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P2PS got CCJ on zopa loan - still paying never received a statement


zuzanka23
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sorry this has a CCJ?

 

 

P2Ps who's that?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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oh dear so you've been blindly paying a supposed CCJ to some company

that was not even the claimant on the CCJ?

 

when was this CCJ?

 

 

and when did P2PS spoof you into paying on it?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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P2PS Limited is a non-profit making company that holds the necessary licences from the OFT for performing debt recovery activity.

 

It has been set up as a facility to allow Zopa users to assign the right, title and interest of a defaulted debt for further collections activity,

including applying for a County Court Judgement (CCJ) or a Bankruptcy order where applicable.

 

P2PS Limited do not give lenders financial consideration for the debts from the lenders as part of the assignment.

 

Whenever any funds are successfully reclaimed from a borrower,

P2PS will apportion funds appropriately to the lenders who have participated in the assignment, after deducting their costs.

 

However, P2PS would seek to recover costs wherever possible, to reduce the potential impact on any amount reclaimed.

 

If the debt is not recovered, P2PS absorb any costs incurred and none are passed on to the lenders.

 

 

One successful recovery is not used to subsidise an unsuccessful one.

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Oh my god you are correct!

 

 

I didnt know it was zopa!!!

 

 

So I have been paying p2ps money for a loan that I didnt realize I was paying for.

 

 

Is there anything I can do to stop this?

 

 

The letter saying I have ccj is it not even real????

 

 

Please help thanks.

 

Shall I make new thread?

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so the CCJ is a loan you defaulted on?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

imo you urgently need to obtain your credit file

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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I just checked noddle and it is showing county court judgement so

 

 

it looks like it might be true.

 

 

But it doesnt say what this ccj is for?

 

 

I am only guessing it's Zopa as it's showing there is only a small amount left owing

 

 

so I guess that's what I am paying but on no letters or ccj it doesn't say what this is for?

 

so I guess there is nothing I can do then?

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has it the CCJ number?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

yes

ring northnants bulk and ask for a copy of the CCJ.

 

 

or ask the judgement details and the claimant etc

 

 

write it down CAREFULLY

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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https://county-courts.co.uk/northampton-county-court-county-court-bulk-centre/

 

 

ring northnants bulk and ask for a copy of the CCJ.

 

 

or ask for the judgement details and the claimant etc

 

 

write it down CAREFULLY

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

so when was the ccj taken out?

 

 

they are required to hold data for 6yrs.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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it was registered december 2011,

 

 

they told me on the phone that they only keep the details for 3 years

and the claim form that was supposedly sent to me isn't there,

they dont have any details,

all they could tell me is that it is for p2ps and if I want to see the claim form,

I need to write to them but it seems they don't have it anymore

 

whats the next step please??

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it was for a zopa loan, I just didn't realize.

 

The only problem is,

 

I didn't know I was paying it,

 

I wasn't going to pay and I thought it was almost 4 years since I defaulted

so I was going to leave it but unfortunately only just realized that I have been paying them oops.

 

What can I do when the county court says they don't have the details anymore, I think it's a bit weird.

 

Should I ask P2ps to send me the county court form or any paperwork as I never received it?

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not a lot really

 

 

have you been getting statements?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

sorry this has a CCJ?

 

 

P2Ps who's that?

 

 

dx

 

http://www.p2ps.org.uk/

 

Thread moved to the correct forum.

 

Regards

 

Andy

We could do with some help from you.

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No

 

 

I asked p2ps for a statement of all the payments that I paid.

 

 

My question is I never received a claim form in 2011.

 

 

But if the county court has the claim number and says its p2ps then I guess its real and I need to pay, am I right?

 

 

Just want to make sure as dont want to pay unless its real ccj. Thanks

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if its noted by northants its real alright.

 

 

as it was 2011 there not a lot you can do.

 

 

you could sent them an sar to get all the statements.

 

 

atleast you'll know whats left to pay off the judgement

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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