the above, ultimately, this has led to a court judgement being handed down. the bailiff company have employed, quite rightly,  the methods that are legally available to them to trace the defendant.   rightly or wrongly they have traced you.   you need to write to the bailiff company concerned briefly explaining the above stating you are not the said person. you also need to write to the judgement court the same. you also need to write to the relevant rail toc    never use the phone.   dx      
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Carcraft Drive Happy Warranty **Resolved**


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Hi all,

 

I've had a good google around for an answer but seems to be misleading.

 

 

I purchased a car from the lovely Carcraft and had this drive happy guarantee pushed on me

which at the time seemed like the wise thing to do.

 

 

I've since come to the point where it really isn't cost effective for me to drive from my home

in Macclesfield to either Liverpool or Rochdale for a car service,

 

 

As such I'm yet to get the car serviced at all and have now paid roughly 6/7 payments at £50 a go.

 

Is there a way out of this contract?

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I'm such it could be arranged to get it done locally

 

we have a car craft rep that very good

I have alert them to this thread.

 

as a side issue, there is no legal requirements at all to take out ANY insurances or warranties when purchasing any item on HP

 

 

you could reclaim it like PPI.

 

 

the

http://www.legislation.gov.uk/ukpga/1994/35/crossheading/provisions-relating-to-the-united-kingdom?view=plain

 

 

makes interesting reading as does SOGA

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Guest Carcraft Customer Service Manager

Hi Matt

 

Thanks for that, the cancellation policy is 30 days from purchase, so sadly we cannot cancel this for you at this stage, however, if you can provide me your registration number we can try and look into this further for you.

 

Many thanks

Linzi

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Linzi,

 

I am aware that i can't cancel under the 30 days from purchase clause.

 

 

BUT i have not used this service i am not looking for a refund of monies already paid

 

 

i just want to not pay anymore for a service that is no use to me.

 

 

The car reg is .....

 

 

I have made two attempts to book the car in for service but unless i get there before dinner on a Saturday

i will have to take day of work just to get my car serviced!!

 

 

And god forbid they say it wont be ready or there is a problem waiting for a part etc.

 

 

I'll be car less stuck in Rochdale!

 

Regards

 

Matt

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AND...... before you say i can get the car serviced at my local dealer then apply for payment,

 

 

Your rules/Regs for doing so are far too complex for me.

 

 

I pay you a monthly payment already to then pay for a car service

and try and justify and claim that back from carcraft..

 

 

..Id rather not have the stress.

 

Regards

 

Matt

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Guest Carcraft Customer Service Manager

Ok we will look into this for you - sadly due to forum rules, your Reg has disappeared - Dx100uk, please could you DM this to me?

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done

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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side note

 

 

T&C on limit of 30days can be challenged

 

 

yo can reclaim the warranty

 

 

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Guest Carcraft Customer Service Manager

Got the reg - thanks very much, we will look into this and give you a call Matt.

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side note

 

 

T&C on limit of 30days can be challenged

 

 

yo can reclaim the warranty

 

 

 

 

dx

 

DX,

 

How do i go about reclaiming the warranty? I hardly have high hopes carcraft will do anything to help my situation.

 

Regards

 

Matt

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Guest Carcraft Customer Service Manager

Hi Matt

 

we are still looking into this for you, just waiting on a couple of people to come back to us - we will be in touch as soon as we know more.

 

Thanks

Linzi

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Hi Matt

 

we are still looking into this for you, just waiting on a couple of people to come back to us - we will be in touch as soon as we know more.

 

Thanks

Linzi

 

Hi Linzi,

 

Have we managed to make any progress with the above? I was contacted by carcraft merely to let me know they were looking into this for me but still to date have not had anything back.

 

Regards

 

Matt

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Guest Carcraft Customer Service Manager

Hi Matt

 

Thank you for your patience while we looked into this for you.

 

A decision has now been made and you will receive a call this afternoon.

 

Many thanks

Linzi

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Hi Matt

 

Thank you for your patience while we looked into this for you.

 

A decision has now been made and you will receive a call this afternoon.

 

Many thanks

Linzi

 

Linzi,

 

I would like to thank you for your help in dealing with this matter.

 

 

I would also like to note to those who have commented/read this thread the end result.

 

Carcraft's drive happy guarantee carry's T&C's which only allow cancellation up to 30 days - as DX said above this could be challenged,

 

 

In my case however carcraft have emailed for speed and posted a letter offering to cancel my guarantee with no further cost's to myself.

 

 

In my case i did state that my priority was to cancel the policy to prevent further costs

and not seeking a refund of monies already paid.

Again you could possibly challenge that too?

But in any case I am very happy with the outcome.

 

Another note seeing as I am relatively new to this site/forum is big thank you (via donation)

 

 

as i really did not think i would get to this stage

 

 

and i could not have done so without CONSUMER GROUP ACTION!!

 

Regards

 

Matthew

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glad to help

 

 

tNX the donation

 

 

and thanks again to linzi.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites
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