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bd1972
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Hi guys

just a quick question.

 

 

I am slowly but surely getting myself back on my feet financially.

 

 

Over the years I have used doorstep lenders such as shopacheck.

 

 

In February I Will pay my last ever payment.

 

 

My question is

when I borrow money I would pay so much off then re loan this was a vicious circle that went on for years.

 

 

Could I claim any of this money back as when I reloaned I would always pay off the interest

and never receive the full amount of the new loan.

 

 

It would be very nice if I could.

Thanks

bd

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prob not, unless any charges etc to claim back. or any poss unenforceability/unfairness. but yr due to end in feb.

best thing, dont go with any of those lenders again

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shopacheck are welcome finance doorsteppers.

 

 

their usual 'trick' was to take the first payment of the new loan the day they gave you the money.

 

 

if they did, that breaks the 14 days cooling off period of the CCA.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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did they?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Hi dx

 

 

when i originally started

they used to take 1st payment the same day loan was taken.

 

 

The last 2 years or so they would take 1st payment 1 week after the loan is taken.

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they got pulled up for doing that

 

 

have you the agreement

 

 

see what the cooling off period is stated as

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

you would need to sar them.

 

 

then get the fine toothed comb out.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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