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I have been helping a friend of my daughters sort her debt problems out. She has 3 payday loans. I have sorted 2 of them and got them to freeze interest and allow her to pay the loans at a minimum amount. The 3rd one is with Clear Account and they just won't play ball at all.On her debt of £350 she is paying £35 per month and they are charging her £15 in interest. Is there anything that can be done to get them to freeze the interst and not charge her anymore? TIA

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Yep. Send her the letter from CAG's library asking for them to accept fixed payments and cease interest. If they refuse, then drop the repayments to £1 a month. If a I&E has already been sent in, then they are in violation of their credit licence and guidelines on debt collection, and are profiting off her misfortune, choosing to unfairly put themselves ahead of other creditors.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..



If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks


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The FCA have email addresses for companies registered with them.


Clear Account has changed its name to safety Net Credit


You could email the FCA registered member of the company



Joseph Hungin



[email protected]

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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