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CCJ issued and being paid. IND says not and we're sending in the balliffs


datcat
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Back last year my OH had a Old CCJ enforced by IND.

 

He didn't bother trying to set it aside, because he said he owed it.

 

I did insist he applied to have the repayments set at a reasonable amount

and the court set it at £10.00 per month.

 

1st instalment to be paid by the 6th of each month starting July 2014.

 

We actually panicked thought it said June and sent off a £10.00 postal order.

 

Then paying by pay point each month as I wasnt willing to let them have a direct debit (too many horror stories about debt collectors helping themselves).

 

We have made 6 payments so far and then

 

today we get a letter saying we haven't stuck to the agreed payment and that they were sending in the bailiffs.

 

We have all the payment records with the who what and the dates on so we are actually 1 month ahead.

 

My OH thinking that they would be reasonable given these facts phoned them

and was called a liar and that they were still going to send the balliffs in.

I did warn him though what the likely hood of them being reasonable was

 

I'm thinking to myself a letter with attached copies of all the recipts would be more helpful.

A Polite letter yet one that says basically jog on.

 

Can anyone maybe give me a few pointers I could throw their way?

 

I will post up a copy of what I can come up with but some one who knows any rules that I can quote at them

 

I don't know,abuse of process maybe.

 

Would be extremly grateful for any suggestorms.

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if you read the letter properly

 

 

I doubt it says WILL anywhere?

 

 

were IND whom got the CCJ in the first place?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks.

 

 

It's a Notice of Issue of warrant of control,

court stamped,

not a threat.

 

 

And from the amounts given they have missed off 2 payments.

 

I have no idea who got the original CCJ

 

 

I'm pretty sure it was a Barclay card originally

and the ccj would have been issued over 6 years ago.

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If you have proof the payments were made as per the courts CCJ agreement then you need to inform the court that IND are not playing Ball!

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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if ind are not the named claimant

 

 

what are they doing enforcing a CCJ from 2006 in 2014?

 

 

they cant do that

unless they got their name substituted on the CCJ as the claimant

and it was within 6yrs?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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To be honest I have no idea.

 

 

I've been kept in the dark about a lot of things and stuff is only just coming out into the open.

 

 

I've managed to see off quite a few with SB letters which are nice and easy so to speak,

 

 

but when courts and awarded CCJ's are involved I feel way out of my depth.

 

 

Depression and denial are a dreadful combo.

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right give us the full story of the debt with timelines too

 

 

something smells here

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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