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    • It is the usual rubbish.   It is cunningly designed to frighten you because it uses some words designed to provoke an emotional response such as Bankruptcy, charging, Warrant etc.   If you read it carefully it can be summed up as follows:   1. You were wise enough not to engage with us before and we are a bit pissed about that.   2. Because we are pissed but can do nothing else we are trying to frighten you with all the things someone else COULD (but probably wouldn't) do with keywords. Only our client and his solicitor could if they had a case.   3. More keywords because we are still pissed you have not engaged with us.   4. We have advised our client (though we probably haven't) to refer to solicitors for legal action because 1). we have failed to scare or engage you and 2). we have no power to take legal action ourselves, only solicitors engaged by our clients could do that.   5. We want to help you (for which read we want to help ourselves) and please look at the list of other people who can help you because a). we may be legally obliged to refer you to third party help and b). some of those guys will advise you to engage with us rather than put us to strict proof.   This letter should be filed along with it's envelope.  No need to respond in any way or have any anxiety about this one.
    • you get the council involved then as the noise is nuisance. You will need to keep a diary but whislt you are on to the council you ask them to see if they cna inspect the property as you belive that the works being doen come under building control and possibly breaching the London Fire Acts ( or similar for most cities) hopefully tey will send someone round and then tell you if they are happy or not with what they have seen. That will help you decide how you want to play things
    • Right, FOI requests cant be made to non governmental organisations and the charges wont be ILLEGAL so your mortgage co will read what you have written in such a way as to think tht you dotn know what you are on about and then try and blather or stall things whilst still rokking yu for every penny they can. now commercial mortgage so terms will be vastly different to home purchase and fees are part and parcel fo that game as a court will decide that you knew waht you were letting yourself into. That means you have to come up with somehting more than just pouring out your feelings for us to be able to offer some solid advice   so, sight of morgtage terms, statements of account, why they have got solicitors involved ( arrears?) what was the original interest and was that variable and if so on what basis?   we need to knwo an awful lost abotu how things have got to where they are and we also need to see the numbers so we can at least try an spot anything obvious
  • Our picks

    • Future Comms is a Big Con. How to get out of it. Read more at https://www.consumeractiongroup.co.uk/topic/417058-future-comms-is-a-big-con-how-to-get-out-of-it/
        • Like
      • 4 replies
    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 5 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies
    • A shocking story of domestic and economic abuse compounded by @BarclaysUKHelp ‏ bank complicity – coming soon @A_Gentle_Woman. Read more at https://www.consumeractiongroup.co.uk/topic/415737-a-shocking-story-of-domestic-and-economic-abuse-compounded-by-barclaysukhelp-%E2%80%8F-bank-complicity-%E2%80%93-coming-soon-a_gentle_woman/
      • 0 replies
stu007

Homelessness Sources of Interest **Correct as at January 2015**

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SCOTLAND ONLY

 

Barnado’s

Barnardo's works with homeless families as well as young people who are homeless or living in insecure accommodation.

 

Code of Guidance on Homelessness – Scotland

Tackling homelessness is central to the Scottish Executive’s strategy for providing routes out of poverty and disadvantage and promoting economic inclusion. We have put in place forward-looking and ambitious policies to prevent and alleviate homelessness, including legislation which has improved homeless people’s rights. This Code has been updated to reflect the legislative changes. It provides practical guidance on how the legislation and related policies should be implemented.

 

Crisis

Crisis is a leading national charity, helping people find suitable appropriate accommodation and supporting individuals through the process.

 

CrossReach – Homelessness

CrossReach offers accommodation and support to people who are homeless in Stornoway, Inverness, Glasgow and Edinburgh.

 

Duties under the Homelessness etc (Scotland) Act 2003 Section 11

Section 11 of the Homelessness etc (Scotland) Act 2003 gives local authorities early notice of households at risk of homelessness due to eviction. It places a duty on landlords (except local authority landlords) and creditors to notify the relevant local authority when they raise proceedings for possession or serve certain other notices.

