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Barclaycard debt sold on - MKSS - what to do?


sharkfin
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Last two years I've been temporarily in a bit of a financial pickle due to splitting up with my ex and various related problems.

 

 

At one point I had to prioritise what I could and couldn't pay, and stopped making payments to my Barclaycard.

 

I think I missed letters from them due to moving house twice and my ex throwing out my mail,

but fast forward a while, I got my flat sold and was in the position to clear the debt altogether,

which had always been my intention right from the start.

 

But before I could get it sorted they sold the debt on and it's now showing as a default on my credit file.

I'm getting lots of phone calls, which so far I haven't answered but I googled the number and it's a company called MKSS.

 

What should I do?

 

 

The amount is £3,700, which I am still in a position to be able to pay,

but I'm a bit annoyed that I can't sort it out with Barclaycard

and also a bit annoyed that even if I DO pay it off,

it'll still be listed as a default on my credit file.

 

 

I'm now finding it impossible to get another mortgage, and I'm still struggling quite a bit financially.

 

Morally I do want to clear this debt but I sort of feel that I don't owe MKSS anything, as my debt is/was with Barclaycard.

 

Practical advice would be welcomed.

 

 

Many thanks.

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The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

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I take it you mean MKDP [MKRR]

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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