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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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Well I know I have not been active within this forum for a while, but forgive me if I am wrong, BUT I was under the impression that a Bailiff could not levy on a vehicle which was on hp? even that of an HCEO?

 

I have discussed with the council and they say get lost and speak with Rossies? the B said he can take Vehicle?

 

Unless the rules have changed since I was last here, then what is the correct stance?

 

Mr

Regards..Mr Worried :)

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It's intimidation MW. I take it the car is still there and not clamped. If that is the case, then you can move it and leave it elsewhere. You can't do that with genuine levied goods, and they will check on the legitimacy of the 'its on HP' claim.

If you read some of the threads on here you will see that in some cases, the bailiff has levied and even clamped the car owned by a neighbour just because it was parked outside the debtors house.

 

Having said that, is the car on Hire Purchase or was a car loan used to purchase? if the latter, then it belongs to you.

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Hi Conniff

 

I advised him that, he said well its already levied, the property is rented and nothing within belongs to defendant?

 

Whats the best way forward.?

In which cas if the motor is on HP it is a third party owner, the finance company, the levy is unlawful, and it along with all charges associated with the levy must be removed. If he persists remind the council that they are 100% liable for any deed or misdeed or unlawful action by THEIR AGENT Rossendales, so maybe they would like to be a defendant in the magistrates court under a Regulation 46 Complaint, as you are aggrieved by the unlawful levy of their agents Rossendales.

We could do with some help from you.

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Hi Brass

 

Ok Regulation 46, can I instigate that now? based on the above? will it be stayed? etc etc?

 

Your PM box is full too.

 

Mr

 

A Reg 46 is one to use if the bailiff and council succumb to extreme muppetry, and don't remove the levy, you can use it as a treat, to get them to see sense, and then go down that route if they are still silly

 

How much is owed, and for what year(s) Could you afford to pay something direct to the council, and tell them that is what you are doing, due to their bailiffs unlawful levy? You would owe some legit fees though.

Edited by brassnecked

We could do with some help from you.

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Have you provided proof of the HP agreement to the Bailiffs and have you sent a copy of this to the Council?

 

PT

 

No and No, the B never asked for such a thing, he just said he could take it, I havent shown the council either because I have not really complained about it yet, however the manager at the CTax dept invited my complaint in writing, can we concoct a letter together? £550, approx for 2010/11.

Regards..Mr Worried :)

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As he only has your word for it he has rightly seized the car, to move forward you must send a copy of the HP docs to the Bailiff Co with a copy being sent to the Council. This should be enough for them to remove the levy and all associated charges, if they don't you lay the blame on the Council advising if they refuse to sort it within 7 days you will make a complaint to the Magistrates asking them to instigate a Reg 46 Complaint naming the Council as Defendant.

 

PT

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As he only has your word for it he has rightly seized the car, to move forward you must send a copy of the HP docs to the Bailiff Co with a copy being sent to the Council. This should be enough for them to remove the levy and all associated charges, if they don't you lay the blame on the Council advising if they refuse to sort it within 7 days you will make a complaint to the Magistrates asking them to instigate a Reg 46 Complaint naming the Council as Defendant.

 

PT

 

OK I will do that today

 

Thank you

 

Mr

Regards..Mr Worried :)

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You say that a levy has been made on your car which is subject to HP. Has the bailiff provided you with a Notice of Seizure?

 

What charge has been made by the bailiff for the levy fee?

 

Has any other fee been charged?

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It would be helpful if you posted up a list of what fees have been applies, as they often add in fees that are incorrect for the stage of enforcement, along with a dubious "enfoecement" fee

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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You say that a levy has been made on your car which is subject to HP. Has the bailiff provided you with a Notice of Seizure?

 

What charge has been made by the bailiff for the levy fee?

 

Has any other fee been charged?

 

Hi, Last APRIL the first B arrived I paid approx £120 there and then, and set up payment plan ( I know I know ) then I contacted rossies to say No more money etc, then put it to the back of my mind as had repo hearing etc, So a few weeks ago another B arrived and said you broke the plan etc, the last B levied the vehicle now I want paying, I advised the norm, no work, no belongings etc, he replied well we have the vehicle levied? (no I have not got a notice of seizure)

 

Nothing is itemised and it only states the amount which is approx £150.00 more than the original LO.

 

Mr W

Regards..Mr Worried :)

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Hi, Last APRIL the first B arrived I paid approx £120 there and then, and set up payment plan ( I know I know ) then I contacted rossies to say No more money etc, then put it to the back of my mind as had repo hearing etc, So a few weeks ago another B arrived and said you broke the plan etc, the last B levied the vehicle now I want paying, I advised the norm, no work, no belongings etc, he replied well we have the vehicle levied? (no I have not got a notice of seizure)

 

Nothing is itemised and it only states the amount which is approx £150.00 more than the original LO.

 

Mr W

 

You need to contact the council, and ask them

How many Liability orders they hold

How much for

When obtained

When passed to bailiffs, then write to Rossers using this as a template:

 

"From:

My Name

My Address

 

To:

Acme bailifflink3.gif Co

Bailiff House

 

Ref: Account No: 123456

 

Dear Sir

 

With reference to the above account, Can you please provide me with a breakdown of the charges.

