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LLoyd TSB package accounts - morphed from Classic to Gold

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Hi

 

Does anyone know what Lloyds would have been charging for their packaged accounts back in 1987?

 

I've gone back over my own records and can share the following just in case it is useful to anyone else.

 

Classic account - package referred to either:-

account fixed charge

account service charge

account charge

 

around 1991 account charge was £8.00 per month

around 2004 account charge £10.00 per month

around 2008 account charge £12.00 per month

around 2011 account charge £12.95 per month

 

i assume that the account charges would have been the same for everyone with this type of package account, but am not sure if the month that the increase took place would be the same for everyone.

 

if anyone does know about the classic package charge for the period 87-91, and willing to share the information that would be great.

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You could always send a sar which would get info on more recent years though I doubt they'd send everything going that far back. You should make it clear you want everything, including over 6 years.


 

What's Best for You?

 

 

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Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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SAR the way to go - about to look at this - have a SAR and will post up the fees charged from my statements.

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From first statement I have 2001 - Select account was £4 rising to £5 in Sept 2002, then £7 from May 2005. In August account changed to Platinum and cost £10 per month. From June 2007 Premier Plus then Premier Vantage was a whooping £25 per month. I have got to get reclaiming!!

 

Hope this helps.

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Didn't you want or need any of these types of accounts?


 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Caro - posted these up for OP. I have a thread going to which you have posted - claiming for son-in-law and no he did not - has been fleeced over the years but thanks to this site I have his finances under control. This is one of the last things to clear up.

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Ah I'm with you now. Thanks intend. :)


 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi peeps,

I wondered if anyone knows what year the classic account with Lloyds began?

I have already claimed my PPI and up until a text yesterday, had no idea that I had been miss sold my bank account upgrade. We were told that to stop getting an overdraft charge and improve our credit score it was the correct account for us. The packaged benefit's were sold to us as a free service.

Thanks

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I am in process of trying to reclaim these fees for son-in-law - have already reclaimed PPi so in a very similar position. WE have the SAR and I will try hand see when the classic account began - he had accounts with names like premier and platinum.

Think you will need to be very clear on the grounds for mis-selling - read the FOS case studies and a page fron FCA - sorry but have lost the tabs for these so will have to do a new search but know there are links from threads on here.

 

Not sure of address to send to - still working on that one.

 

Good luck - Intend

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I also went from Classic to Select, thinking that the classic account was being done away with.

I believe that the Select began in 2006, has anyone got Select statement's going back further? I have yet to receive a response form my SAR. Thanks

What a shame that the good old day's of being on first name term's and believing that your local bank manager knew you well enough guide you around the bank account that suited your finances and your ambition's.

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Just going to check now

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select account from 2001 at £4.00 per month, £5.00 from Sept. 2002, and £7.00 from May 2005. Was changed to Platinum in July 2006 and fee increased to £10.

 

Hope this helps.

 

My claim stalled as need the energy and inspiration to write a letter detailing reasons for mis-selling. Do not want to give them any wriggle room.

 

Agree about loss of real bank managers.

 

Intend

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