Jump to content


  • Tweets

  • Posts

    • Should this to be take into court with him or should he send something in earlier?
    • This is the other sign  parking sign 1a.pdf
    • 4 means that they need to name and then tell the people who will be affected that there has been an application made, what the application relates to (specificially "whether it relates to the exercise of the court’s jurisdiction in relation to P’s property and affairs, or P’s personal welfare, or to both) and what this application contains (i.e what order they want made as a result of it) 5 just means that teh court think it is important that the relevant people are notified 7 means that the court need more information to make the application, hence they have then made the order of paragraph 1 which requires the applicant to do more - this means the court can't make a decision with the current information, and need more, hence paragraph one of the order is for the applicant to do more. paragraph 3 of the order gives you the ability to have it set aside, although if it was made in january you are very late. Were you notiifed of the application or not?    
    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Cabot/drydens Claimform - old CAT 'debt'***Claim Discontinued***


discod2014
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3362 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hello please can anyone advise me .

 

 

..my story is

 

 

I received a letter from Cabot Financial about a debt owed to Fashion World from 2008.

 

 

They said the account was opened in my name although they are using a wrong surname on 30th september 2008

and a default was registered against me in December 2009.

 

I sent them the letter stating I had no acknowledgement of such a debt and I would like proof of the original documents/agreement etc.

 

They wrote me back on 30th December stating they couldn't find the records and they were pleased to confirm the account was reviewed

and it was not only being removed from their collections process but it would be removed from my credit file within 8 weeks.

 

Today I received a letter from Northampton Small Claims court for the debt that Cabot Financial have said I owe!!

 

They have sent a settlement /mediation letter that I have to fill out and send back by the 16th of Feb..

.any idea on what I send them apart from a copy of the letter saying the debt wasn't recognised?

 

I dont understand how they can do this legally when they have already said to be to basically not worry??

 

Never had a small claims letter before so not sure if there is a standard letter to send.

 

 

..like i said any help would be great thank you

Edited by discod2014
Link to post
Share on other sites

Please monitor this thread for a reply tomorrow

Link to post
Share on other sites

Have you checked your credit file recently? does this show on it?

 

 

Send a CCA to the Solicitor see here send a blank £1-00 po get proof of postage

http://www.consumeractiongroup.co.uk/forum/showthread.php?387435-CCA-Request-Consumer-Credit-Act-1974-**Updated-January-2015**

 

 

I think you will need to CPR 31.14 to them as well

If I have been of any help, please click on my star and leave a note to let me know, thank you.

Link to post
Share on other sites

so the first you knew about this is the N9A?

 

 

you didn't get a claimform?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I have already sent a CCA and Cabot replied with what I posted originally..

 

 

. They can't find any account details etc.

 

 

The day I recieved the original letter from Cabot is the same say I got a blue form From Northampton Court.

 

 

I put on that form the name wasn't mine and I do not acknowledge the debt.

 

 

I sent that back and the CCA request with postage proof on the same day and

 

 

a couple of weeks later I hear from Cabot saying they can't find details

and the debt would be removed from records and

 

 

today I receive the small claims form from Northampton Court

Link to post
Share on other sites

Did they put that in writing?

 

 

dx100uk will probably ask you to fill in a form, I don't have that link yet

fill it in and the post back

 

 

I think this is the link

http://www.consumeractiongroup.co.uk...-December-2014

 

 

The template for the CPR 31.14 is at the bottom of that thread list above

If I have been of any help, please click on my star and leave a note to let me know, thank you.

Link to post
Share on other sites

so you do have the original claimform?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Name of the Claimant Cabot

Date of issue – 28th January 2015

What is the claim for –

It says its a defended claim?