 

This includes:

a - the time & date of any Bailiff action that incurred a Fee.

b - the reason for the fee.

c - the name(s) of the Bailiff(s) that attended on each occasion a Fee was charged.

d - the name(s) of the Court(s) the Bailiff(s) was/were certificatedlink3.gif at.

e - the date of the Certification.

 

This is not a Subject access requestlink3.gif under the Data Protection Act S7 1998 so does not incur a fee of £10. You are obliged to provide this information.

 

I require this information within 14 days.

 

They will have to provide a breakdown, and it will have to indicate when the levy was applied, you must send proof of HP to the council, and Rossers also.

We could do with some help from you.

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Morning Brass

 

The 'B' is due today, so I was just going to call the CT Manager at the council followed up with a complaint re Levy on HP Vehicle etc and hopefully apply enough pressure that they remove the LO from the B and allow me to resolve on the basis that the B cant collect because of inappropiate protocol, and Lies. etc.

 

Cant get my head around a letter at the momment though.

 

Mr

Regards..Mr Worried :)

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Morning Brass

 

The 'B' is due today, so I was just going to call the CT Manager at the council followed up with a complaint re Levy on HP Vehicle etc and hopefully apply enough pressure that they remove the LO from the B and allow me to resolve on the basis that the B cant collect because of inappropiate protocol, and Lies. etc.

 

Cant get my head around a letter at the momment though.

 

Mr

 

Move motor away, show bailiff proof of finance, outside the house, don't let him in no matter what he says, have you sent copy to council and rossers? Film him with a mobile phone even if he gets lippy, and he cannot tell you you cannot film him in the street or on your property, it is NOT illegal to film him no matter what threats and bluster he spouts.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Hi , Vehicle is moved, perhaps I will tell him to take vehicle? dunno about recording this tho, dont want to upset the applecart, he has nothing to gain but to return to council, imo.

Regards..Mr Worried :)

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  • 10 months later...

a Bailiff posted a letter last week saying Council tax etc, ( we have an agreed payment plan and are up to date )

 

1st letter....Amount Due...£245...and even at this late time I can pay £90.00 and further instalments.??

 

2nd letter...Amount Due...£263...?? and we are ready to sieze goods etc.

 

Now Ave spoke with council and there gonna resolve 'mistake'

 

However what is the craic with these charges? unlawfull or what?

 

can I challenge the Bailiff as he recons he gonna come today etc and no ammount of chitter chatter is gonna stop him?

 

Cheers

Regards..Mr Worried :)

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Did you record the call with the council?

Have you got any written confirmation?

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You should send in a Formal complaint to the Head of Revenues, copied to CEO Council leader, and your MP, include in the complaint that you have not had any notification of a Liability Order being sought, assuming you haven't, and that as your account is up to date you are puzzled as to why a bailiff is now pursuing you for monies you don't owe, and adding fees with threats of removing goods etc. send it clearly marked as Formal complaint.

 

If tyhe bailiff turns up, tell him the account is up to date, the council are looking in to it, and you will not deal with him. hide any car as he will try to levy it, componding the mess. Film him even with a mobile phone if and when he turns up, to use the evidence in any further complaint.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Hi BF

 

No on both counts, however I can get it in writing if I asked, Just the B is en -route etc and I just cant be at home as ave a job on this week etc. shall I challenge the B and his costs and throw the problem back at the council as they are responsable for Bailiffs they appoint,?

Regards..Mr Worried :)

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i'd get your ducks in-line too:

 

if you can pay you should be paying the council

direct via your internet banking site

never ever pay a bailiff.

.

Here is something to be getting on with. First of all establish from the Council how much was owing etc You need to speak to someone at the Council and ask the following questions:

1 - how many Liability Orders they have against you

2 - the dates they were obtained

3 - the addresses they were for

4 - the period of time each covers

5 - how much each one was for

6 - how much is still outstanding

7 - the dates they were passed on for enforcement

8 - the dates & amounts of any payments

.

Next you need to send off for a breakdown of the charges the Bailiff applied. Here's an example, use and adapt at will and best sent initially by email backed up by a copy in the post.

.

"From:

My Name

My Address

.

To:

Acme Bailiff Co

Bailiff House

.

Ref: Account No: 123456

.

Dear Sir

.

With reference to the above account, Can you please provide me with a breakdown of the charges.

.

This includes:

a - the time & date of any Bailiff action that incurred a Fee.

b - the reason for the fee.

c - the name(s) of the Bailiff(s) that attended on each occasion a Fee was charged.

d - the name(s) of the Court(s) the Bailiff(s) was/were Certificated at.

e - the date of the Certification.

.

This is not a Subject Access Request under the Data Protection Act S7 1998 so does not incur a fee of £10. You are obliged to provide this information.

.

I require this information within 14 days.

.

Yours faithfully

.

Ripped off customer"

.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...

Hi All, Just a bit info for you all.

 

I was talking quite openly to a registered bailiff about all things bailiff. I was telling him about my woes from previous and he laughed and said the B had taking the p==s outa me and that he shouldnt of levied a car with hp, his charges were unlawfull, and he lied etc. He told me to complain complain because they are afraid of that and they are aware that 'we' will use form n4's when we can. He said they all bend the rules as their bosses tell them to do so and they will in return protect them if required etc.

 

So then nothing new there eh? I could give you his name but is that proffesional?

 

Mr

Regards..Mr Worried :)

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