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Jci claimform - old monument card 'debt'


splitenz
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Hi

 

 

im in the same situation

 

 

CCA jc international and received a reply from monument

 

 

they sent me a copy of a relpy card,

 

 

oneside only saying following a land mark case at the high court in manchester (carey v hsbc bank) on the 23 december 2009

a creditor may use a reconstituted copy of agreement which includes name and address of borrower.

 

 

, we consider our credit agreement with you to be fully enforceable and that there is no dispute.

 

 

can a reply card be an agreement with no financial data attached etc

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Hi

 

 

i CCA jc international and received a reply from monument

 

 

they sent me a copy of a relpy card,

 

 

oneside only saying following a land mark case at the high court in manchester (carey v HSBClink3.gif bank)

on the 23 december 2009 a creditor may use a reconstituted copy of agreement

which includes name and address of borrower.,

 

 

we consider our credit agreement with you to be fully enforceable and that there is no dispute.

 

 

can a reply card be an agreement with no financial data attached etc

 

 

they say the fanacial data was on the reverse but how could it

 

 

when it would of been the return post adress and it clearly states subject to credit approval.

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depends when you took the card out.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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they will need the SIGNED agreement end of.

for a card from pre apr 2007

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ps have you received a claimform then?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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