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Hi looking for some advice / help

 

My mum is 56 an is about to be made redundant again in a couple of weeks. She has been made redundant around 4 times over the last 8 years. She only opened up to me about her financial status letting me know she has a secured loan of 15000 against her house. As she has lost her job frequently she doesn't have any savings so when she is out if work this time she fears she will loose everything. I am not in the position to help out much as only work part time and have a young family. Could anyone give advice on what she could do. Her mortgage insurance will kick in after the first month of unemployment. But she will get no other help apart from job seekers I would assume? Thanks

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The best thing is to be upfront with them.

 

Be pro-active write to the lender stating what has happened and it looking for work and looking to reduce monthly payments until circs change.

 

Have a nosey at the national debtline scotland website


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