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Change of bank details tax credits


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I called HMRC to change my bank details todat, my next payment will go into my old account on Monday as normal but the advisor said that this change may result in an over payment, so does this affect everyone eho changes their bank details or just some people? Is there anyway to stop this happening as I don't want an overpayment thank you

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It's not an overpayment as such. When you make a change to tax credits it can produce a one off payment. This will then reduce your regular payments but overall you award is the same. However there are people who change their bank details every other week, they can end up in an overpayment because the system isn't designed to be updated that often.

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