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jackreacher

First PPI victory 1992 10 year on disclosure signed

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I bet this is already on this forum but if it is not this may help persuade a judge or help in your argument.

 

The first ever PPI case was in 1992-93 (Bristol CC 93/10771).

 

 

The case involved L W Price -v- TSB Bank PLC.

 

 

It was judged that the total payments of the Insurance Premium were almost as high as the total benefit that could be claimed.

 

 

The case was won.

 

 

A 10 year non disclosure clause was put in place as part of the settlement.

 

 

After 10 years, a copy of the judgement was sent to the OFT and CAB.

 

 

Soon after, a super complaint was raised..

 

 

Hence where we are today.


WON lloyds walked away after second hearing £10,000 2014

 

WON Mbna after 3rd hearing £5,000, 2014

 

WON Barclaycard 1st hearing £2015, 4,500

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Nice find, Jack :)


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1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

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2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

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4: Staying Calm About Debt

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3: Banking Conduct of Business Regulations - The Hidden Rules

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5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Nice find, Jack :)

 

My pleasure... you have sure helped me a lot over the year!

 

Amazing to think they had been found against, did a 10 year non disclosure so they could keep on selling... disgusting.

 

In my opinion this should strengthen many a good argument over PPI .


WON lloyds walked away after second hearing £10,000 2014

 

WON Mbna after 3rd hearing £5,000, 2014

 

WON Barclaycard 1st hearing £2015, 4,500

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It would be nice if we could get a hold of the judgment. I have tried google, but it doesn't want to be my friend at this moment in time :lol:

 

For sure the non disclosure rule was very cynical of LTSB


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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It would be nice if we could get a hold of the judgment. I have tried google, but it doesn't want to be my friend at this moment in time :lol:

 

For sure the non disclosure rule was very cynical of LTSB

 

yes I looked for it... may have to contact a legal person who has an account.


WON lloyds walked away after second hearing £10,000 2014

 

WON Mbna after 3rd hearing £5,000, 2014

 

WON Barclaycard 1st hearing £2015, 4,500

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It would be nice if we could get a hold of the judgment. I have tried google, but it doesn't want to be my friend at this moment in time :lol:

 

For sure the non disclosure rule was very cynical of LTSB

 

#1 is on wikip, pdf citation is still there re the 'super complaint'.

case was re tsb prior to loyds takeover.


IMO

:-):rant:

 

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#1 is on wikip, pdf citation is there re the 'super complaint'.

case was re tsb prior to loyds takeover.

 

Thats where I found it.. while looking to see when Chip and pin started as the T&C's provided by hsbc as being on the reverse of my 1994 agreement have, "remember to safeguard your chip and pin number"..lol.

C&P started for hsbc in 2003.

I don't think I will bother telling them quite yet!:lol:


WON lloyds walked away after second hearing £10,000 2014

 

WON Mbna after 3rd hearing £5,000, 2014

 

WON Barclaycard 1st hearing £2015, 4,500

Share this post


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Share on other sites

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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citizen

 

 

Why do you need a copy of the judgement?

 

 

I have never been asked for this before and it has been over 10 years since it was sent to the OFT.

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jackreacher

 

 

Please see my reply to citizenB

 

 

If a copy of the judgement has been released by the court, it would be nice to know, as I have an issue with my ex-employer and want to stick this to them. If I can prove, a court copy exists it will give me more power. If you think there is another case of companies ripping people off, please let me know. I have an ongoing dispute with the car insurance industry. Will not be as big as the PPI issue but should produce results.

Edited by L W Price

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