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Rutherford/HFO Capital Ltd & HFO Services Ltd - 2007 BC 'debt' now LINK - set aside hearing

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Thanks Andy.

 

Let’s hope the judge thinks it equally may NOT be allowed.

 

I think there’s more chance with the assignment issues.

 

DB


“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

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Hi Donkey B and all others that have kindly advised and assisted.

 

 

We didn't win on either count.

 

 

Seen by Judge Beck who I believe had already made his mind up before we went in.

 

 

He basically stated that the motion to set aside would not be granted & was dismissed out of hand as the original award had been made to HFO SERVICES LTD and that furthermore he would be granting the change of claimant as he could see no reason not to.

 

 

I stressed all of the points as suggested over & over again, I tried to draw his attention to the fact that title of account was questionable based on the info provided by BC & also based on HFO CAPITAL purporting to own the debt.

 

 

I raised all the points, I used all the phrases but basically he was not interested & was having none of it, I pushed it as far as I felt I could before he accused me of being argumentative & confrontational.

 

 

All over and done with inside of 10 minutes, no opportunity to cross examine or ask any questions of the other side not event given the option.

 

 

I argued against the awarding of costs of £120.00 which he also said he was granting on the basis that the hearing was scheduled for 30 minutes & had only taken 10 so the costs should be reduced by 2 thirds, he said he was awarding the full amount so I suggested that if I was paying for 30 minutes then I wanted the 30 minutes to put forward my argument & go through my statement, again got short shrift.

 

 

Not sure where we go from here?? I have contacted BC and requested copies of statements going back 12 calendar months from date of sale to HFO, although not sure what If any good these will be now.

 

 

Not sure where to go wit this now or what to do, I haven't contacted Asset Link Capital ( No 5 ) ltd yet but im guessing I am going to have to, should I just seek the best settlement figure & be done with it or continue to fight and if the latter how do I do that.

 

 

Totally disillusioned with the legal system, appreciate I am the architect of my own downfall by leaving this matter too long before addressing it but at the same time I thought some of arguments put forward were credible and had merit but that doesn't seem to be the case.

 

 

Just about to make a donation to the site is £50 sufficient? Hopefully it is & will help others to benefit from the help you guys provide and beat these robbing, thieving bustards.

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Hi guys,

 

 

just clicked on the green box at the bottom of the page to make donation & it has taken me to a pay pal site where they appear to only accept credit cards & not debit cards, is there an alternative way to make the donation using a debit card?

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Ah. You got Mr Grumpy. Used to be at Epsom. That's why we call it a lottery. It was a slim chance anyway.

 

I think what you now need to tell us about is the CO — it's only a restriction, so tell us all the detail. Can you post it up with detail removed?

 

Depending on the type, you might still be able to sell despite the restriction.


“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

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''Mr Grumpy'' he had a face like a slapped arse had to resist the temptation to wipe his Cheshire grin off of his face..... rant over

 

 

I know it was a slim chance im not overly surprised by the outcome I just thought that I would have got at the very least a fair hearing but didn't.

 

 

The issue isn't so much that the house needs to be sold it is more that my ex father in law is suffering from Dementia & it is getting progressively worse.

 

 

He wants to gift my wife an amount of money so as to enable her to pay off a large part of the mortgage & to enable her to get a mortgage in her sole name, but my ex - wife cannot get a mortgage in her sole name while the CO exists on the Land Registry ( this has been advised to her by the lenders she has approached all of whom are high street lenders )

 

 

As their is no known time frame on the escalation of the Dementia my ex-father-in-law is understandably anxious to get it done so that he at least has that piece of mind.

 

 

I will scan & forward the CO on Monday as I have no access to a scanner until then.

 

 

In the meantime thank you so much for all your kind help & assistance. Was there another way for me to make the donation using a debit card?

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Click the red Donate tab coops at the top scroll past the Paypal and it will allow other options of payment.....

 

Dont be to down hearted at today's outcome....Link can be dealt with.

 

Regards

 

Andy


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Ive been watching this thread for a while. I would have loved to attend and see it all in action as I live 45 mins direct from Guildford.

 

Listen, I am sorry that you didnt get the result you wanted. Its a shame because Link deserve nothing but piles and piles of manure for the way they treat people.

As said, Link can be dealt with going forward. Just a shame you got Mr Grumps.

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