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Budgeting loan?


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Do they still exist? both my washer and dryer are on the fritz and we are barely surviving as it is its just something i cant afford to pay for or live without, i was under the impression they ended crisis loans and the social fund in the Welfare Reform act 2012 is that true? (wouldn't surprise me)


The government site still allows printing off the forms thats the reason i ask, it is a pretty big form.





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Hello Audrey. Yes, budgeting loans certainly do exist - I got one last month. They can be used for things like washer/dryers. I was awarded £340 (although I applied for £1k) There are different limits depending on circumstances, children, etc.


My JCP adviser gave me the form, yes it is quite long to fill in. She said the only criteria for acceptance is that you don't already have one, or have had one in the last couple of years, and it is to be used for one of the approved measures on form. My adviser told me to apply for the maximum allowed as they'll always third what you ask for!!


Be advised though that it can take up to a month to come through (mine took just over three weeks from posting form to money in my account). I'm currently paying it back at about a fiver a week through my JSA.


Good luck

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You can still get loans from your local council. I don't know the criteria for them but it's worth giving them a try.


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