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    • I've looked through all our old NPE threads, and as far as we know they have never had the bottle to do court. There are no guarantees of course, but when it comes to put or shut up they definitely tend towards shut up. How about something like -   Dear Jonathan and Julie, Re: PCN no.XXXXX cheers for your Letter Before Claim.  I rolled around on the floor in laughter at the idea that you actually expected me to take this tripe seriously and cough up. I'll write to you not some uninterested third party, thanks all the same, because you have are the ones trying to threaten me about this non-existent "debt". Go and look up Jopson v Homeguard Services Ltd, saddos.  Oh, while you're at it, go and look up your Subject Access Request obligations - we all know how you ballsed that up way back in January to March. Dear, dear, dear - you couldn't resist adding your £70 Unicorn Food Tax, you greedy gets.  Judges don't like these made-up charges, do they? You can either drop this foolishness now or get a hell of a hammering in court.  Both are fine with me.  Summer is coming up and I would love a holiday at your expense after claiming an unreasonable costs order under CPR 27.14(2)(g). I look forward to your deafening silence.   That should show them you're not afraid of them and draw their attention to their having legal problems of their own with the SAR.  If they have any sense they'll crawl back under their stone and leave you in peace.  Over the next couple of days invest in a 2nd class stamp (all they are worth) and get a free Certificate of Posting from the post office.
    • Yes that looks fine. It is to the point. I think somewhere in the that the you might want to point out that your parcel had been delivered but clearly had been opened and resealed and the contents had been stolen
    • Hi All, I just got in from work and received a letter dated 24 April 2024. "We've sent you a Single Justice Procedure notice because you have been charged with an offence, on the Transport for London Network." "You need to tell us whether you are guilty or not guilty. This is called making your plea."
    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
    • In anticipation of lodging my court claim next Weds 1 May (14 days after advising P2G that was my deadline for them to settle my claim) I have completed my first draft POC as below: Claim Claim number: xxxxx Reference: P2G MAY 2024   Claimant xxxxx   Defendant Parcel2Go 1A Parklands Lostock Bolton BL6 4SD  Particulars of Claim The defendant has failed to arrange for the safe delivery of the claimant's parcel containing a 8 secondhand golf clubs (valued at £265) that was sent to a UK address using their delivery service (P2G Reference xxxxx). The defendant contracted Evri to deliver the parcel (Evri Reference xxxxx) and refuses to reimburse the claimant on the grounds that the claimant did not purchase their secondary insurance contract. The defendant seeks to exclude their liability in breach of section 57 Consumer Rights Act. The secondary insurance contract is in breach of section 72. The claimant seeks reimbursement of £265, plus P2G fees of £9.10, plus postage costs for two first class letters to P2G of £2.70, plus court fees, plus interest. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from xxxxx to xxxxxx on £276.80 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx   Details of claim Amount claimed £276.80 I look forward to your thoughts and comments guys! As ever, many thanks - G59    
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Erudio claimform - old SLC loans - stayed - now N244 **WON SJ refused**


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Yes indeed and seeing as they state in their letter it was 2008 = SB

I suppose they could argue i contacted them after, however this was to dispute the fact they had ignored my requests therefore i had no choice to contact them. i dont believe this can reset SB clock

Thanks Andy,

Lets hope they are not successful for a 3rd time

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Scan redact and upload what you have received from the court please.

We could do with some help from you.

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 Appears to only be part of the Court hearing information that has been uploaded.

We could do with some help from you.

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urm so where is page 2 then......

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Im trying to upload but its stating there is a max file size of 293kb.  i'm trying but cant get it that small

the 2nd page is a generic page of the terms of the hearing, apologies i thought it wa incl. i cannot find how to do it

ok guys here you go, apologies, im not sure why i couldnt upload, sorry about that

 

 

n24 full.pdf

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cause nearly all of your uploads were at the 4.8mb limit.

you really should by now have learned how to do document uploads properly

using a pdf editor (of which anyone with a pdf editor can remove your blanking BTW! and see you pers detsails)...is not the way we recommend if you read our upload guide carefully... scan and redact each page as a jpg, redact in mspaint then convert all to one mass pdf using online sites listed in upload

 

your method makes huge 4mb files that fill your upload  limit up each time you upload.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Of course but it showed 3mb on my pc which was confusing me, and i did edit in jpeg then convert to pdf. i didnt know that! ill find another way.

