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mcnal71

court order fees ?

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Hi,

I am a newbie on here and would like some guidance if possible.

 

This morning I checked my RBS current account balance to notice a charge of £25 for a court order fee.

 

I have absolutely no idea what this is for as I have had no mail relating to this and I am at a loss as to what it is for.

 

The only items I pay from this is mortgage (never missed), Vodafone (never missed) and a monthly magazine subscription (again, never missed.

 

I have never had a loan or any other such arrangement through this account.

 

I do have another bank account I will use in the meantime.

 

Has anyone else had experience of this ??

 

Any help welcome

 

C

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why would RBS be charging a court fee?

 

 

have you moved in recent years?

 

 

yes they are entitled to legal fees

 

 

but only if they file a court claim!!

 

 

pers I'd be on the phone now to them

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Thanks for that. No I have been with them for many years and have had same address for over 7 years. Like I said I have money going in and a couple of monthly payments coming out. It is not like I missed a direct debit and then did not pay it

 

I have never linked my account to something and not paid it or defaulted on it.

 

I'm inclined to think it is an error on their part, as I can't think of what it may relate to.

 

I shall go into branch and see if I can find out what it is, I just hope it is a typical "clerical error"

 

The only hassle I have ever had was a while back, I went in to the branch and paid cash in, this showed on my account immediately, as is normal, I then paid my mortgage and transferred cash to my wife later that day.

 

I then received an unauthorised overdraft notice, when I looked at account the cash I paid in had jumped from the Friday to the Monday, I wrote to them to reverse charges and no charges were ever taken, although I never received confirmation.

 

Surely, if they are charging a court order fee, rightly or wrongly, I should have been notified ??

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correct.

 

 

unless its one of these spoof companies and their name is court order but still would not say fee by it.

 

 

very strange!

 

 

dx

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ok thanks, it just says "court order fee" and when I expand it only says "charges", usual vague descriptions !!

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Yes, do enquire at the branch - if no sense or proper explanation, you should make a formal complaint to their Head office. Unless and until they issue a claim against you, they cant charge any "court" fees and it wouldn't be applied to your account in that way .. it would have to be identified on a County Court Claim !

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