Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

HSBC/DG CCJ/CO - old OD - cleared, now what?


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3437 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

did you know they were taking place

but just ignored them?

 

tell us the story of this debt

 

its beginning to smell.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I did know they were going ahead, but I ignored them.

 

The story is that I got into financial trouble:

i had several credit cards,

I was using one to pay off another and

I was running an overdraft at HSBC that I kept exceeding every month. And

 

every month charges were added making it even more difficult.

I seem to remember getting charges of £150 a month for many months.

I think they had a cap at that figure.

 

I was under pressure at work, pressure from continual DCA calls and my marriage was breaking up.

 

Although I did some prep work to reclaim the bank charges,

I didn't go through with defending as the other life pressures were too great.

It seems feeble to say it now.

 

As part of the process of reclaiming I got a figure for the amount of charges in the debt and it was about £2150

- they were chasing a debt of £2000.

 

I did receive a letter about plans to obtain a charge order on the property

and about the court case, and though I tried to look at them I didn't have the capacity to defend.

 

I filled in a income/outgoings form for the court and offered £50 per month which was accepted.

I've been paying ever since.

 

I doubt I can lay hands on the original documents for any of this

- since the split-up many things got lost.

 

Does that help at all?

Brought to my knees by the banks, but up and standing again. Nearly.

Link to post
Share on other sites

hey no sweat

 

we've all been there

 

no need to feel bad about it.

 

it might serve a greater purpose to start the process of getting all the paperwork

 

might throw something up to get something back.

 

why not send HSBC an sar to get everything.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 1 year later...

A few years ago DG Solicitors took me to court and got a CCJ against me and also got a charging order against the house.

 

In October '14 I cleared the debt. DG sent me a Notice of Satisfaction.

 

Do I now have to do something, or will DG Sols update the court / Land Registry?

 

A second problem is that the Notice of Satisfaction is incomplete.

 

A sentence says "We confirm final payment of the above account was received on ." but has the date missing.

 

I have asked DG to correct this, but I haven't received a new notice yet.

 

So, if I have to do something for the court/land registry, will this certificate be acceptable?

 

The CCJ still appears on my Noddle report, though the bank account the debt was associated with has dropped off.

 

Thanks,

 

Sue

Brought to my knees by the banks, but up and standing again. Nearly.

Link to post
Share on other sites

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Thanks, Andy, so I have to write to the court with a copy of the certificate.

 

What about the land registry marker? As the charge order was obtained in a court, I guess I have to write to that court too. Will the court then advise the Land Registry?

 

Thanks again,

 

Sue

Brought to my knees by the banks, but up and standing again. Nearly.

Link to post
Share on other sites

I would inform both yourself :wink:

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

  • dx100uk changed the title to HSBC/DG CCJ/CO - old OD - cleared, now what?
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...