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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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Hi,

 

I completely lost the plot this evening.

 

I went to my local Tesco Express (it's attached to a petrol station) and

suddenly got a craving for cream cakes.

 

There were some which were reduced but they weren't the one's I like.

 

In a moment of madness I swapped the price labels to not 1 but 2 packets of cream cakes.

 

I took just 1 packet to the cashier along with some other legitimately reduced items.

 

The cashier realised the what I had done

 

I pretended I had no idea what was going on.

 

In fact I went back and grabbed a packet of legitimately reduced cream cakes,

paid for my total shopping using a Tesco Credit Card (I was obviously having a total meltdown) and left.

 

Total value of the swap 43p or 86p if you include the 2nd packet of cakes I left behind in the chiller cabinet.

 

So my questions are:

 

1) The store staff didn't take me anywhere to question me,

didn't make me fill in any forms,

no Police were called

I guess they couldn't really apprehend me as they don't have a security guard.

 

However they do have my credit card details s

o could they review the CCTV footage and

then tell the Police?

 

Would the Police be interested in a 43p matter?

 

2) Can Tesco pass the matter onto RPL anyway just on the basis of the cashier's suspicion and possibly some CCTV footage?

 

3) Could Tesco subsequently ban me from all their stores?

 

4) How quickly do RPL / Tesco work in such matters. If I don't hear in a month from anyone should I assume I've got off?

 

I'm hoping that as nothing was done at the time,

that Tesco aren't going to involve the Police over 43p.

However whether they can get RLP and a ban in place after the event is another matter.

 

Has anyone had a letter from RLP and /or a ban from Tesco after the event,

or are you always told at the time the offence was suspected/caught?

 

Of course this would all be moot if I hadn't been stupid enough to use my Tesco Credit Card to pay for it all!

 

PS Yes I know I am a total moron.

 

I have never done anything like this before and never will again!

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I doubt the police will ever be involved

 

 

if RLP do spring a few letters

 

 

TOTALLY IGNORE THEM.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I doubt the police will ever be involved

 

 

if RLP do spring a few letters

 

 

TOTALLY IGNORE THEM.

 

 

dx

 

Many Thanks DX for your response.

 

 

I've been frantically reading numerous forum posts about this,

and it seems that unless someone in the store actually saw you swapping price labels,

then CCTV footage simply isn't enough.

And that's assuming there is any CCTV footage.

 

 

From a previous incident in that store where I was the victim of an attempted assault,

Tesco admitted at the time that they only have CCTV cameras of the entrance and high value items ie the booze.

 

As I wasn't actually stopped, questioned, the Police called or forced to fill in a form nor handed a banning letter

I don't see what Tesco can actually do now, especially as it involves 43p and I ended up paying the correct amount for it.

 

They would now need to prove that I actually did it (based upon CCTV footage only)

and I'm not sure on what basis RLP would be able to proceed anyway.

 

 

Needless to say if they do, then they'll be wasting alot of paper and postage pursuing me with no result!

 

Needless to say I'm steering clear of cream cakes and that Tesco Store for 6-12 months!

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Cctv is plenty enough to convict on as they have your face, and your using your Tesco card so they have your id. They might review tapes at a later date rather than create a risk to staff by trying to stop you there and then.

 

And whether its 43p, £43 or 4.3million. Its still theft. If only a very small percentage of tescos customers steal like that, it would cost the store thousands.

 

Fingers crossed for you that all will be fine.

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Nothing has happened with them. tesco wont do anything on an amount that small. If anything were to happen, it would already have happened.

 

If anything does happen, it will just be a store ban. Theyre not going to care about a 40 p cream cake.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Cctv is plenty enough to convict on as they have your face, and your using your Tesco card so they have your id. They might review tapes at a later date rather than create a risk to staff by trying to stop you there and then.

 

And whether its 43p, £43 or 4.3million. Its still theft. If only a very small percentage of tescos customers steal like that, it would cost the store thousands.

 

Fingers crossed for you that all will be fine.

 

 

Yeah I'm a Tesco Shareholder. It isn't shoplifters costing Tesco money thats the problem, it's the top level management cooking the books of millions!

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Nothing has happened with them. tesco wont do anything on an amount that small. If anything were to happen, it would already have happened.

 

If anything does happen, it will just be a store ban. Theyre not going to care about a 40 p cream cake.

 

Thanks for taking the time to reply. Yes that's my feeling too. The cashier had time to ask his colleague what to do and still didn't ask for ID or my details. I voluntarily paid with my credit card (total stupidity I know!). In fact he just peeled off the dodgy price label, crumbled it up and threw it in the bin. Further I paid the correct price for the cakes anyway before leaving the store.

 

Plus going through CCTV footage is a real pain over 43p, and that's assuming there is even any footage which clearly shows wrongdoing. When I was nearly assaulted in that same store 2 years ago it turned out that the only CCTV cameras they have are on the entrance and on items of high value ie alcohol!

 

Obviously if I'd paid in cash this would all be moot, but I'll steer clear of that store for 6-12 months just in case. I'm just wondering whether RLP can get involved if no action was taken at the time?

