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HPH2/cohen claimform - Santander Loan 'debt'***Claim Struck Out***

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Hi Andy,

 

Today I received a "General Form oF Judgment Order" from the County Court Business Centre dated the 18th August, it says I was sent a direct questionnaire and I have failed to return it N149 or something?

 

I have not had anything else from them!

 

What do I do

 

Thanks,

Flappy

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I just rang the court, they said they sent me a CCBC on the 27th July ( I never got ) they are going to email me the CCBC questionaire and I have to compleet within 7 days from service.

 

any advice please?

 

Cheers

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Its the Directions Questionnaire Flappy...N180...simple to complete....

 

Yes to mediation yes to small claims track...the rest is tick box self explanatory.Make sure you submit it ASAP and serve a copy on the claimant.

 

You could have downloaded from the CAG Library....

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?406099-LEGAL-N180-Directions-Questionnaire-(Small-Claims-Track)-**Correct-at-Oct-2013**

 

Regards

 

Andy


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Hi Andy,

 

Thanks I will do that today, I wasn't aware of such a form to complete and I did panic when the court said they had already sent on the 27th!

 

It does not mention sending a copy to the claimant on the sheet, however with your advice I will go ahead and do that, do i send a copy to the claimants solicitor also?

 

The court said I could email my form to them, I will do that and post it to make sure.

 

Thanks,

Flappy

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Hi Andy,

 

Does this form mean that the claimant wishes to proceed? or is it a standard response from the court?

 

I do have the SAR from Satan that says this was SB back in Feb

 

Thanks,

Flappy

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postal copy to the claimant

 

 

no it does not mean its def going to court


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Hi All,

 

I have not heard anything from anyone, nothing from the court or from the claimant.

 

When I posted a copy of the Directions Questionnaire I also reminded then I had not heard from them regarding the information I requested from them.

 

I assume / hope that they never even completed the DQ and this will be the matter closed?

 

Thanks,

Flappy

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You could ring your local court and inquire if a Notice of Allocation is being possessed Flappy.....but no news is good news.

 

Regards

 

Andy


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Hi Andy,

 

Thanks for that information - I will give it until next week, I have the SAR anyway so I will just take / mention that if they try to take it any further.

 

Best regards,

Flappy

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Hi Andy,

 

Update - not heard anything from the other party or the court so I just rang them, CCBC confirmed that it was struck out on the 5th September.

 

So unless they write to the judge for a reason in not replying etc the matter is closed?

 

Cheers,

Flappy

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It certainly is Flappy...well done.

 

Thread title amended to reflect the outcome.

 

Delighted for you.

 

Regards

 

Andy


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hey well done

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

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Name of the Claimant ? – “Hoist Portfolio Holding 2 Limited”

Date of issue – . 21st May 2015

What is the claim for – the reason they have issued the claim?

 

1.This Claim is for the sum of +£5k in respect of monies owing pursuant to the Consumer Credit Act 1974 (CCA) under account no XXXXXX XXXXXXXX

The debt was legally assigned by Santander UK PLC to the claimant and notice has been served.

 

2.The defendant has failed to make contractual payments under the terms of the agreement.

 

3.A default notice has been served upon the defendant pursuant to Section 87(1) CCA.

 

4.The Claimant claims

1 – The sum of +£5k

2 – Interest pursuant to s69 of the County Court Act 1984 at a rate of 8.00 percent from 03/05/2015 to the date hereof 15 days is the sum xxxx

3 – Daily interest at the rate of £1.71

4 – Costs

What is the value of the claim? +£5k

Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? I think a Loan

When did you enter into the original agreement before or after 2007? Feb 2007

Has the claim been issued by the original creditor

or was the account assigned and it is the Debt purchaser who has issued the claim. Claim is now with a debt purchaser

Were you aware the account had been assigned – did you receive a Notice of Assignment? I can not remember, if they did send then perhaps to an old address

Did you receive a Default Notice from the original creditor? I can’t remember

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? No

Why did you cease payments? I think it was September 2008

What was the date of your last payment? 31st September 2008?

Was there a dispute with the original creditor that remains unresolved? No

Did you communicate any financial problems to the original creditor

and make any attempt to enter into a debt management plan? No

 

Can we edit these values so they can't relate it back to me personally?

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No problem..that why we advise you to round them up/down initially:lol:


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done

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Thank you DX....very efficient indeed....all ok now Flappy?


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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Thank you DX....very efficient indeed....all ok now Flappy?

 

perfect, another job from my list - they are slowly dropping from my file..

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**********UPDATE**********

 

It dropped from the credit file today!

 

Cheers All,

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Oh No....

 

Robinson Way are now after this old debt that's no longer on the credit file

- and guess what???

 

yep they have a payment on file for £1 from 2015 or something (yeah right as if) oh and it was sent to them via cheque :)

 

Chancers

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Ignore


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Report their sorry behinds to the FCA, and complain to the CRA about processing inaccurate data.

 

 

IMHO I'd be hitting Robbersway with an LBA giving them 7 days to remove the defamation from your CRF or face legal action.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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