Jump to content


  • Tweets

  • Posts

    • Hi   Something else I think you need to ask the Insurer for Clarification on is.   That you require full clarification on which clauses within the Terms & Condition of the Policy they are using to refuse payment under the Policy.     I would also consider sending the Insurer a Subject Access Request simply asking for 'ALL DATA' this covers whatever format they hold it in whether it be email/telephone recording/written format etc. (note: if they require you to use their own subject access request form always put 'ALL DATA' on their form)    
    • matters not what they come up with it's statute barred      
    • Revised defence:   The Defendant contends that the particulars of claim vague and are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made.   1. The Claimant claims £2247.91 is owed under a regulated consumer credit account under reference xxxxxxx. I do not recall the precise details or agreement and have sought verification from the claimant and the claimants solicitor by way of a CPR 31.14 and section 78 request who are yet to fully comply. I dont believe they have provided this yet correctly   2. Paragraph 3 is denied.The Defendant contends that no notice of assignment pursuant to s.136 of the Law of Property Act & s.82 A of the CCA1974 has ever been served by the Claimant as alleged or at all. still stands   3. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of assignment/balance/breach requested by CPR 31. 14, therefore the Claimant is put to strict proof to:   (a) show how the Defendant has entered into an agreement; and (b) show and evidence any cause of action and service of a Default Notice or termination notice; and © show how the Defendant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim;   4. After receiving this claim I requested by way of a CPR 31.14 request and a section 78 request for copies of any documents referred to within the Claimants' particulars to establish what the claim is for. To date they have failed to comply to my CPR 31.14 request and also my section 78 request and remain in default with regards to this request.   5. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed.   6. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974.   7. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.    
    • Just received a letter from lowells sols stating they have note of my aos   They have stated they have attached -  Copy of agreement, statement and notice of assignment   HOWEVER - they had not attached my notice of assignment and they have sent me the same 'agreement' as before which was 3 pages of a computer print out, statement and some rehashed t's anc c's. i can re upload again but its exactly what i uploaded before   They state they have requested a copy of my default notice   So in light of this shall i still send the same defence? i think it still stands right?  
    • Just had a Clear Score update which says:   A credit or store card account will be removed from your January report. Organisation Name: Hoist Account Number: ****9048 Company Type: finance house What does this mean? This means that you’ve closed an account. Maybe you’ve changed your phone contract so the phone loan has been removed from your report. Why is this change not on my report yet? We get your credit report every month from Equifax, a credit reference agency. This update can be seen on your Equifax credit report now but will only be reflected in your ClearScore report when your report is next updated, which is on 2 January. Is this a usual part of the process? I'm submitting my defence this weekend. I'll post it on here first.
  • Our picks

BankFodder

Fly6 rear-facing video camera

style="text-align:center;"> Please note that this topic has not had any new posts for the last 1565 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I bought one of these cameras. http://cycliq.com/product/fly6

 

It arrived last week. It took only three days to arrive all the way from Australia and somehow managed to escape the notice of customs so there was no duty to pay.

 

It certainly a bit on the pricey side – but in the last four years I have had two occasions where I have been riding in a narrow road and have been hooted by impatient drivers and eventually deliberately rear-ended by them.

 

One of them was a taxi driver who reversed away when I got my phone out and try to take his picture.

The second one was a driving instructor who then went on to threaten to hit me and laughed when I tried to call the police. The police arrived and refused to do anything and then simply had a chat and shared cigarettes with the driving instructor. This was in Paris by the way.

 

It is these experiences which eventually prompted me to splash out on this rear facing camera because if this kind of thing ever happens to me again, I intend to make very serious trouble.

 

The unit is like a large standard light. It is fairly heavy. The camera lens does not draw very much attention and no one that I regularly ride with has yet realised what it is.

 

Although the unit itself is quite sophisticated, I would say that the firmware that comes with it is rather lumpy and there seem to be anomalies which are a bit of a nuisance although they don't interrupt the functionality of the light or the camera. For instance, my unit doesn't beep as it should do in order to signify the level of battery charge and also, the charging light doesn't always come on even though it is charging.

 

Another example of rudimentary implementation is that in order to set the time and date on the camera, you have to access file in its root directory and edit a config.txt file.

 

Still, once all that is done then it seems to work excellently. The video quality is extremely good and it overlays the time and date on top of the video image.

 

Customer service from Fly6 – Cycliq – is extremely good so far as they respond well and in a very detailed fashion to my queries. They also don't seem to be too defensive about admitting that there might be a glitch in the firmware. This is refreshingly honest and it gives me confidence.

 

The unit comes with two mounting kits so you are able to have mounting brackets on two bicycles.

 

I would certainly recommend this item – although as I have said, it is sold at a fairly luxury price. However, it seems to be the only thing of its type on the market. Maybe if they start selling volume or if they get some competition, then the price will go down.

 

I understand that they will be doing a front facing camera and that it will be available in February. I think that I am likely to get one.


Share this post


Link to post
Share on other sites

I saw that last week. Hilarious. The motorist was a complete prat.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...