 

Ministers have exercised powers under section 11 to make regulations specifying the form and manner of notice to be provided to local authorities. The Notice to Local Authorities (Scotland) Regulations 2008 (SSI 2008/324) came into force on 1 April 2009. Schedule 1 sets out the information to be provided by landlords; schedule 2 the information to be provided by creditors.

 

Emmaus

Emmaus is a homelessness charity with a difference, providing more than just a bed for the night for people who have experienced homelessness and social exclusion.

 

FourSquare

Four Square, Edinburgh’s homelessness charity, Four Square believes that everyone has the right to a home and a place in their community. Since 1975 we've been at the forefront of tackling homelessness in Edinburgh and beyond.

 

Homelessness etc. (Scotland) Act 2003

The Scottish parliament passed the Homelessness etc. (Scotland) Act 2003 which has an aim of ensuring that by 2012 everyone assessed as being unintentionally homeless will be entitled to permanent accommodation.

 

Homeless Person (Unsuitable Accommodation) (Scotland) Order 2014

The Homeless Persons (Unsuitable Accommodation) (Scotland) Order requires councils to ensure that pregnant women and households with children are not placed in unsuitable temporary accommodation, unless there are exceptional circumstances

 

Housing Rights Information Scotland

The Housing Rights website aims to provide accurate information to recent arrivals and to advisers about entitlements to housing, based on people's immigration status.

 

Rowan Alba – Preventing Homelessness in Scotland

Rowan Alba works with those whose lives are chaotic often, but not exclusively, due to domestic abuse, drug or alcohol dependency or mental health issues. A combination of these factors can lead to homelessness, which makes the whole situation much more complex, and one not always solved by providing a roof over a head. Rowan Alba services in Edinburgh, Perth and Kinross and Angus reduce the chances of people becoming homeless or, where this has happened, to provide people with the ongoing care and support they need.

 

Shelter Scotland

Shelter Scotland is a charity that works to alleviate the distress caused by homelessness and bad housing. They do this by giving advice, information and advocacy to people in housing need, and by campaigning for lasting political change to end the housing crisis for good.

 

The Pavement

The Pavement is committed to publishing independent advice as well as hard-hitting and entertaining reportage, tailored to a homeless readership within the UK via our regional magazines and UK-wide website. We aim to provide and publicise appropriate information that is objective, timely and relevant on a range of advisory and practical services available to homeless people, as well as news on the issues impacting the homeless and dispossessed from across the UK.

 

The Salvation Army – Homelessness

Homelessness is a reality of our society. With thousands of homeless people sleeping rough each night, we believe it is imperative to help them in any way we can. From street homeless to those battling addiction, the services we offer put the person and their needs at the centre of their support to help them get back on their feet and stay there.

 

Turning Point Scotland – Homelessness

In order to tackle the fight against homelessness, Turning Point Scotland provides services to those who are homeless or at risk of becoming homeless.

 

 

Homelessness Sources of Interest - SCOTLAND ONLY.pdf

 

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ENGLAND ONLY

 

Barnado’s

Barnardo's works with homeless families as well as young people who are homeless or living in insecure accommodation.

 

Barnabus

Barnabus is a Manchester Christian Homeless Charity bringing hope and support to the Homeless for 23 years through our city centre drop-in, outreach and collaborative projects.

 

Centrepoint- Give young homeless people a future

Centrepoint provides a safe place to live for more than 2,900 young people, aged 16-25, every year in London and the north east of England.

 

Crisis

Crisis is a leading national charity, helping people find suitable appropriate accommodation and supporting individuals through the process.

 

Emmaus

Emmaus is a homelessness charity with a difference, providing more than just a bed for the night for people who have experienced homelessness and social exclusion.

 

Homelessness Code of Guidance for Local Authorities (2006)

The code provides statutory guidance on local authority housing and social services statutory functions in respect of people who are homeless or at risk of homelessness. The code is issued by the Secretaries of State under section 182 of the Housing Act 1996, and local authorities must have regard to the Code, by law.

 

Homeless Link

They are the national membership charity for organisations working directly with people who become homeless in England. They work to make services better and campaign for policy change that will help end homelessness.

 

Housing Rights Information England & Wales

The Housing Rights website aims to provide accurate information to recent arrivals and to advisers about entitlements to housing, based on people's immigration status.