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Nothing happened. Nothing will happen. Stop worrying about it. If you are concerned. Just stay away from there for a week or two, then go back as normal. If they wanted to do anything, theyd have stopped you before you left. But they wont do anything over 40p.

 

Stay away for 6-12 months might seem like a good idea, but its really extreme paranoia. I mean come on. think about it logically " I stayed away from tesco for 12 months because i nabbed a 49p cream cake."

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Thanks for taking the time to reply. Yes that's my feeling too. The cashier had time to ask his colleague what to do and still didn't ask for ID or my details. I voluntarily paid with my credit card (total stupidity I know!). In fact he just peeled off the dodgy price label, crumbled it up and threw it in the bin. Further I paid the correct price for the cakes anyway before leaving the store.

 

Plus going through CCTV footage is a real pain over 43p, and that's assuming there is even any footage which clearly shows wrongdoing. When I was nearly assaulted in that same store 2 years ago it turned out that the only CCTV cameras they have are on the entrance and on items of high value ie alcohol!

 

Obviously if I'd paid in cash this would all be moot, but I'll steer clear of that store for 6-12 months just in case. I'm just wondering whether RLP can get involved if no action was taken at the time?

 

If you never left the store without goods you hadn't paid the asking price for : it isn't theft (aka shoplifting)

Theoretically it is fraud by false representation (an offence made out by the attempt, even if the attempt doesn't succeed).

 

I doubt anyone would pursue it for the 43p, if they haven't done so already.

 

They can choose to ban you from the store (& don't need a reason or excuse to do so).

 

If RLP try to get involved ; ignore them or send a single letter stating "I deny a debt to you."

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Nothing happened. Nothing will happen. Stop worrying about it. If you are concerned. Just stay away from there for a week or two, then go back as normal. If they wanted to do anything, theyd have stopped you before you left. But they wont do anything over 40p.

 

Stay away for 6-12 months might seem like a good idea, but its really extreme paranoia. I mean come on. think about it logically " I stayed away from tesco for 12 months because i nabbed a 49p cream cake."

 

Many thanks. I'm just being completely paranoid I know but reading GrumpyToSayTheLeast comment didn't really help! I'm just rethinking what happened and putting in nuances where there were none. Worst case is a store ban (if that) but seriously, if the Police / Tesco put any effort into chasing me over possibly losing 43p then they all have far too much time on their hands!

 

PS I'm fine not popping into that store for 12 months, because the road near me is now full of other Supermarket Express stores. Apparentely they are the new charity shops on the high street! :-)

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One thing to remember. Don't deal in 'what if' scenarios. If anything was going to happen, it would already have happened. A couple of checkout operators gossiping is nothing. Stop worrying and carry on as normal.

 

Just make sure you don't do something as silly as you did again. You might not be so lucky next time.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Almost certain that you will not hear any more about this. Tesco will pat the cashier on the back for being observant but they will not go to the trouble of tracing card details and most certainly won't involve RLP - for one thing you weren't served with an RLP notice whilst in store which is what enables them to share your details with RLP - were they to do so it would be a breach of the DPA.

 

I would however avoid the store for as long as you are able to - your name and image may well have been circulated amongst the staff to keep an eye on you (or even ask you to leave) as a suspected price-swapper should you go back anytime soon.

 

And DON'T go trying this again - there or anywhere else - you may not be so fortunate next time and you could be looking at Police involvement.

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One thing to remember. Don't deal in 'what if' scenarios. If anything was going to happen, it would already have happened. A couple of checkout operators gossiping is nothing. Stop worrying and carry on as normal.

 

Just make sure you don't do something as silly as you did again. You might not be so lucky next time.

 

Many thanks Renegadeimp for taking the time to provide the reassurance. And don't worry, I won't be doing this ever again. I've totally learned my lesson :-)

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Almost certain that you will not hear any more about this. Tesco will pat the cashier on the back for being observant but they will not go to the trouble of tracing card details and most certainly won't involve RLP - for one thing you weren't served with an RLP notice whilst in store which is what enables them to share your details with RLP - were they to do so it would be a breach of the DPA.

 

I would however avoid the store for as long as you are able to - your name and image may well have been circulated amongst the staff to keep an eye on you (or even ask you to leave) as a suspected price-swapper should you go back anytime soon.

 

And DON'T go trying this again - there or anywhere else - you may not be so fortunate next time and you could be looking at Police involvement.

 

Many many thanks Sidewinder for the clarification. From reading numerous posts I assumed that I probably wouldn't hear anything not because it was only 43p, but because there seems to be a very specific process followed in these cases (unless it involves multiple thefts). This involves being stopped at the time by security, properly ID'd, made to sign a banning letter and then told / given a letter re RLP. As none of that happened I assumed it was unlikely to after the event, especially as CCTV footage unless v v clear is not enough evidence. Further small stores only have CCTV on expensive items such as booze.

 

I will definitely be steering clear of that store as they could issue me with a ban in person. The good news is there are lots of others nearby and also that store has an extremely high turnover of staff anyway. However it was v useful to know that Tesco cannot pass my details onto RLP as I wasn't looking forward to dealing with them.

 

And after this close scare I'm not going to be doing anything as stupid as this again. It was a one time only thing (a moment of madness) and I've totally learned my lesson!

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