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    • Served on 16 Feb.   On reviewing the MCOL website today for an updated, I noticed that 1) Hermes has aknowledged the claim, but not yet filed a defence, and 2) that I there was a glitch / error on the form. Essentially, it looks like I had accidentally left the "I will send detailed particulars of claim" box ticke (I thought I had unticked it), with the result that the claim section has been truncated, and some extra text has automatcially been added - in red below):   "...Claimant seeks £XXX, plus I will provide the defendant with separate detailed particulars within 14 days after service of the claim form. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of..."   This is obviously not ideal. Is it better to try to amend the claim somehow, or to just submit a brief POC that a) clarifies that I am seeking £XXX plus costs (which was automatically truncated), and b) sets out my calculation of the £XXX?  
    • Hi   It amazes me how they pass the buck as they don't want to deal with a private homeowner but if the shoe was on the other foot they would be hammering down on you for breach of tenancy.   As this is council housing you need to make a Formal Complaint in writing to the Council Housing about this (as a social housing landlord they have a complaints process they have to follow). you need to exhaust their complaints process. Make sure and title your letter Formal Complaint.   From what you have posted this tree is not just a nuisance but also a Health & Safety risk:   1. The tree being overgrown is now a danger to the occupants/Guest/Visitors to your property   2. The tree has overgrown into the Council Housings Boundaries your property causing damage/endangerment to the occupants/guest/visitors.   3. As the roots of the tree are also overgrown into your property you have concerns that these may be causing/damaging to any underground pipework that may be within the boundray of the property.   4. So far the Councils actions have been to treat their Council Housing tenant as a third class citizen with a private homeowner aloud to cause endangerment/possible damage due to these overgrown trees which are encroaching on your council house property/bounderies.   You also require clarification why you were sent the Healthy Neighbourhood Information which states I have to pay £375 to make a complaint. (make sure and attach a copy of the response that states this cost)   You also require copies of the following:   1. Complaints Policy (not the leaflet) 2. Customer Service Standard (not the leaflet) 3. Health & Safety Policy (not the leaflet) 4. Public Liability Insurance Policy. (not the leaflet) 5. Clarification from you if their is any underground pipeworks running through the bounderies within the garden area (you should have full knowledge of this it being your property/plans) 6. Compensation Policy (not the leaaflet) 7. Equality & Diversity Policy (not the leaflet)   When you get the above policies sit with a pen/pencil/highlighter and take you time reading them and just think to yourself 'DID THEY DO THAT' if not mark it then leave it for a while then do the same again this way you can basically throw/write back stating the haven't followed x policy with which part of that policy and your reason. (you are building evidence to use against them using their own policies. I would also like to refer you to The Local Government (Miscellaneous Provision) Act 1976: http://www.legislation.gov.uk/ukpga/1976/57/part/I/crossheading/dangerous-trees-and-excavations     You need to remember yes it is the Council but the Council Housing is a separate entity and is a Registered Social Landlord (RSL)   Is the Council Housing classed as a registered Charity? (what is their registration number whether charity or RSL?)   Also have a wee look at this CAG link:     
    • @rocky_sharma   Fame at last!!   Dunno how much help it would be in your case, but I could try digging out the txt of my defence if you think it might be relevant to your defence. We might hafta do this via PM, then e-mail though if ya wanna go down that route.   Good luck with yours anyway mate.
    • The car finance firm, owned by Provident Financial, voluntarily handed the money to all 5,933 customers potentially affected by the breaches, which occurred between April 1, 2014 and October 4, 2017. It was also fined £2.77m by the Financial Conduct Authority for the way it behaved. The FCA said Moneybarn's actions meant more than 1,400 customers, many of whom were vulnerable, defaulted on their loans after entering into 'unsustainable short-term repayment plans'. This meant that they were punished with extra fees and charges, which many could not afford. https://www.dailymail.co.uk/money/markets/article-8013573/Moneybarn-pays-30m-customers-failing-treat-fairly.html   dx  
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At Cash4Phone.co.uk our aim is to make sure that you receive the most cash for phones available on the web. Therefore we scour the web comparing phone recyclers and the amount of cash for phones they are currently paying!

Did you know you can get up to £250 cash for phones? Even if there is no cash value in the phones listed please feel free to recycle your phone to help the environment.

We have a complete database of phone recyclers paying cash for phones, however if you are trying to sell a mobile that is not listed feel free to contact us and we will endeavour to obtain you the best price on the web

http://www.cash4phone.co.uk/

 

Domain name: cash4phone.co.uk

Registrant: Rhys Huitson

Registrant type: UK Individual

Registrant's address: The registrant is a non-trading individual who has opted to have their address omitted from the WHOIS service.

Data validation: Registrant contact details validated by Nominet on 10-Dec-2012

Registrar: Webfusion Ltd t/a 123-reg [Tag = 123-REG]

URL: http://www.123-reg.co.uk

Relevant dates:

Registered on: 22-Aug-2009 Expiry date:

22-Aug-2015

Last updated: 21-Apr-2014

Registration status: Registered until expiry date.

Name servers: igor.ns.cloudflare.com mary.ns.cloudflare.com

WHOIS lookup made at 05:38:51 26-Nov-2014 --

This WHOIS information is provided for free by Nominet UK the central registry for .uk domain names.

This information and the .uk WHOIS are: Copyright Nominet UK 1996 - 2014.

 

http://www.nominet.org.uk/whois/lookup?query=cash4phone.co.uk


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Is this the same Rhys Huitson?

 

address: 4 ABBOTSFORD GROVE

Posttown: SUNDERLAND

Postcode: SR2 7JS

 

If course, we have no evidence that this new Cash4phone is at all dishonest or involved in any kind of [problem] but people should be very careful.

 

It would be very nice to contact Rhys Huiton and find out more about his operation. It would be a great shame if he was the genuine article and yet his business became tained by association with the previous cash4phones.

 

However, there is no postal address on the website.

The address is hidden in the domain registration and so if you send off your phone, there is not much you can do to get it back or to take action if things go wrong.

 

It all looks rather too familiar


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Whoops. I seem to be behind the times again


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:lol:

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

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Easily done, we've all done something similar. Just don't tell the boss.:-)

 

Whoops. I seem to be behind the times again

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