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Help with a PPI company?


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I took on a company called Stake Your Claim over a year ago now

and slow to do anything would be an understatement,

I have received 1 pay out in 13 months but anyway.

 

October last year I had PPI on an MBNA credit card,

MBNA decided to play awkward asking for lots of documentation which I provided,

they then wanted more which included utility bills from a house I lived in 7-8 years ago,

I didn't have any, I told the PPI company this, they told MBNA.

 

They phoned me during the week telling me they had received an offer from MBNA

but that the payment would be taken of my outstanding balance, OK I thought.

Today I receive an invoice from them for £42 for their services.

 

On the same day I receive a letter from MBNA saying because I could not provide the information they asked for

the case for PPI could not continue and nothing would be paid.

 

So to me it seems I am getting billed for nothing,

 

 

yes there is PPI but its not been refunded

but Stake your claim see there part as done so tough !!!!!.

 

Any ideas?

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you've been here since 2007 and you employ a CMC to reclaim PPI

 

 

now you moan they might be fleecing you....amazing.

 

 

why did you not follow the advise all over CAG here and do it yourself for free?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I signed up with PayPlan for my debts,

 

 

these guys are linked so I thought what the hell,

 

 

I am aware I could do it myself but couldn't be bothered with the hassle.

 

 

The time reclaiming bank charges were all the rage I did that, how many ended up in court?

Me, and how many lost in court? Me.

So couldn't be bothered with all that hassle again.

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but PPI reclaiming doesn't lead to court unless you decide to fo there

a fleecing CMC has no more powers or clout than you or I.

 

 

send MBNA what they want directly

put in the letter that you have dumped the CMC and to no longer deal with them.

 

 

send the CMC a letter dismissing their claim as they failed to help you

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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scan up the MBNA letter please

 

 

lets see why they want it

 

 

sounds like they are playing silly buggers

 

 

don't forget these CMC usually also get a backhander on the side

to close claims with a short or no settlement from the OC.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I don't have the letter at hand, basically I lived at a different address back then, they were looking proof of that address so looking something like a utility bill, I don't have anything as electric was prepay, didn't have a land line and my mobile was pay as you go. I said I could supply the tenancy agreement, no good.

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so its simply proving to them you were at that address at the time?

 

 

they could do that by looking at the old voters lists or your credit file.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Right an update to the confussion.

 

 

The credit card was an Alliance and Leicester credit card run by MBNA.

 

 

A&L changed to Santander,

 

 

MBNA can locate the account,

 

 

in the switch to Santander they can't locate me

 

 

hence looking further info which I do not have.

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hence looking further info which I do not have.

SAR ?

 

Up to you to find your own info sometimes, never use a claims company.

Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

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