Littlewoods Need Help

[Flagg913]

I have been setting up a payment plan with all my creditors based on a pro rata

system and most of my creditiors have agreed.

 

However i got a strange letter from Littlewoods Personal finance, the confirmed the payment arrangement,but under these conditions....

 

The first payment is required by the 31st October (i put that i would make a payment no later than the 20th november in my first letter to them) also the letter i recieved from them was dated 30/10/06,it arrived today 03/10/06.

 

Which gives me no chance to pay the arrangement and at the bottom of this letter it says failure to stick with the arrangement will result in your account going to a debt collection agency.

 

Also it says they will review my account on the 27/11/06 and that penalty interest will be added to my account.

 

What course of action should i take,as i can only pay on the 16th as that is when i get payed....

 

If anyone can write a letter or give me some advice it would be very helpful, in advance many thanks.

[nathal]

talk to them and tell them that you do not get paid until such date, they should be able to work with it

[Flagg913]

Cheers for the advice.....Quite out of the blue they phoned me about two hours ago saying that they realised they had not given me enough time so they would make the new payment date 20/11/06, still in shock:)

 

A few months all my creditors would not take any payment plan under £50 a month (which i could not afford), Thanks to this website (Template Letters) and advice, most upto now have accepted my pro rata payments (which i can afford).

 

So to all who read this thread and especially those who have helped and given advice and the person who took the time to write the template letters, i say thank you, you have helped mecome out from the gloom and see the light, again thank you.