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PPI: How do I know if I had it....?


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OK I appreciate I'm quite late to the event, but I had opportunity to dig out all my old credit card statements yesterday, and it set me thinking about PPI.

 

I cannot honestly remember EVER being sold PPI, and I'm pretty sure I would have turned it down if it was offered.

 

I can't see any reference to PPI on any of my statements - no 2nd charges, no 2nd interest statements etc.

 

How else would I know if I have it...? Yes I appreciate this may be a totally stupid question haha. Do I have to put in what may be a speculative claim anyway...?

 

Cheers for your kind assistance.

 

R.

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On a credit card the PPI would be shown as a distinct item on each of the monthly statements. If it doesn't feature then on that particular card account you won't have PPI.

 

As Ford has said, if you have other accounts with the same business then a SAR for a tenner might reveal something on another account.

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