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Toothfairy and Capital Resolve...

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Dear Fkofilee,


Case Number: ******


As you have recently been advised by DHR Capital Limited, your account has now been transferred to Capital Resolve Ltd for collection.


Your account is currently in serious arrears and we would urge you to contact us immediately to avoid any further action taking place.


Please contact us on 01386 425400 quoting the case number shown above, or alternatively, visit our website at http://www.capitalresolve.com/customer.


We will place your account on hold until 15th January 2015 pending your response.




Richard J Edwards

Collections Manager



Looks like they have begun trying to "Enforce" These debts...

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Well they were buried quicker then i ever imagined... Account returned, no further action from them to be taken.


*Notes to site team


- Contacted them via phone

- Asked to confirm if they had a CCA to back up their claim of money owned. They advised "No"

- Asked them to confirm how much was outstanding and a statement of charges. The amount was £600 & they advised they are unable to as DHR have given them very little information.

- Accounts have been assigned to


Capital Resolve Ltd

Fountain Court

Vale Park



WR11 1LS


However, these are only being administered and they don't physically own them.


- DHR have been selling accounts to 3 different DCAs and they are the newest DCA to the list.

- Their MD is Mr Bernie Phillips

- They too are offering discounts, so something isnt quite right with these.

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Just had the same letter & email from capital, should I ignore them and wait and see what their next move. I did call them and refused to confirm my address and the lady refused to tell the lenders name so ended in stalemate

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Well just had a letter from BPO Collections demanding £2231.00 relating to a Tooth Fairy debt of £200.00, Complete joke of a company. This debt dates back to Nov 2012 looks like more threat letters will start again.

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Just ignore them, or you can write back and say any further communication will be taken as harassment and will be reported to the regulators and authorities as such.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..



If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks


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