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    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
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    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the xx/xx/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the xx/xx/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, xx/xx/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
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Terrible Vodafone service!


Ryan92
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Okay, for about 6 months or so there is constantly maintenance work happening with the service and the 3G service is usually about 0.2mbps which is terrible. I was on the webchat again today for what is about the millionth time since joining in January (exaggeration maybe but you get the point :p)

 

Today, the advisor actually admitted there is a network problem with half of my postcode ; actually confused how half the postcode can get coverage yet the other half have issues. Nevertheless the advisor then offered a penalty free cancellation if I returned the device to them. The problem here being I changed my handset on my own accord and the one I actually have is not the one I got through the deal. I was therefore offered £5 off my deal because of the lack of internet services being available.

 

I've been promised many phonecalls from a manager to discuss this however none of these calls have materialised!

 

Do you think this is an acceptable offer? I'm not an unreasonable person ; I just want a service that works and is reflective of the level of service they advertise on their website

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We have a Vodafone rep on CAG - if you make contact as advised below and post the reference number you will receive back here in your thread - Lee will pick it up and look into this issue for you.

 

 

 

We advise you to follow this method to alert them to your thread:

 

 

To get this looked into further could we please you ask you to email HERE with the details quoting the code WRT135 - CAG Forum in the subject line A link to your thread would be useful

 

 

Once sent you'll receive an automated reply with a reference number.

 

 

To ensure that it reaches Lee could you update the thread with this and He'll get back to you as soon as he can?

CAG.

DX SITETEAM

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Thank you :)

That's me send the email along following the steps above.

 

Post up the reference number :thumb:

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

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Whoops! Sorry.... #8568104 :)

 

Good stuff, hopefully Lee will pick this up shortly.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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It will most likely be on Monday that Lee will pick this up :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Okay, for about 6 months or so there is constantly maintenance work happening with the service and the 3G service is usually about 0.2mbps which is terrible. I was on the webchat again today for what is about the millionth time since joining in January (exaggeration maybe but you get the point :p)

 

Today, the advisor actually admitted there is a network problem with half of my postcode ; actually confused how half the postcode can get coverage yet the other half have issues. Nevertheless the advisor then offered a penalty free cancellation if I returned the device to them. The problem here being I changed my handset on my own accord and the one I actually have is not the one I got through the deal. I was therefore offered £5 off my deal because of the lack of internet services being available.

 

I've been promised many phonecalls from a manager to discuss this however none of these calls have materialised!

 

Do you think this is an acceptable offer? I'm not an unreasonable person ; I just want a service that works and is reflective of the level of service they advertise on their website

 

Hey Ryan,

 

When you speak to Lee (or any Vodafone customer service agent) please arm yourself with the following Vodafone terms and conditions:

 

Section 10 (Credits if there is a failure of service), specifically Clause 10a states,

 

If we have to maintain our network or if there is a technical fault on our network that means you can't use all our services for three days in a row, we'll credit you for the line-rental charge for the period the service was not available.

 

If you've had problems for 6 months or so, then you should be reimbursed that. Hopefully, you've been using the "send chat transcript to email" function to keep a record of every time to chat via Live Chat to Vodafone as this will help your case.

 

If they then refuse to credit you as you request in writing (can be email, send this to Lee, and address to the CR team) and they have refused that then you may wish to invoke the following;

 

Under Clause 11a of Vodafone T&C’s you may end the agreement with the retailer if,

 

we don't do something fundamental that we should have done under this agreement within seven days of you asking us in writing

 

What will then happen is Vodafone will refuse to cancel your contract unless you pay a laughable "cancellation fee" which you should obviously refuse to pay because you'll quote Clause 11d:

 

Clause 11d then states that:

 

When this agreement comes to an end: In these three situations you do not have to pay all line-rental charges until the end of the minimum period. However, you may have to make a payment for your mobile equipment. We will let you know in your order form or welcome letter or welcome email if you have to make this kind of payment for your mobile equipment and will tell you the original value on which that payment is based.

 

Presuming they didn't tell you in your "order form or welcome letter or welcome email” that you would have to make a payment for my mobile equipment if the agreement came to end under Clause 11a, then you're all good.

 

You might then think that the Ombudsman is a good place to escalate your complaint with..unfortunately this will do nothing at all, and you'll be left wondering where the last 4 months have gone and why you're still shelling out £40 or so a month on a useless phone contract.

 

My advice is to follow the steps above until Vodafone refuse to apply the 6 months credit to your account - then issue them with a 'letter before action' outlining your complaint and what you are requesting from them (i.e. fee-free cancellation + refund on line-rental charges since the network issues began). It is very unlikely they will respond to this letter.

 

You then take them to a small claims court, and it is very likely that Vodafone will call you just before the hearing to ask you to settle outside of court - of course, remember to only deal in letters with retailers, and to include all the additional costs that you've incurred pursuing them in your settlement.

 

Then post on CAG and start helping others.

Edited by ArmchairPundit
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