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danny1210

Marsden continue chasing dead debt **Resolved - Stat Dec accepted**

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Hi,

Hoping you lovely people will be able to give me some advice as I'm having terrible trouble with Marsden debt collectors.

 

Around three months ago my Polish girlfriend moved in with me

having been a UK resident for around three years)

when she did so i told her to switch her details with the DVLA for her address which she did.

 

Having done that it seems she flagged up on Marsdens list for a speeding ticket that had been sent to a previous address,

the short version is she had 4 changes of addressing 1 year and was out of the country for several months caring for her terminally ill mother in Poland.

 

she never received the original speeding fine as she had moved and not notified as she wasn't at a fixed address.

 

the first we knew of it was when Marsden sent a letter saying she owes £1055 !

 

I contacted them right away to find out the details etc..

. and i took my girlfriend to court to make a statutory declaration to say she had never received the fine in the first place,

the court said the bailiffs would be notified and the procedure of the court case would start over again.

 

That was the end of it from Marsden, or so we thought.

 

We received her paperwork from court saying we had a new court date (november 4th 2014)

of which we would attend and tell them what happened.

 

However today Marsden have been back to our address with very threatening attitudes

saying the court hadn't contacted them so they were still under contract to collect.

 

i tried to contact Poole magistrates court but i just get stuck in a round and round automated phone system.

 

i explained all to the Marsden bailiff who called me a liar and said it all still stands.

 

I have a photocopy of the statutory declaration and the new court papers etc..

but couldn't show them as they were with my girlfriend at her work.

 

How can i stop Marsden coming back

 

 

they said its not up to them to contact the court but at the same time i can't get hold of an actual person to speak to at court ?

 

Thanks in advance, Danny

Edited by citizenB

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I have popped a little spacing into your post to make it easier to read.

 

I think all you can do is photocopy all the paperwork as soon as your girlfriend gets home and if the bailiff turns up again, show it to them. (or perhaps email copies to them) I think courts are notoriously slow with their administration at the moment.


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Thanks.

Can they actually force their way into the property ? as its owned by me as are all the contents and the debt/speeding fine is from my girlfriend who has moved in with me.

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As I understand it, no they cant. You are not responsible for your GF's debts and they cant take stuff belonging to you to satisfy those.

 

I have asked others on the site team with more knowledge to look in and advise and there are many other caggers who have more knowledge of the bailiffs (or enforcement officers as they are now called). They will likely look in later on as most of them have day jobs :)


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1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

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Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

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As I understand it, no they cant. You are not responsible for your GF's debts and they cant take stuff belonging to you to satisfy those.

 

I have asked others on the site team with more knowledge to look in and advise and there are many other caggers who have more knowledge of the bailiffs (or enforcement officers as they are now called). They will likely look in later on as most of them have day jobs :)

 

Thats very kind of you, thanks very much for your help.

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moved to the enforcement forum.

 

 

if its a mag fine for speeding

then yes they do have powers of entry.


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however get onto the court first thing

and get the wolves called off.

 

 

a copy of the SD and new court date should sort them if they do return.

 

 

dx


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Thanks DX,

 

 

I have both so will see what they say.

 

 

Getting hold of the court however seems pretty impossible,

 

 

I tried constantly all day and just get lost in their automated system. :(

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Thanks DX, I have both so will see what they say. Getting hold of the court however seems pretty impossible, I tried constantly all day and just get lost in their automated system. :(

 

Danny,

 

Please keep the forum advised of the response from the court.

 

 

I assume that the court have made an error and failed to advise the enforcement company.

 

 

Given that this appears to be a genuine error

 

 

if you are having difficulty with getting through to the court

 

 

then please do post back as Marston Group need to be contacted asap to get this account on 'hold'

 

 

whilst the matter is being investigated.

 

 

A site team member could assist with contact details.

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so how did you do?

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Hi,

No contact from Marston Balliffs by 2 o clock so

 

 

phoned them to ask if they had spoken to the court,

she said she had and would know within the hour.

 

One hour later i phoned her again and she said she would know any minute and phone me.

 

Another hour passed - i rang again and she wouldn't pick up - i left a voice mail.

 

Another hour passed,

i phoned again and left another voice mail stating that i had the statutory document with the court signature

and the new court papers and that i wanted to arrange a meeting tonight so they could drop the case.

 

2 minutes later i received a text from the bailiff,

the court had agreed that i had signed the statutory agreement and they had accepted it,

no explanation as to why Marsdon hadn't been informed or an apology.

 

Text also said the matter was now closed.

 

Victory :)

 

 

thanks to everyone who helped.

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Excellent news :)

 

 

 

2 minutes later i received a text from the bailiff,

the court had agreed that i had signed the statutory agreement and they had accepted it,

no explanation as to why Marsdon hadn't been informed or an apology.

 

Sadly you will receive neither an explanation or an apology :(

 

But at least it is sorted now.


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Well done for persevering, I'm pleased for you. :)

 

HB

 

Thanks very much :)

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Good result - another success to notch up on the headboard!

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