Found old 2011 Cabot CCJ for a Halifax CC - anything i can do?

[ba85]

I checked my credit file and have a CCJ issued at Northampton CCBC in December 2011.

 

I believe this is Cabot as there is another listing for them on my credit file for the same amount

and the last 4 digits of a Halifax CC which was opened in February 2003.

 

I never received the claim papers as my home was repossessed just over a month before the Judgment.

 

At that time I was in a mess and didn't update my address with any creditors.

 

I have done a CCA request to Cabot.

They have acknowledged the request, but not had the agreement back yet.

 

Is there any chance I can apply to get this CCJ set aside?

[dx100uk]

you'll have a job in getting this set aside after all this time.

 

 

esp as you didn't inform creditors of your move.

 

 

and of course, you'll need a defence even if successful to defend another claim

 

 

when did you stop paying, just before the repo?

 

 

dx

[ba85]

you'll need a defence even if successful to defend another claim

 

 

when did you stop paying, just before the repo?

 

 

dx

I thought it would be a difficult one to set aside.

 

 

It was defaulted in September 2009 with a balance of approx. £2500 according to my credit report.

 

 

I don't know when it was sold to Cabot but the CCJ amount and current balance is over £3000.

[dx100uk]

when did you stop paying, just before the repo?