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    • Today , after a lotof years i recieved a letter from this lot. Very friendly, "Were writing to remind you that we havent had any contact from you in a while".  The velvet fist, followed by  a veiled threat to get their preferred debt collectors involved. Yep dead right. In 1992/3 I took out a Student load under duress from DHSS. uP TO 2000 I hadsucessfully gotten deferment on low income. But rarther thansign on as unemployed,I decided to be self employed. I applied and they asked for all sorts of documents. I obliged and then correspondance ceased from them, circa 2001. To date  I have had no correspondance from Student Loans. I was made  redundant in 2009 and  reached 65 in 2012 , at which age the loan should have been cancelled. Now ,today, 12 years on retirement and 11 ( at least years after last contact) I get a letter with veiled threats. Do I , as I smell a scam a) ignore it and hope that Erudio will think that this phishing attempt has failed or b) respond with a statute barred letter or c) remind them of legal terms that loan should be cancelled 12 years ago or d) combination of b) +c)      
    • But I'm not mixing and matching. Sure, when researching I do check multiple avenues, but when speaking, I will open a single post. The Fb post was made in March, it is now June, time has passed, and when the suggestion was made, no further information was given on how I should progress beyond "send a letter", which has meant that I've needed to start another stream - this one, but only after taking the time to research first.
    • hes not turning you away he is simply saying that you should stick to one channel of advice. he is perfectly happy with that channel being this forum, and he will help you   all he is saying, and I agree, is that you should stick to one help channel, not mix and match 3/4
    • As long as we are clear . Do the reading and post your letter of claim in draft form as requested and we can go from there.    
    • Hold on @BankFodder, that was a bit harsh. I spoke with the EVRi complaints Facebook group to begin with, a user on that group told me to send a letter but didn't give any specifics. Here at CAG, I was looking more for specific help as I've never raised such a claim before, and wanted to be sure that my claim was correct, which is why I've researched information with the other groups too, to be sure; but you seem to have assumed that I've made some form of contact with the other groups, such that I find your comments and tone to be very unfair. And I do know a thing or two about forums, that forum users are unpaid volunteers, I happen to be a Tableau Ambassador, and so perform a very similar role helping others in an unpaid capacity  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Having used this forum in the old days of ignore, I am trying to assist a friend with the new PFoA rules

 

 

The reg keeper has just received a final demand, they categorically state that this is the first letter they have received. it's dated 26/11/2014 and franked 02/12

 

 

sanitized copy attached, any advice would be welcome on the next steps to take

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Did they get a ticket slapped on their windscreenat the time?

If not then a response saying this tis the first that they have heard about this and put it to strict proof that the requirments of the PoFA have been met. This means that they must show evidence of the screen ticket and it being attached to the vehicle, evidence of the notice to keeper and evidence that the previous correspondence meets the requirements of identifying the site, payment and appeals methods, membership an an approved trade association etc.

It certainly isnt evident on that piece of paper so it make one wonder how they got the keeper details in the first place. A complaint to the DVLA and others may be in order at a leter point.

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Sorry, English is not the keepers first language. Have established that a ticket was left on the car, thankfully these were kept when handed to him by the driver.

 

 

It would appear they were kept, because it said they would contact the keeper. He stills sates that he never heard from them until this letter dated 26/11.

 

 

 

 

Next advice

 

 

Thanks

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Having used this forum in the old days of ignore, I am trying to assist a friend with the new PFoA rules

 

 

The reg keeper has just received a final demand, they categorically state that this is the first letter they have received. it's dated 26/11/2014 and franked 02/12

 

 

sanitized copy attached, any advice would be welcome on the next steps to take

 

 

Capital2coast joined the IPC on 13/08/14. Four days before your friends car allegedly received a NTD.

 

I suspect none of their tickets or paperwork were up to date, and they are are now trawling through what they have unpaid.

 

As above, demand strict proof of all correspondence and windscreen ticket.

 

The NTD will have BPA on it I suspect...

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The ticket shows IPC membership so that would be correct. Now tell us about where the vehicle was parked, was it a train station car park by any chance? If so name the place as there is a liklihood the land is covered by railway byelaws and so the ticket cannot be valid.

