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Perplexed14

I'm selling a house and found I have a Bankruptcy Petition against me

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Hi guys,

 

I wonder if anyone can help....

 

I moved out of my property some 4 years ago but rented it out and I'm now selling it.

 

As part of the buyers checks, and my solicitors checks,

I apparently have a bankruptcy petition against me and my solicitors want to know if this has been discharged.

 

"We have noted on the Office Copies of the above property that there is a Bankcruptcy Notice dated 23 May 2012.

 

Please can you provide us with more information of this notice and confirm details of who the trustee in bankruptcy is.

 

 

Please can you also confirm if you have now been discharged from this notice?"

 

I know nothing about this at all.

 

 

I'm not bankrupt on the Insolvency Register and I've not been personally served anything,

I wasn't living at that address (although I do own it).

 

I don't know what this means!

 

Am I bankrupt??

 

How do I get rid of this petition so I can sell the property?

 

Help!

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so you have no idea who the petitioner is/was ?

 

Have you looked on your credit files to see if there is anything on there ?

 

I will try and find someone who can help.


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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

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Wow... this will probably be the shortest thread ever.... I seem to have got it sorted...

 

Apparently Lowell Portfolio is the petitioner.

 

 

They filed on 22 May 2012 but then withdrew their petition on 19 July 2012.

 

 

The courts \ land registry never took the application off the land registry.

 

I'm now to go into court on Monday, get a copy of the withdrawal letter (£10 fee)

and send it to my solicitor so they can get it taken off.

 

So it turns out I'm not bankrupt. Phew!!

 

The court phone line was very helpful and answered fairly quickly.

 

Thanks citizenb for your offer of help...

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WOW.. that was fast and I am really pleased that this is sorted.. however, has this damaged your reputation in any way.

 

Has it been recorded on your credit files for instance?

 

Why did Lowells issue the petition in the first place? Especially if you were never aware this had been done.


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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get the £10 plus your travel back from Lowells as well. I bet they realised they were chasing the wrong person so theoretically you can have them for a lot more if you lose you house sale.

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If this appeared on CRA files' date=' compensation could be a possibility.[/quote']

 

Have you checked your Credit files ?


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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