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Help requested for renewed contact by DCA 1yr after CCA request ignored

Reaver UK

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Hi all,



I am hoping someone can advice me on the best course of action for dealing with the DCA 1st Credit.



I sent a recorded delivery CCA over a year ago and



although it was signed for, I did not receive any response from the company.



They stayed silent and didn't try to contact me once, when



out of the blue I received a letter yesterday instructing me that the original owners of the debt

- Lloyds TSB, have instructed them to act in recovering the debt.



This is the same letter that they first issued me a long long time ago!



My question is how do I respond to this contact?

To be honest, I do not think that I would still have the proof of postage from last year,

and even if I did I doubt the tracking system would recognise the tracking number after this amount of time.



Do I have to start the CCA process all over again and hope that they don't contact me again next year?



Any advice would be appreciated.



Thank you

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I would say you could remind them of the original CCA request or do what they have done for the last year ignore them




cannot find it A to Z





Halifax :D

Paid in full £2295


MBNA:mad: 20/03/2008 settled in full out of court


Capital One:D

07/07/2007 Capital one charges paid in full £1666

19/01/2008 recovered PPI £2216 + costs


Littlewoods :-D

12/08/2007 write off £1176.10 debt.


JD Williams charges refunded in full £640

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