 

Shelter England

Shelter offers free, expert housing advice to anyone – no matter what their situation. They have a free helpline open 365 days a year and they have face-to-face advice centres up and down the country, as well as specialist legal and support services for those who need more in-depth housing help. Their expert advisers will listen to and support clients, and can help them take action or negotiate on their behalf.

 

SHP – Preventing Homelessness

Established by a group of homeless people, SHP began with one property in Pimlico in 1975. Today we provide a wide range of accommodation and support services to 7,000 people a year across many London boroughs.

 

St Mungos Broadway

They help people recover from the issues that create homelessness and to rebuild their lives. They currently work across London and the south of England including in Bristol, Reading, Milton Keynes, Oxfordshire and Sussex, as well as managing major homelessness sector projects.

 

Streets of London

Streets of London (registered charity number 1155242) funds specialist support for people who are homeless in London, and raises awareness about homelessness.

 

The Pavement

The Pavement is committed to publishing independent advice as well as hard-hitting and entertaining reportage, tailored to a homeless readership within the UK via our regional magazines and UK-wide website. We aim to provide and publicise appropriate information that is objective, timely and relevant on a range of advisory and practical services available to homeless people, as well as news on the issues impacting the homeless and dispossessed from across the UK.

 

The Salvation Army – Homelessness

Homelessness is a reality of our society. With thousands of homeless people sleeping rough each night, we believe it is imperative to help them in any way we can. From street homeless to those battling addiction, the services we offer put the person and their needs at the centre of their support to help them get back on their feet and stay there.

 

Turning Point – England

They provide a range of different support packages to meet your individual needs including developing living skills, confidence, self-management and self-esteem needed for independent living. They also help you maintain your tenancy, and engage in education, employment, and training opportunities.

 

Homelessness Sources of Interest - ENGLAND ONLY.pdf

 

 

Before Printing the PDF TIP

 

If you DO NOT wish to print Page 1 (Cover Page) of the PDF, please ensure to do the following:

 

Ensure you go to your Printer Settings and set it to 'Print from Page 2' (this way Page 1 (Cover Page) should not print out).

 

Note: This will save you Ink & Paper


How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

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WALES ONLY

 

Adref

Adref is a registered charity and limited company devoted to eradicating homelessness in the South Wales Valleys. We have been in existence since 1990 and manage a range of support services that help people develop skills that will avoid them becoming homeless and accommodation for people that do not have housing.

 

Barnado’s

Barnardo's works with homeless families as well as young people who are homeless or living in insecure accommodation.

 

Crisis

Crisis is a leading national charity, helping people find suitable appropriate accommodation and supporting individuals through the process.

 

Cymorth Cymru

Cymorth Cymru is the umbrella body for organisations in Wales, working with people who are vulnerable, isolated or experiencing housing crisis, including: people who are homeless, or at risk of homelessness, families fleeing domestic abuse, people dealing with mental or physical health problems, or learning disabilities, people with alcohol or drug problems, refugees and people seeking asylum, care leavers and other vulnerable young people, and older people in need of support.

 

Emmaus

Emmaus is a homelessness charity with a difference, providing more than just a bed for the night for people who have experienced homelessness and social exclusion.

 

Housing Rights Information England & Wales

The Housing Rights website aims to provide accurate information to recent arrivals and to advisers about entitlements to housing, based on people's immigration status.

 

Llamau

Llamau is the leading Homelessness Charity for the most vulnerable Young People and Women in Wales.

 

Olive Branch

To provide a quality non-discriminatory advice, advocacy and support service to those who are homeless or vulnerably housed in Newport Gwent, promoting social inclusion to those on the margins of society.

 

Newport Night Shelter

Newport Night Shelter offers temporary emergency shelter for the homeless, but aims to help our guests find permanent solutions to their homelessness and underlying issues.

 

Shelter Cymru

Shelter Cymru is Wales’s people and homes charity. We believe that a decent secure home is a fundamental right and essential to the health and well-being of people and communities.

