got SLC CCJ in 2001, still paying £25PCM, but drysden now chasing same debt - help

[LittleAlf]

Hallo,

Please could someone advise me on how to respond here:

 

I had a student loan when I was at University from 1996-1999.

 

 

After Uni I thought I'd defered, but apparently the SL company didn't receive my form...

 

I got a CCJ in 2001 and

 

 

in 2005 started to pay the Student Loan company back £25 pcm,

I am still paying this amount monthly and have never defaulted

 

Today I got a letter forwarded from an old address from Drydensfairfax demanding the balance (£2970)

or payment towards it, or else they may attatch my earnings, send a bailiff around, or place a charging order over my property

 

Given as I have an arrangement with the SL company already and which is being honoured

I'm somewhat confused as to why I am receiving this

 

What would you advise I do?

 

Any advice, as always,

 

 

is appreciated

Thanks

Little Alf

[dx100uk]

moved you to the slc forum.

 

 

I take it that drydens client in Erudio?

 

 

you'll find lots of like thread here

 

 

have a read.

but the bottom line is to ignore them.

 

 

are SLC aware of your new address?

 

 

dx

[LittleAlf]

Thanks dx

 

You're right, their client is Erudio.

 

 

They haven't got my new address, and quite surprised they got my old one as I've not been in touch with the SLC since I lived there.

 

 

I've recently moved agin, so it's possible they'll catch up eventually.

 

 

I've no problem with paying off the debt-I've been paying off as much as I can afford for the past ten years-

I'm just a bit freaked out by why the SLC want to sell my debt to Drysden

given as we had an arrangement they agreed to,

and what are Drysden are expecting?

 

 

Do they want me to transfer my monthly DD to them?

 

 

They sound a bit corrupt to me, so happy to take your advice and forget about them

 

Thanks again,

LittleAlf

[dx100uk]

you need to have a serious read in the forum I've moved your post too.

 

 

now, you say you've been paying 'varying' amounts to SLC regarding the CCJ.

 

 

you do realise you should ONLY be paying the monthly amount the JUDGE ordered?

and you should be getting a statement better than once every 12mts? have you

 

 

something is wrong here.

 

 

dx

[LittleAlf]

Thanks

I've been paying exactly the same amount for the past ten years: £25, which is as much as I can afford

I've never received an annual statement from SLC, but this could be because they didn't have -as far as I was aware- my address

The judge never ordered me to pay the £25, I proactively called the SLC when I realised that I had a CCJ (that was when I got a letter they'd sent to my Dad's house, my old address) and offered to pay £25 pcm. They accepted the amount, and as far as I was aware we were all good

I'll see if there's anything in the forum that will give me a clue as to how to proceed

Ali

[dx100uk]

I'd be sending the slc an sar.

 

 

dx

[LittleAlf]

Cool, I'll do that straight away. Thanks

[LittleAlf]

Just a thought: If I send the SLC an SAR request, will they then pass my new address to Drysden?

[dx100uk]

drydens will already know that from the credit file

 

 

get it done

 

 

dx