Jump to content
  • Tweets

  • Posts

    • Hello,   following proper advice, I pulled into the services after a long drive for a rest as I was literally falling asleep at the wheel.    this was cobham services on a2 in Kent for 59mins.   I pass through here often and have never noticed you have to pay £1 to stay there longer than 35mins.   today I received a PCN for £100!!!     please answer the following questions.   1 Date of the infringement 15/10/20     2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 21/10/20   3 Date received 24/10/20   4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] yes   5 Is there any photographic evidence of the event? Photo of numberplate    6 Have you appealed? [Y/N?] post up your appeal] N   Have you had a response? [Y/N?] post it up N/A   7 Who is the parking company? Euro car park    8. Where exactly [carpark name and town] Esso cobham services gravesend, A2 trunk road da12 3bh   For either option, does it say which appeals body they operate under. POPLA /BPA   There are two official bodies, the BPA and the IAS. If you are unsure, please check HERE   thank you all in advance for advice   
    • Can't see the reasoning on stationary, bored children half term no pens, paper pencils and colouring books  not a good mix.
    • But if 'non-essential' retail outlets can still deliver even though they have to close the shop what's the reasoning behind not allowing supermarkets to deliver the same items?  I read a whole article this morning on how deliveries are fine but click and collect isn't.   And as an aside, what's he got against office supplies for everyone WFH?  I could have a whole other discussion about his allowing unlimited sales of batteries - can't work, can't clothe your children but you should devote your time to battery powered devices.  You have to wonder.
    • He is stopping retailers allowed to open selling what is on the Non Essential list as he says not fair supermarketys can sell what the shops he forced to close sell, he is looking at restricting online shopping to exclude non essential items don't think he can though.  Argos closed their retail outlets but are taking online orders for delivery.
    • It has been established in several cases that Delivering isn't parking, and in any case if it was the 10 minutes grace would apply.  they would be silly to take a delivery driver to court if on deliveries. Were you in a van or car?
  • Our picks

    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies
    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
      • 49 replies
    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
      • 3 replies
    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
        • Thanks
        • Like

Parking Eye got CCJ at old address - 1've paid but what


Please note that this topic has not had any new posts for the last 2116 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Firstly,

 

 

Thank you everyone for all your contributions on this website,

I have read through most of it and it was of real help to my particular problem regarding CCJ.

 

I have a query if you can help and advise.

 

I received a CCJ in April 2014 for parking in one of the sites maintained by Parking Eye company during Dec 2013.

 

The reason was that,

I moved from my previous residence and all the reminders and court communication were sent to my previous address including the CCJ appeals form.

 

I collected the letters from my previous address and since it was a court judgment,

I immediately paid the £165 in June 2014.

 

My credit file shows a CCJ as 'Satisfied'.

 

Now the actual problem is,

 

 

all my possibilities to get a loan or a mortgage have diminished

and I am being perceived as a financial offender or a kind of fraudster by financial institutions.

My Personal loan application was turned down and credit card applications were declined.

 

This has caused a lot of trauma mentally and I cannot help thinking on it everyday.

Everything seems difficult for me now.

I am in a permanent employment and have never missed any payments.

 

The only thing I can do is to appeal or challenge against the default decision

since I didn't had a slightest idea about it due to the communication being sent to my previous address.

 

Please advise if the appeal is possible now since I have paid the amount

and much time has been lapsed since the judgment.

 

Your advise will be of great help.

 

Thank you

Link to post
Share on other sites

what would be your defence if you did pay to get it set aside

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

Link to post
Share on other sites

You cant set it aside...you have paid it.......the CCJ will show on your CRA,s for 6 years ( Satisfied )...Satisfied judgments do look better than outstanding ones but, realistically, neither is helpful when it comes to getting mainstream credit. As the judgment ages, your credit rating should improve, as long as you manage your existing credit commitments well.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Hi, Thank you for all your replies,

 

 

My main defence will be non receipt of any communication since I moved from the place.

I have paid the amount as I thought it is a court judgement and its been too late to apply for 'Set Aside' or appeal since 2 months had already passed when I got all the documents from the previous address.

 

 

But now it has become difficult for me, I accepted that the fault is mine by Paying the fine amount,

but why do people like me who are genuine on-time payers of all their bills suffer for next 6 years just because of a private parking company taking advantage of the default judgement.

 

 

That's why my main question was, 'Can I appeal against as default CCJ when I have already paid the amount and it appears as 'Satisfied in my Credit file.

Any advice will be of great help.

Link to post
Share on other sites

It wasn't a fine and you should have contested the speculative invoice the entire way.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

if you did not inform your creditors/DVLA of your change of address

I cant see theres anything you can do.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

Link to post
Share on other sites

Hi , Thank you for replying,

I understand it was a lag from my side as I moved house and sold the car, I paid the amount because of it and totally agree to everything.

 

 

But how fair it is on me to pay 40% on personal loans when the prevailing rate is up to 4% and I have no right to buy a house on mortgage.

Can a person be penalised for next 6 years with high interest rates, car insurance, home insurance and all that a normal person is entitled to.

 

 

Hence I am seeking an advice if there are chances to appeal and request the judge for consideration

Link to post
Share on other sites

If the process took place during a period where you failed to notify the dvla of your change of address

there is no known route of appeal or to get a setaside.

Also note that is is a seperate offense to fail to update your details with the dvla

 

IF you had updated your details with dvla then you could argue a setaside on the basis of not receiving paperwork.

 

 

The flaw here is you DID receive paperwork in order to discover you had a ccj and then paid it,

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

 

The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

Link to post
Share on other sites

Hi, Appreciate your response thank you.

 

 

The paper work I received after 2 months of the CCJ,

I applied for a credit card and was turned down, then I started investigating the cause, thru credit file etc, and went back to the previous address and requested the tenants to give any documents they have received in my name in last six months,, that's when I found the CCJ documents.

 

 

For not informing DVLA the max fine will be £1000, if the judge wishes to fine me, but at least I will be able to get a mortgage on reasonable terms if the CCJ is cleared.

I cant imagine continuing paying £800 rent for next 6 years just because I have a CCJ and cannot get a mortgage.

 

 

I hope you understand.

Link to post
Share on other sites

I understand

 

However the facts as unhelpful as they are stand. If i knew of a way id tell you.

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

 

The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

Link to post
Share on other sites

parking eye would have gotten your details from the dvla

 

 

opps. your bad

 

 

...........

 

 

cant see anyway of getting it seta side

 

 

and even if you do,

what is your defence against parking eye?

 

 

you get an unfriendly judge

you'll be £1000's more down for as court costs.

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

Link to post
Share on other sites

Hi,

I hate to think that this is the end of the road and I am stuck for next 6 years,

There has to be something where I appeal or at least raise it to the court my situation.

I agree there are processes to keep actual fraudsters and [problematic] away and keep small businesses safe, however, this is affecting normal individuals like me.

I will keep trying and have a feeling that there might be some ray of hope somewhere I just need to keep on searching for it. :)

 

 

Regards.

Link to post
Share on other sites

You had your chance before court, and as a defence for it. They have no right to claim money from you. ALl you had to do was use GPEOL as a defence with popla and it would have been over long before court.

 

Right now, youve got very little chance of success and could end up with a lot more money spent in costs.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...