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Ericsbrother:

 

 

The car was parked outside a block off flats. I have looked at the venue and there are no signs as you enter the car park. The only signs are either end of the building by the entrance to the building. The confusing bit is, you can park in the middle of this block and not see the signs, leave the car and go to another block opposite which is across the car park and go in that building which does not have any signs on. Apparently there are no restrictions to that side of the car park.

 

 

Hope this is not to confusing

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The identification of the land that is covered by any contract and signage would be nigh on impossible so you would sail through an appeal to POPLA. The IPC is a different matter as they have decided to limit any appeal to grounds they have deemed acceptable and not concern themselves with the law or its requirements for standards of proof etc.

To be honest, a letter back to the parking co flatly denying any parking transgression whatsoever and a request for "strict proof" of any evidence they have that a contract was entered into and then breached. Dont explain yourself or the situation as you have here, keep it short and make them do the work. An appeal to the IAS is pointless but getting aleetwer off will do a not to show that you have tried to head off any claim that may be made.

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  • 2 weeks later...

Just to update.

While I was away over Christmas the keeper did not get a response from C2C about contract etc., but a demand for payment of £160.00 to Debt Recovery Plus Ltd. If not paid then going to recommend to Creditor's solicitors that court action to be taken.

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Ignore it. If they were stupid enough to go anywhere near a court, we can supply a defence that would sink them instantly. They know it. Theyre just pushing their luck.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Did the keeper get proof of postage with the letter she sent?

 

I would suggest no more action apart from ignoring DR+ and Zenith. They can only write begging letters and have no power to do anything else...

 

The only thing not to ignore is an LBA from C2C... which won't happen anyway.

 

Looking back at the remainder letter received, they give the date of the NTD, but not the NTK when they mention it...

 

Wonder why...

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Thanks for the input.

 

 

Yes, printed receipt from PO

 

 

Just to update on a few oddities. The letter from DRP Ltd is dated 15/12/14 but franked 06/11/14 and has the same franking ID as the letter from C2C(PPC)

 

 

Happy New Year to All.

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Thanks for the input.

 

 

Yes, receipt from PO

 

 

Just a few oddities noted, the letter from DRPltd dated 15/12/14 but envelope franked 06/11/14 which has the same Franking ID as the letter from C2C(ppc), the mind boggles

 

 

Happy New Year to one and all.

 

 

sorry double posting

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DR+ dont do anything right, they cant.

 

Another letter from DRP+

Notice of intended court action - unpaid parking charge £160.00 (all in bold)

 

Can't believe it, it then goes on; To prevent this case being sent back to the creditor's solicitors to commence court proceedings, you must pay £160.00, then the usual spiel about CCJ's we will

Claim our fees etc. Of course there was a section on goto their web page to a selection of Court Judgements blah blah.

 

Do they do a third letter but in red

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Ignore it. And have a good long laugh at the muppet show. Infact, you can report it to the FCA as well, as no actual debt exists.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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yes they do a red letter in big letters, I once got a fourth letter from them but that was after I sent them a a LBA for harassment. I could give you a list of court judgements but it would be as meaningless as none of the cases they quote are they the principal. They have a habit of confusing themselves with other people and claiming the credit. Ignore them a bit more and they will go away. They might say they will obtain a Norwich Pahrmacal Order to force you into naming the driver but again, they cant.

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They might say they will obtain a Norwich Pahrmacal Order to force you into naming the driver but again, they cant.

 

Ah well, something from Norwich pharmaceutical will help with my head cold then :)

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The R/K

 

 

Did not receive a pharmaceutical letter, but a 20% reduction to show that the creditor is complying with all aspect of 'pre-action protocol' to demonstrate attempts to settle before the need for court proceedings.

 

 

this is our clients final offer before passing to their solicitors.

Not a red letter or word in it...

 

 

Oh well, waiting time

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  • 4 weeks later...

Ah, The R/K has received the dreaded Zenith Collection Letter, must be saving money no red ink used

Also saving money as they are using Debt Recovery Plus envelopes or is that Zenith Collections is trading name of Debt Recovery Plus.

What I can’t work out, is, why Zenith would want to take £40.00 less than what Deb + would accept as a reduced fee.

The mind boggles

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Just ignore them. Theyre in breach of FCA/OFT rules anyway. DRP is also a one man band who cant do a thing.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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