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Vanquis debt sold to lowells


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hey no sweat..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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as it was 5yrs ago

i'd send a new CCa request.

 

also since that date it's worthy to note that we've seen that application form and blank (no name or address on it?) T&C several times

and lowells have lost court cases trying to use those to enforce debts too.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Sorry I can’t read it all properly but If it was unenforceable then, why would you send another cca? Of course if it was enforceable then yes send another.

 

Do you have a Default Notice? 
 

I had a vanquis card from those days and Lowell closed the account although the agreement looked good( but the DN was bad). 

Any opinion I give is from personal experience .

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Even though I’ve been paying them for this long? 
 

I know you’re going to say something along the lines of “because they’re a bunch of muppets” but why are they doing this as if I’ve not been paying?

 

dx - I took the name and address out for privacy...

Edited by Big1978
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the letter simply says these are you accounts...ONE of them you are not paying..

 

not this one.

 

dx

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Isn't that the 3rd one you have uploaded ?  

 

No other companies are having problems using royal mail /post during the pandemic..therefore its a scam to get your email address dream pt up by some numpty at Lowells.

 

Ignore.

 

Andy

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Yes, Andy. I uploaded the copies letters to each of the threads. 
 

That is what I thought, but I wanted to check with you good folks. 
 

but of course I uploaded the wrong one to this thread (doh!)

Edited by Big1978
I’m an idiot!
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Not the first company to be working from home. My payroll department now send out payslips electronically.

 

Mind you I would give them what they ask for, at the moment it is unenforceable 

Any opinion I give is from personal experience .

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  • 1 month later...
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‘late payments dept’

 

:ranger:  A debt collector with a late payment department...sounds ever so grand.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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