 

What is the value of the claim?

nothing on the court letter but Cabot reckon 480.25

Is the claim for a current account (overdraft or credit/loan account or mobile phone account? its a catalogue

When did you enter into the original agreement before or after 2007? 30th september 2008

 

Has the claim been issued by the original creditor

or was the account assigned and it is the Debt purchaser who has issued the claim. Cabot say they are the legal owners

Were you aware the account had been assigned – did you receive a Notice of Assignment? No idea what that is or looks like :(

 

Did you receive a Default Notice from the original creditor? no although cabot say it went into default 22 december 2009

 

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? no

Why did you cease payments? no clue as to the debt and its not even the right surname

What was the date of your last payment? none

Was there a dispute with the original creditor that remains unresolved? no idea it was to long ago but I don't think so as i do not recall the fashion world account?

Did you communicate any financial problems to the original creditor

and make any attempt to enter into a debt managementicon plan? no

 

If you have not already done so – send a CCA Requesticon to the claimant for a copy of your agreement

(except for Overdraft/ Mobile/Telephone accounts)

 

have already done this

Cabot told me there is no record of the account

they can find and it would be wiped from my credit file within 8 weeks

 

Send a CPR31.14 request to the solicitor named on the claim form for copies of documents mentioned/implied within the claim form. There are two different versions - one for Loans/Credit cards the other for Current accounts

I have had no letters from any solicitor just Cabot and Northampton Court

 

Hope this helps

 

 

I am sending back the small claims form

and ticking the box which says I do not agree

 

 

this warrants a small claim and

 

 

sending the court a copy of the letter Cabot sent me saying the account couldn't be found or collected upon

Link to post
Share on other sites

Just acknowledge the claim for now and tick defend all...you have 33 days in total if defending 19 to acknowledge the claim and a further 14 to submit your defence.

You can do all this on line using the MCOL service once you have registered and attained a username...your password is already on the claim form.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

can we see the full PoC please too

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Particulars of Claim...what they are suing you for (verbatim)

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

you don't need to scan ANY letters

 

 

just the PoC from the claimform mid left side

type it here

 

 

you forgot it when filling out the link

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

today I received this email ...

Dear .........

 

Thank you for your email, dated 30 January 2015.

 

I am sorry to hear that you have had to raise concerns regarding this matter

and that you have received further correspondence from our agent.

 

 

Please accept my sincere apologies for any inconvenience or concern you may have experienced.

 

I can confirm that I have contacted our agent again to request that no further action is taken

and that you are not contacted again in relation to this matter.

 

Yours sincerely

 

Rebecca Sieber

Customer Support Consultant

Cabot Financial (Europe) Limited

 

1 Kings Hill Avenue, West Malling, Kent, ME19 4UA

DDI: +44(0) 1732 524 615

Fax: +44(0) 1732 521 216

Email: [email protected]

 

www.cabotfinancial.com

Link to post
Share on other sites

POC please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

the claim form went back to the court three weeks ago

 

 

I've explained all the correspondence I have had....

.nothing from Fashion World

...a letter from Cabot saying what I owed and when it went into default.

 

 

..a blue letter from Northampton County Court asking me if I knew of the debt and did I accept the claim.

..which was filled in and sent back weeks ago.

 

 

..then the letter from Cabot saying there is no record of the debt

and it would be wiped from my credit file within 8 weeks..

 

 

.then another form I had to fill in and send back which was a white piece of paper with small claims written on it

and did I again agree to it and did I want mediation..

..to which I replied no there is no debt

 

 

here is a copy of the letter Cabot sent me saying so and

 

 

today that email I have just posted..

 

 

. sorry if I'm being stupid but

 

 

I have no forms

they all got filled in and sent back by signed delivery

Link to post
Share on other sites

Just got a letter in the post from a Drydensfairfax solicitors with an enclosed notice of discontinuance that was sent to court..

 

 

.its a copy of a form they have sent the court

 

 

and the box discontinue all of this claim is ticked.

 

 

..does this mean its telling the court to drop the claim?

 

Thanks x

Link to post
Share on other sites

Just got a letter in the post from a Drydensfairfax solicitors with an enclosed notice of discontinuance that was sent to court...its a copy of a form they have sent the court and the box discontinue all of this claim is ticked...does this mean its telling the court to drop the claim?

Thanks x

 

Yes thats an end to the matter.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...