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Halifax mortgage ppi


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Hello.

 

I have received my SAR from halifax . They have sent my yearly statements from a mortgage I had with them.

 

An explanation accompanied the statements, stating that the loan was split up as loan 'a' , the mortgage, loan 'b' any services or ppi and loan 'c' which has something to do with MIRAS which I think is a tax thing.

 

My statement shows balances under loan 'b' each year.

 

Is this ppi rolled into the mortgage?

 

Has anyone any experience of this?

 

Thanks.

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it should clearly show what you paid PCM for PPI.

 

 

then fill out the spreadsheet.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hello.

 

I have received my SAR from halifax . They have sent my yearly statements from a mortgage I had with them.

 

An explanation accompanied the statements, stating that the loan was split up as loan 'a' , the mortgage, loan 'b' any services or ppi and loan 'c' which has something to do with MIRAS which I think is a tax thing.

 

My statement shows balances under loan 'b' each year.

 

Is this ppi rolled into the mortgage?

 

Has anyone any experience of this?

 

Thanks.

 

PPI shouldn't be rolled into the mortgage. Does it actually say that on your statement? On the other hand things such as a higher lending charge might be. PPI would generally be a separate debit.

 

MIRAS stands for mortgage interest relief at source, it is tax relief that used to be available on the interest paid on your mortgage (this would be deducted from your total income for tax purposes). However, this too was removed some years ago.

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