 

how can i delete the upload then so i can redact another way please? i dont want to leave that online

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ive already tidied some of your upload no worries   you have space now

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Back to the General Order/Directions....

 

Points 7 / 14 / 15 / 16 are of importance to you mostly of which you have already prepared for the previous hearing.

Point 9 you must action ASAP this week.

 

Another User had his defence struck out for not complying with this direction on time and now faces the inconvenience of trying to set a side the order.

 

Andy

We could do with some help from you.

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Thanks Andy,

 

Yes I have actioned point 9 already. Indeed I have pretty much prepared. But this is an application hearing not the hearing itself? I thought the application hearing was when the judge will consider the matter being reheard.

 

Typically in an application hearing what should I be saying?

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the debt is statute barred  - there is nothing more for you to say.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Quote

But this is an application hearing not the hearing itself?

 

Given that the court has directed that you submit statements/evidence.....I would take it as duel. Some courts will deal with the application and claim in one hearing....so be prepared for a full hearing.

We could do with some help from you.

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Although I do note that only 30 mins has been allocated...so perhaps just a hearing to consider their application....possibly.

We could do with some help from you.

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Thanks Andy. Yes I recall the last application hearing, I was asked if i had anything to add, i tried to begin stating my defence in short, and I was stopped.

 

So typically with an application hearing, is there anything I can say? It didn't seem like I could say a lot, and more I was just there for the purpose of being present.

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You cant really object to an application to lift the stay...the court did reject the application for reasons which are rather strange and the claimant has corrected them with this new application. You can object to Summary Judgment part of the application as previously discussed with reasons and which you have previously prepared for. (statement /evidence).

 

Just the bundle prep thats different to the last hearing.

 

Normally for this application a court would not give directions for bundle preparation/Directions Questionnaires etc so I think the court may only look at the lifting the stay aspect of the application and disregard the Summary Judgment content...but that's my own personal assumption. 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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Thanks Andy,

 

I'll be prepared for a full hearing nonetheless, just in case anyway.

 

They have made spelling mistakes and sent the wrong templates before, which i had to call and confirm. i followed the full process and erudio are completely in the wrong here. I just hope i can articulate this/and the judge sees that. i should have atleast been within my right to be granted deferment, which was denied by their ignorance and trickery. Hopefully the judge will be aware of the amount of cases and news articles relating to this.

 

So when you say its strange, you mean technically they should not have rejected the applications previously? 1st time was due to my WS stating SB. Second time was their lack of 'an application must contain a concise statement with reason as to why the claim was let stayed and why the claimant didn't proceed at the time'.

 

Thank you all again, i will keep preparing, much appreciated as always to you all.

Edited by patterns
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  • 4 weeks later...

Hi guys,

 

Just an update, application hearing is a few days away now, i have not received any PDF bundle from the claimant. Should i be concerned or do anything? i have tried calling the courts multiple times. Will keep at it.

 

Hi Andy, i know you mentioned normally in an application, a court would not give directions for bundle preparation/Directions Questionnaires.... im sure they didnt last time either, and that this is just a generic template they use

 

I will keep trying to get hold of the court

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HI Guys,

 

3.5 hours past hearing date/time and nothing. i have checked my email was received successfuly by the courts.

 

Is it normal for this length of delay? What would be the possible reasons unless the court were running late? Previously if they were running late, i got a call to inform me.

 

If the claimant didnt send details for the hearing, or failed to show for the remote hearing, what would happen? Previously they have called and had the claimant on the line before calling me.

 

Again trying the tel number and no joy. i may well drive down tomorrow.

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You win if no show

Prob wont hear till near 4pm end of day admin run before closing

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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