 

Raven House Trust

They provide food and furniture for people in need throughout the old county of Gwent and beyond. They work with Social Service Departments, Support Organisations, Churches and Schools

 

The Pavement

The Pavement is committed to publishing independent advice as well as hard-hitting and entertaining reportage, tailored to a homeless readership within the UK via our regional magazines and UK-wide website. We aim to provide and publicise appropriate information that is objective, timely and relevant on a range of advisory and practical services available to homeless people, as well as news on the issues impacting the homeless and dispossessed from across the UK.

 

The Salvation Army – Homelessness

Homelessness is a reality of our society. With thousands of homeless people sleeping rough each night, we believe it is imperative to help them in any way we can. From street homeless to those battling addiction, the services we offer put the person and their needs at the centre of their support to help them get back on their feet and stay there.

 

The Wallich

They are a homelessness charity and have been working with homeless and vulnerable people for over 30 years. They work to find lasting solutions to homelessness and prevent its occurrence by working with those who are in danger of becoming homeless.

 

Turning Point – Cymru

They provide a range of different support packages to meet your individual needs including developing living skills, confidence, self-management and self-esteem needed for independent living. They also help you maintain your tenancy, and engage in education, employment, and training opportunities.

 

Homelessness Sources of Interest - WALES ONLY.pdf

 

 

Before Printing the PDF TIP

 

If you DO NOT wish to print Page 1 (Cover Page) of the PDF, please ensure to do the following:

 

Ensure you go to your Printer Settings and set it to 'Print from Page 2' (this way Page 1 (Cover Page) should not print out).

 

Note: This will save you Ink & Paper


How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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NORTHERN IRELAND ONLY

 

Barnado’s

Barnardo's works with homeless families as well as young people who are homeless or living in insecure accommodation.

 

Council for the Homeless Northern Ireland

CHNI is an umbrella organisation representing organisations working with homeless people in Northern Ireland.

 

Crisis

Crisis is a leading national charity, helping people find suitable appropriate accommodation and supporting individuals through the process.

 

Depaul Ireland

Depaul is a charity helping people who are homeless or at risk of homelessness.

 

First Housing Aid & Support Services

First Housing Aid & Support Services is a charitable organisation offering advice, support and accommodation to people that are homeless and in acute housing need across Northern Ireland.

 

Homeless Northern Ireland

Homeless Northern Ireland is published by Homeless Link with support from Council for the Homeless NI.

 

Housing Executive – Northern Ireland

Information on what to do if you become homeless or think you are threatened with homelessness.

 

Housing Rights Service – Homelessness

Get advice immediately if you think you might become homeless. The Housing Executive has a legal responsibility to give you advice and information on homelessness or you can speak to our advisers at Housing Rights Service. With the right help, you may be able to stay in or return to your home.

 

Shelter Northern Ireland

Shelter Northern Ireland was founded in 1980 and is a charity whose aim is to organise to secure rights to housing for all households in Northern Ireland.

 

Simon Community – Northern Ireland

They are a registered charity and a voluntary organisation which provides emergency accommodation, advice and community support for people who are homeless or those who are at risk of becoming homeless.

 

The Pavement

The Pavement is committed to publishing independent advice as well as hard-hitting and entertaining reportage, tailored to a homeless readership within the UK via our regional magazines and UK-wide website. We aim to provide and publicise appropriate information that is objective, timely and relevant on a range of advisory and practical services available to homeless people, as well as news on the issues impacting the homeless and dispossessed from across the UK.

 

Welcome Organisation

The Welcome Organisation adopts a non-judgemental approach to addressing homelessness issues. All of their services are based on the principles of harm reduction delivered through low-threshold services.

 

Homelessness Sources of Interest - NORTHERN IRELAND ONLY.pdf

 

 

Before Printing the PDF TIP

 

If you DO NOT wish to print Page 1 (Cover Page) of the PDF, please ensure to do the following:

 

Ensure you go to your Printer Settings and set it to 'Print from Page 2' (this way Page 1 (Cover Page) should not print out).

 

Note: This will save you Ink & Paper


How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

Share this post


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style="text-align:center;"> Please note that this topic has not had any new posts for the last 1617 days.

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