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    • No, I think UK will get same deal as EU.  Main reasons for this are two sectors,  Defence and Financial Services.  US have huge levels of money invested in the UK, so they have a self interest in offering a trade deal as good as the EU.
    • @labrat I'll bet it isn't the subframe itself that's broken. It'll be the subframe mounting bolt(s) that have sheared off inside it. Because the bolt is seized inside the subframe, it effectively renders the subframe scrap. I suspect the garage are simply talking in terms the average customer is more likely to understand than going into the detail of it. The Golf, Jetta and Beetle, which are all mechanically identical, are notorious for it.    A smaller independent garage may have tried to get the bolts out, but you very quickly reach the point where time/effort/cost is simply not worth it and replacement of the whole subframe is the better choice.   Of course the OP could approach a salvage yard, either local or online, and ask about the cost of a good used item, which would be substantially less expensive than what I assume is the price VW are charging for a replacement.
    • Applied for and awarded by BY in Sept 2020 still not received it yet Comments appreciated
    • Hi Slick   I am not as experienced as you is there any thing in sar that i can identify. It does not state £2.5k debt in sar. It mentions new add ons.
    • So long story short.   I had a number of re-occurring loans with Unclebuck, I made a complaint in regards to my latest one back in 2019, got to an agreement to remove default markings and charges etc and just pay the principal. Didn't pay the outstanding amount due to personal reasons, being put on Furlough was one of them.   Saw that Unclebuck went into administration, made a redress application a couple of weeks ago, got awarded £807 for previous loans (not the latest one). So I contacted the administration to confirm they would pay the redress amount towards my outstanding balance, but they said they cannot do so?   How is that fair? I get they they can't pay me any cash, but surely they should be able to write off the current outstanding amount, it has to work both ways right? This was the latest response I got, so far no reply from their solicitor yet.   "Whilst I note your comments concerning your desire to set off Redress due in respect of unaffordable loans against your current loan that was not eligible for Redress, unfortunately the Administration precludes the position of set off until the Administrator makes a declaration under Rule 14.29 of the Insolvency Rules 2016. This declaration has not been made by the Administrators and will not be made as there is no distribution or intended dividend to be made to creditors in this particular Administration. Whilst I sympathise with your position, you will appreciate that the Administrators are governed by statute and cannot contract out of it.   I promise to speak to our solicitors to see if there is any room for manoeuvre on this matter and will come back to you afterwards, however I feel that it is unlikely. As you will appreciate making an exception for you may open the Administrators to claims from other customers in a similar position to yourself and indeed from other customers that do not have the benefit of another loan to set their Redress off against."   And to further add to it, I got an email today saying they transferred the loan to a collection field agency "Conexus Recovery and Field Services Ltd "  
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 33 replies

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I have received a parking charge notice which I am sure you all know is not a fine, just an invoice that they would like me to pay. From a well known bunch of legal muggers.

The so called offence was staying approximately 10 minuets longer than the 2 hours i paid £1 to park for. In a private car park whilst Christmas shopping. Spending over £500 in shops owned by the same company who owns the car park.

The car park muggers have sent me a photo of my car entering & leaving said car park unfortunately for them they have got the date/times wrong.

I know i can prove beyond all reasonable doubt that there date/times are completely wrong in a court.

Do I write & tell them. There for giving them the opportunity to change the date & time to the correct one. or my personal choice would be to say & do nothing. Wait for my day in court & prove beyond doubt I was not there at those times.

I am sorry to be a bit cagey about who, where & when etc. But i know the car park muggers monitor these forums.

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So what if they monitor them. They cant do anything at all and they know it.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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This was ANPR going by your first post?

 

How many days from the date of the parking event till the NTK landed on your doormat?

 

Do they mention the POFA 2012 on the NTK? Can you post up a redacted copy please?

 

They seem to be BPA members, but their website does not make any mention of this...

 

http://www.britannia-parking.co.uk/index.php

 

We need to see the NTK really.

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You weren't offending me at all. My point was the ppcs can't do anything, although they try and say they can.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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It is good that the par parking companies monitor these forums, that way they know when they are going to lose and may well stop their stupidity in time to save themselves a few quid on time wasting. It gives them fair warning that people dont believe their lies and are happy to help the uninitiated.

Now, back to your letter, you mention christmas shopping so presumable this event was befoe christmas so when did you get the demand? They have 12 days plus 2 days for service to get the letter to you so 14 days max otherwise it is timed out under the PoFA and therefore no keeper liability. the burden of proof as to the identity of the driver lies with them so they cant just say that you must have been driving because it is your car. For example, I am the legal owner of my daughters car but I have never driven it but I would never tell any parking co anything other than I am the keeper.

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Thank you ericsbrother

It says. date of contravention 10/12/2014 & date of this notice 02/01/2015 plus it took at least another 3 days for us to receive it in the post. Does this mean it is timed out.

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Thank you ericsbrother

It says. date of contravention 10/12/2014 & date of this notice 02/01/2015 plus it took at least another 3 days for us to receive it in the post. Does this mean it is timed out.

 

Yes.

There is no keeper liability under the POFA 2012.

They can only chase the driver.... and you have no obligation to tell them who that is.

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Yep, they have 14 days after the date of the event to serve keeper with notice and they have failed to do so. I would write to them as keeper of the vehicle and tell them this. Say that they didint send out notice in the time allowed by S9 of the PoFA and therefore there is no keeper liability and any further correspondence will result in a claim of harassment being made against them as both a criminal act and civil tort.

It is then up to them to identify the driver at the time. If you do get any further demands make a complaint to Patrick Troy at the BPA .

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