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hardly any more excuses needed but another tale of woe...even the ombudsman has had enough!

 

http://www.ombudsman-decisions.org.uk/viewPDF.aspx?FileID=63793

 

FYI - I've written to the FCA asking if Minicredit will be required to put funds aside to deal with any outstanding complaints with FOS (I've a current complaint with FOS about Minicredit). will keep you all posted on response although the initial feedback is all very generic, just pointing me to the Voluntary Requirement notice on the FCA website

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Oh that is priceless!! Well done the Ombudsman for supporting the complainant in this particular instance.

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It is a fairly brutal judgement - I hope the redress gets paid to the complainant but sadly I'd imagine that Minicredit will ride off into the sunset having made huge profits out of some desperate people (like me)Well done to all the folks on this forum who have encouraged people to complain to the FOS

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