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    • or PCN's received through the post [ANPR camera capture]       please answer the following questions.       1 Date of the infringement  10/07/2019       2 Date on the NTK [this must have been received within 14 days from the 'offence' date]  12/07/19      3 Date received  13/07/19      4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?/    Yes      5 Is there any photographic evidence of the event?  yes      6 Have you appealed? [Y/N?] post up your appeal]  yes  Have you had a response? [Y/N?] post it up  yes      7 Who is the parking company?  Civil enforcement      8. Where exactly [carpark name and town]    10B QUEENS ROAD, CONSETT, DH8 0BH        For either option, does it say which appeals body they operate under. Yes      This is what I sent to CE appeal in my own words   Reason For Appeal: Firstly I had an appointment at that time with the dentist. My last visit 2 years ago the car park was free and was not aware of the new parking system. The sign at the front is very obscure especially turning right into the car park. Where I did park, the sign opposite was turned 90 degrees making it hard to see. The door at the surgery was wedged open when I entered not realizing there was a sign relating to the new system. I cannot remember if there was any signs inside the surgery but once in I always pick up a magazine to read until the dentist is ready to see me.    Below is CE  evidence to POPLA and  2 photos of my evidence. I have omitted other CE evidence as it includes personal and private details. I will upload POPLAS decision soon    CE to POPLA   ce to popla.pdf ce to popla 2.pdf ce to popla 3.pdf ce to popla 4.pdf ce to popla 5.pdf view approaching car park.pdf view from my parking bay.pdf
    • Hi MIE   I have prepared for the fact that I might not win, although I would very much like to but has been factored into my plans to deal with my current debt and helping to reduce it.    In in regards to documentation....I have been asking for specific information, which they have refused to provide me with since 2013 and not just since I received the claim.    I’ve not received any documents or a response to my SAR.    Particulars of claim in #5.    Defence below (I know it’s not the best, but it’s all I could come up with).   DEFENCE   1. The Defendant received the claim xxxxxxxx from the Northampton County Court Business Centre on 10/08/2019.   2. Each and every allegation in the Claimants statement of case is denied unless specifically admitted in this Defence.   3. This claim relates to an alleged salary overpayment.   4. It is admitted that the Defendant was employed by the Claimant from 02/02/2009 until 31/08/2011.   5. It is admitted that the Defendant has made a payment of £465 to the Claimant.   6. It is denied that the Defendant owes this whole amount as the Claimant has not provided the information and documents requested.   8. The Defendant is unable identify through financial records that amounts were received as alleged.   9. The Claimant has failed to provide bank account details of where payments were made despite being requested to provide this information.   7. The Claimants particulars of the claim fails to give adequate information to enable me to properly assess my position with regards the claim.   8. The Defendant contends that the Claimant is a public body that is requesting interest on a debt that is alleged to have been incurred as a result of a salary overpayment and not a credit agreement.   9. The Defendant contends that the Claimant is requesting interest from a date that is Statute Barred.   10. On the 12/08/2019 the Defendant sent a request for inspection of documents mentioned in the claimant’s statement of case under Civil Procedure Rule 31.14 to Claimant’s Solicitor].   11. Claimant’s Solicitor has not sent any of these documents to the Defendant.   12. The Defendant has asked the Claimant Solicitor if we may agree to extend the time period allowed for filing of the defence pending receipt of documents (as allowed under CPR 15.5), but no response has been received.   13. Under Civil Procedure Rule 16.5 (4) Where the claim includes a money claim, a defendant shall be taken to require that any allegation relating to the amount of money claimed be proved unless he expressly admits the allegation. Therefore, it is expected that the Claimant be required to prove the allegation that the money is owed as claimed.   14. The Defendant respectfully requests the court orders the Claimants to provide the necessary documentation in order for The Defendant to fully plead her case else the Claim should stand struck out.   15. In the event that the relevant documents are received from the Claimant, the Defendant will then be in a position to amend her defence, and would ask that the Claimants bear the costs of the amendment.   16. It is denied that the Claimant is entitled to the relief as claimed or at all.   Statement of Truth The Defendant believes that the facts stated in this Defence are true.
    • Thread moved to Debt Collection Agencies Forum.   Andy
    • We will also need a copy of the defence you submitted.I would advocate sending a CCA Request also...unless you legally request it they cant be in default.   Andy
    • the pursuers don't have to serve a DN the original creditor did the pursuers have failed to prove one was ever served. fatal under section 87 of the CCA    no signed cca nor relevant T&C's    
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No Idea What To Do

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I was signed off JSA for taking my third period of sickness in a twelve month period at the start of December.

I was advised to make a rapid reclaim which I did, had my appointment on December 12th.

