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Please help


OPOS are threatening me for a debt I had with access fast money.



I borrowed 175 from access fast money 18 months ago with a total amount payable of 227.50..



I have made payments of 55 pounds to them via step change.


I have sent several email letters of complaint to access fast money but they just ignore etc.



they have now sent a final demand for 448 pounds.



I have also told them to stop harassing me.



They want 488 pounds off me.


The original debt access fast money and Opos aren't on any of my credit files at all.


I sent a cca and got an unsigned copy of an electronic agreement.


What do I do now thanks

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you ignore opos and carry on with stepchange.




please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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