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    • Is there any paperwork authorising you that Barclays will accept othe than a PoA? HB
    • Thanks HB.   Security is so tight these days that they don't consider just being plain kind & and helpful is possible anymore.  No-one uses common sense.   He should have set things up for me with Barc formally years ago. I've been going into a branch and using the machines with his card for years. I've paid bills for him - no problem.  Til this 'blocking' instance.   When I explained the situation, they refuse to talk to me. It's too unorthodox. He has a countryside property.  His partner asked me to rent it out to get an income.  But w/o access to his bank I can't clear it out, get an epc, do all the safety checks, pay the estate agent, or indeed then transfer funds to him/ his partner overseas.  I managed to repair the roof before this instance. But he owes council tax here too Barclays manager said I should give up trying to help him
    • It is very difficult to read solid blocks of text on a small screen especially telephones.  Please will you make sure that your posts are well spaced. It encourages people to give you the help that you need. Presumably you made a contract with this builder to carry out certain work and you pay the price for it.  We need to know more about this please but it is entirely likely but if the builder over ordered then they could be in breach of contract and they would have to remove the material and also refund you for it. I think we need to know more about the arrangement between you and the builder . Also you will have to stand by for further responses later on today
    • Hi, long story short but a builder massively over ordered tiles for my garden and I’ve got 200sqm left. It now turns out this was a back door job through which he made a lot of money.  I’ve now got £10K of tiles that I haven’t been able to return to the store and don’t need. Do I have any rights with the shop? It’s a National chain and his brother is the manager of our local store. Thanks.
    • That is the system we have used for many years and sometimes even gets complimentary comments from the judge. It is generally much better presented than the other side. In fact they are following the threads on this forum and it's about time they upped their game and followed our court bundle guide.
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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cheating carpenter


bolly1
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I had some work done by a carpenter on my home and basically he gave me the run around for over 3 weeks. I paid him for materials some of which he provided. but when I added up what he had bought against what he had charged there was a shortfall of £154 which I deducted from the final bill. He said he would provide receipts which he did not

 

 

After 6 days he filed a case against me at the county court and I have until the 20 December to answer it.

 

 

BUT the cheating sod wrote to me and asked me to settle the bill and I wrote back to him, more fool me and told him that I had never refused to pay the balance(meaning the difference between what I calculated and what he could prove) providing he provide receipts. The B*****d has used this to get a judgement for payment.

 

 

What can I do? How have they made a judgement like that when I was preparing a case? and is all now lost?

 

 

Please advise, I am fuming

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I don't see how he could get a judgment before the 20th return date

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he was replacing my cupboard doors in my kitchen. I provided the doors and handles. He provided the plinths, cornice, 2 corner posts an infill panel and some laminate. He charged £490 for materials and £400 labour. Said it would take 2 days.

 

 

He came and measured up about two weeks prior. I paid the £490. It took him 3 weeks. 1 day here a couple of hours there. Anyway I knew he bought the stuff from B and Q so I was watching what he bought. I didn't confront him while he was doing the job, I just wanted it finished and him gone. He finished Friday night at 6.30pm. we weren't in all weekend. Monday he turns up at my house for the money. I checked my emails cos he had told my husband he would send receipts.

He didn't so I made a list of what came into the house and retail prices and there was a shortfall of £150 which I deducted and asked him to send me receipts and I would pay any difference of what he had bought that I hadn't accounted for.

There the abuse started. He said I was a thief and a fraud and if I didn't pay by Friday he would take me to court. I tried to reason with him but he was more aggressive so I thought let it go to court. It hadn't been a week since he finished the work. I got the court papers and though I will prepare my case this weekend. Then he emailed me. I said that I had never refused payment and that when he provided receipts for anything I hadn't accounted for, I would pay.

 

 

Then I got in today and there is a judgement against me. What is happening. He is a cheat and all the stuff he called me and more. I am beside myself. This is not fair. What can I do? Have I blown it? I phoned the court and they said he had accepted my offer. What bloody offer?

This is what you get for trying to be fair.

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bolly,

 

was this issued via a court or Money Claim online.

 

Can you please provide the date of issue - top right hand corner of the claim form.

 

I doubt he would have obtained a judgment if you have acknowledged the claim at which point you would be given an extra 14 days to submit a defence.

 

Please also let us know exactly what it says on the claim form.

 

Have you actually received a General Order from the Court to advise that the Carpenter has been awarded a judgment against you ?

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4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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I have received a "Judgement for the Claimant" (acceptance|) from the County Court Business Centre dated 09/12/2014. In actual fact my name is spelt wrong and it says the money should be paid to me(it gives my correct first name and my misspelt surname) with his address. It says if I ignore the notice they can seize goods. They have ordered me to pay the amount he asked for plus £25 court fees.

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It says that I should pay the person named at the address(that is me) giving the claimants reference and claim number. It says that details of the judgement will be entered in the public register.

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No bolly the date on the blue N1 claim form from Northampton.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Looks like he filed the claim ages ago, and since you never responded, he got judgement by default. So he told you he was threatening to go to court AFTER he had already issued the claim.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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No

I have until the 20 December to respond

 

No you dont...he has judgement ..claim over

 

" I have received a "Judgement for the Claimant" (acceptance|) from the county court Business Centre dated 09/12/2014."

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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Call the court and ask for clarification. You also need to get all the paperwork as you seem to be going off hearsay and random bits of info, instead of what actually happened.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Yes, I would telephone the court - find out when and where the original claim was issued and sent.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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