Erudio Student loan demands pile up 15 years after tenants moved out

[dx100uk]

Mrs L.C.writes: I bought my house in 1999. Previous tenants left owing money to everyone possible. Their children went to university but have not repaid student loans, and every few months I have received demands, which I have returned, saying they are no longer at my address.

Erudio Student Loans Limited has now taken over this debt. I told it that the family left over 15 years ago, but Erudio said it would keep sending demands.

I protested and was told they would stop, but after two weeks another has arrived.

 

 

Read more: http://www.thisismoney.co.uk/money/experts/article-2904618/TONY-HETHERINGTON-Student-loan-demands-pile-15-years-tenants-moved-out.html#ixzz3OYUF3D6f

[SabreSheep]

Maybe a statutory deceleration would be of assistance here.

[renegadeimp]

Nah. Just tell them straight and tell them if they do not stop then you'll be going to SCC for harassment

[dx100uk]

did you read the bit at the bottom....Erudio not filing accounts...

 

 

urm... are arrows are going to dissolve the business into their mainstream DCA activity already...

 

 

we all knew it would happen..but within 12mts....

 

 

LInk and THESIS all over again.

 

 

just so they can send obscure letters to people hiding the client and reason for the original debt.

[fkofilee]

I just worked it out!! ^__^

 

Damn! Thats bad!!!

[brassnecked]

Well done UK Government, NOT, flogging off the Student Loan book to a shill company subsudiary of a bottom feeding DCA, didn't you realise it would all end in tears, for the students not yourselves? No course not it's all, about a quick buck.

 

So no wonder Erudio are trying to get the UK Government shafted "victims" oops debtors to sign their own T & C'ssfor deferments, the better for Arrow to harass them later, on less favourable terms than from SLC.

[citizenB]

He blamed the Student Loans Company for passing on your address, and added: ‘We can assure you our system has now been updated.’ Erudio has sent you £50 for the nuisance caused.

 

Read more: http://www.thisismoney.co.uk/money/experts/article-2904618/TONY-HETHERINGTON-Student-loan-demands-pile-15-years-tenants-moved-out.html#ixzz3OaslZMGW

 

 

 

And the offer of £50.00 is an insult, but this just shows the contempt this company has for people !!

[plong979]

All in each others pockets. Why weren't we offered the chance of a low one off payment to clear our loans? I would have gladly paid the same as Erudio to clear my loan. Oh yeah, cause they're in it together. Sorry for going off topic!

[numbers666]

Most are the old mortgage style loans anyway - SB beyond doubt assuming no contact. All least the Government made something out of the worthless pile of .....

 

Can also assume that just before the strike off the book debt will be sold....

 

If not acknowledged or made a payment in 6 years (and ignore the credit to the account in 2008 as the interest rate was negative ) the use the SB defense once the fleecing DCA comes at you. Also ask for a copy of the agreement - mine for example is 1990 - 94 - i am sure the floppy disk they are stored on, punched cards / video disk cannot be read with current tech. , so I am sure they cannot take this to a judge...

 

My 2 cents on this complete balls up.

 

And in no way do I advocate not settling debt, but this was for education - which IMHO is a given right - well it is in scotland where students are not charged. Should be the same everywhere.

[Pluthero]

Most are the old mortgage style loans anyway - SB beyond doubt assuming no contact. All least the Government made something out of the worthless pile of .....

 

Can also assume that just before the strike off the book debt will be sold....

 

If not acknowledged or made a payment in 6 years (and ignore the credit to the account in 2008 as the interest rate was negative ) the use the SB defense once the fleecing DCA comes at you. Also ask for a copy of the agreement - mine for example is 1990 - 94 - i am sure the floppy disk they are stored on, punched cards / video disk cannot be read with current tech. , so I am sure they cannot take this to a judge...

 

My 2 cents on this complete balls up.

 

And in no way do I advocate not settling debt, but this was for education - which IMHO is a given right - well it is in scotland where students are not charged. Should be the same everywhere.

 

Wish mine was SB but unfortunately I played the good citizen and deferred mine each year with the SLC...

 

[WarrenBuffet]

Can i offer some advice to anybody feeling forced into signing any of these crooks documents?

 

If you feel "Forced" into signing any of these documents then simply write V.C. Just before your signature.

 

Eg: in my case (V.C. W. Buffet) there are others if you ever feel threatened into signing and someone is standing over your shoulder, then a more subtle is "..." just before your signature.

 

Eg: ... W. Buffet

 

I was told anybody legally educated will be able to identify that your signature was made under duress/threat of violence/ etc.

 

 

But, as dx advised me from the start, its best you sign nothing until they can legally prove the debt.

 

PPS: Sorry! this is not really relevant to this thread.

[brassnecked]

Send a Letter Before Action to Escrewdio, stating that as you are NOT the named debtor, and in fact they have not lived at the address for 15 years, you are telling them to Cease and Desist from sending any more demands for these individuals, all letters from them subsequent to this Notice will be recorded, filed and used to build up a case of Criminal Harassment against Erudio, for their pursuit of yourself for a third part debt. Get MP involved also.