Jump to content

Looking to reclaim bank charges - worth it?


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2562 days.

If you need to add something to this thread then


Please click the "Report " link


at the bottom of one of the posts.


If you want to post a new story then


Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 



Recommended Posts

I am looking to reclaim my bank Halifax charges (£271.63 in total) that have been coming thick and fast recently. Is it worth perusing?



Will I also lose my planned overdraft limit? Also, will they close my account entirely?




Link to post
Share on other sites

I'm afraid it is probably not worth claiming your bank charges if they relate to a current account, unless there is some inherent unfairness in the way they have been imposed upon you or because of the reason that they have been imposed upon you – other than the fact that they are naturally unfair and extortionate.


You would need to tell us more about it but probably the answer is going to be that it scarcely worth bothering.


Would you lose your overdraft? Very possibly, the banks are nasty and vindictive. This is the kind of retaliatory action that they take. They are completely unprincipled.


With a close your account? No probably not now – they used to a few years ago but this was criticised by the regulatory authorities and they probably wouldn't dare do it now.

Link to post
Share on other sites

Thanks for the reply. So you're saying I'd be unsuccessful then? I have a current account with the Halifax with a std £250 overdraft limit and a low income right now else to add really. Thought I could apply some hardship test or something. Saw some advice on moneysavingexpert.com about this so initially thought it was worth a punt.

Link to post
Share on other sites


  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?

  • Create New...