 

I rang on December 22nd to see if anything had happened with processing my reclaim

only to be told by someone on the phone that my original claim had only been shut down in one way

and she needed to close the other part. I agreed to this.

 

I managed to get through Christmas and New Year on no money at all,

was told no financial help for my fuel costs as I pay by direct debit and therefore will not be cut off if I do not pay.

It made no difference that I owe my energy company £880 for previous bills

and they have threatened me with pre-payment meters if I do not start to make regular payments.

Also was told I did not qualify for any emergency payments or even food bank voucher.

 

Today I recieved several letters,

one from the council saying my Housing Benefit had been suspended,

it seems this hadn't been done when they originally closed my claim

and must have been done when the other part of my original claim was closed.

 

 

I rang the council to be told I could not declare nil income as they had no idea what was going

and they didn't know what dates I needed to declare from due to what I was told by the DWP regarding one of the letters I recieved from them.

 

I also recieved 3 letters from the DWP,

one was my P45.

One was saying that they had stopped the deductions from my JSA to pay the council my council tax.

 

The third is the one that confused me the most.

It stated that they could pay me JSA from August 15th 2009 but on December 17th 2014

they would no longer be paying me JSA as I was either working more than 16 hours a week

or I had asked them to stop my JSA.

I had done neither thing.

 

I rang the number on the letter and they could not understand what was going on,

my original claim is closed and they have no record of a rapid reclaim.

 

 

I was told I would have to make yet another rapid reclaim but no backdating would occur.

I was also made aware that it could be March before any money is received as from January 1st

any new claims will be under Universal Credit and not JSA.

 

I was due to sign on tomorrow, an appointment made for me at my rapid reclaim,

no idea if I should go just in case the people on the phone have made a mistake.

 

Feel totally at a loss as to what to do.

 

 

Can anyone give me any advice?

 

 

Both the council and the DWP didn't seem to care

and they expect me to know what to do

and how to sort things out when I have no idea.

 

Thanks in advance

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I assume you are a single person with no disabilities or children.

 

If you are living in a Universal Credit area and have had a break in JSA, you will be advised that you need to make a claim for Universal Credit.

 

Have you made a claim for Universal Credit yet?

 

As Universal Credit includes an element for Housing Costs, you will no longer be eligible for Housing Benefit.


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Definitely go tomorrow as you may be able to sort it, and if you miss it could have further problems.


 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Yes I am single.

 

When I made my rapid reclaim it was for JSA in December which I am told they now have no record of.

 

Been told that a new rapid reclaim will be under Universal Credit and will only count from when I make it. If my original rapid reclaim is still somewhere then surely it would complicate it further by making a new one?

 

I was trying to sort housing benefit as not recieved any since end of November, have no income and wanted to make sure I still have a roof over my head but told I can't as they can not figure out the dates.

 

I assume you are a single person with no disabilities or children.

 

If you are living in a Universal Credit area and have had a break in JSA, you will be advised that you need to make a claim for Universal Credit.

 

Have you made a claim for Universal Credit yet?

 

As Universal Credit includes an element for Housing Costs, you will no longer be eligible for Housing Benefit.

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That is what I was thinking, all they can do is turn me away if the appointment is no longer there

 

Definitely go tomorrow as you may be able to sort it, and if you miss it could have further problems.

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Have you spoken to a decision maker? The rapid reclaim could well be sitting on a desk. Call and ask for a call back from a decision maker.


We hang the petty thieves and appoint the great ones to public office ~ Aesop

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Just spoken to someone again at one of the contact centres using the number on the letter.

 

This time had someone much more helpful. They could see what had happened, when whoever it was went in to close to original claim they not only closed that claim but my claim as a whole including the rapid reclaim.

 

They themselves it was a mess and they had no idea why that had been done. The person on the phone did apologise and said I had done nothing wrong, they could see I had attended my reclaim appointment and even the time I was due to sign today, which they confirmed had been cancelled when the claim was closed down completely.

 

I am now waiting for a call back from the jobcentre to see if there is anything they can do, I was told there is a chance they might be able to do something that means I won't need to make a completely new claim.

 

Apart from wait is there anything I can do?

 

Thanks

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So I recieved no callback today. Will have to ring again in the morning.

 

Is there anything I can do at all to speed things up?

 

Checked my bank account and I have £1.52 to last me until god knows when.

 

Thanks

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Normally callbacks have a time span of 5 working days. If you phone and query it and then request a callback again

you have to wait upto 5 working days again. So just remember not to request another callback or the wait time

for the callback goes back to 5 working days.

 

I got caught by this the will call back but did not get it so rang them and requested another. Could have been

requesting for a lifetime and never got the callback.

 

Also I have had callbacks that took longer than 5 days.

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