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    • Thank you Bank Fodder for your reply. Il certainly do that
    • Googled it and Family Money Savers purchased the assets of Key Financial Claims, there’s also threads confirming that they have acted as agents of Key. A firm going into liquidation does not nullify a contract so whether or not you owe the money will depend on when the offer of compensation was made. I would call them in the first instance to question it, all CMCs have to record all calls now, and you can make the subject access request over the phone. The fact that it’s taken 6 and a half years doesn’t make the contract invalid. 
    • the business and assets of Key Financial Claims were bought out of administration on a going-concern basis on 10 December 2015 by connected company Family Money Savers (FMS) for an initial payment of £30,000.   addition, the company is due to receive 10 per cent of FMS' revenues from Key Financial Claims' pipeline and 25 per cent of FMS' own revenues of which the company previously received 15 per cent. ………..     pers i'd ignore them.  
    • Hi, I currently have a Court case going on against Hartley Wintney Motors whereby I am trying to reject a car under the 30-day thing, as the car broke down 29 days after I purchased it. I was notified by the Court that the Judge had ordered for it to be referred to the Motor Ombudsman for dispute resolution. TMO advised that this could take up to 6 months as they are currently dealing with cases older than mine. Yesterday, through the Money Claims portal, I had notification that HWM had made an offer. I am trying to claim back £3,100. That's the cost of the car at £2,500 + the cost of a warranty. So there offer is:  "We can pay £2500 on 23 October. You must deliver the vehicle with all keys, logbook by 23 September. If you are not agreeable, business is closing soon, and any judgement awarded in the small claims court is also unenforceable. You will then need to dispose the vehicle."   So, firstly, why should I have to return the car? It doesn't go. I would have to pay for a truck to get it back to them. If the business is closing why do they want the car? Why would I give them the car a whole month before they pay me? They could scrap the car and there goes my evidence. Is the business closing? Their website still has over 60 cars for sale. Are they just trying to force me to take their reduced offer?  I have checked on Companies House and in June they filed a notice for compulsory strike off. One week later the strike off action had been discontinued. I've also contacted TMO to try and ascertain if this offer is in conjunction with them, as I haven't received any communication from them advising the same. If my matter is still waiting to be dealt with by TMO, why would HWM just randomly make an offer, when from the beginning they have been adamant that I am in the wrong?   I would very much appreciate any thoughts from people.   Thank you.     
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shineygirl

ESA Habitual Residence Test and Residency

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Hi there,

 

I wonder if someone might help.

 

I have a Habitual Residence Test on Monday. The form asks for passport and Id for my husband and my husbands residency documents.

 

I have actually lost my passport so that is awkward for one and then residency documents, my husband and I are disabled. I am from the UK and lived in holland for one year. We have been here together 16 months not claiming anything. The CAB say my husband doesn't need residency documents but I think he might and might also not be eligible for them.

 

I feel a refusal coming on and want to know what I can do.

 

Thanks

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If you are a UK citizen and have returned here to live with your partner for the past 16 months without needing to claim anything, then I don't see what the govt. issue would be. Have you and your partner suddenly become "disabled" or have you run out of money?

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I have actually been disabled a long time, but certain things are getting worse. Like I have cateracts, and they get worse over time.

 

I think it's really the ID thing at the moment, I don't have a passport and my husband doesn't have a right to reside letter

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My understanding is that a birth certificate and a council tax/utility bill showing your name and address dated within the last 3 months should be as acceptable in place of a passport. Perhaps look on the Border Agency website to apply for an emergency passport (they charge for this), then print out the receipt and take that along with birth certificate.

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I have cateracts, and they get worse over time.

 

Cataracts can be 'fixed'. It is a fairly routine operation, and can make a world of difference to you. If you haven't already done so, ask your GP for a referral to the local ophthalmic clinic for treatment.


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No... you can't eat my brain just yet. I need it a little while longer.

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I would also add, although it may not be helpful on this thread or to you as you have more pressing issues, you have obviously reported your passport lost haven't you? If not, then I suggest you do this immediately

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Cataracts can be 'fixed'. It is a fairly routine operation, and can make a world of difference to you. If you haven't already done so, ask your GP for a referral to the local ophthalmic clinic for treatment.

 

I know, have been on waiting list 6 months because mine isn't a routine one and the top guy at the hospital wants to see me so it's taking longer. Already had one eye done but was done abroad and they told me i have a flaw in my eyes not just cateracts and other illnesses too that's just the first one, or next operation.

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have been on waiting list 6 months because mine isn't a routine one and the top guy at the hospital wants to see me so it's taking longer.

 

Sounds like you are in good hands in that respect. Best of luck when you get it done.


PLEASE HELP US TO KEEP THIS SITE RUNNING

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No... you can't eat my brain just yet. I need it a little while longer.

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Sounds like you are in good hands in that respect. Best of luck when you get it done.

 

I think so too, many thanks

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Hopefully this is the case. I have both of those ready. Would get a new passport but don't yet have money for it

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UPDATE - did the habitual residence test, haven't heard if we passed or not but received a letter Christmas Eve asking for my fit note to be sent by the 6th of December.

 

We posted the note Christmas Eve but now obviously it will get caught up with Christmas post / DWP having holidays.

 

We also went to take our tenancy agreement but were told to wait for the result of the habitual residence test.

 

Bit worried because it's over a month now. They also said as well that our claim for housing benefit would start the day we go again rather than when we first applied, because she wont take the form of us. I thought housing benefit was tied to ESA but not council tax relief?

 

What would you advise in terms of making sure they don't close my claim while we are waiting for the post.

 

Normally would call and ask for a fax number and get another fit note, but the library is closed for faxing and they probably aren't there to answer the phone either.

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Income based ESA entitles you to full housing benefit and council tax relief. (note: each council has different rules on council tax; do you may still have to pay if on income based ESA)

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I did think we would be entitled to housing benefit if we got ESA but get different messages when to give them the housing form, etc. We were told it was too soon and had until 5th of January to bring it in (despite the fact they aren't there until the 5th of January now)

 

Also, we had actually taken the fit note to the ID for HBT appointment but they didn't want it then. They said to send with the request we had received, only they had never requested it or given info where to send it till yesterday

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