Jump to content



HFO chasing old welcome car CCJ - almost paid off - they say no its not


Please note that this topic has not had any new posts for the last 2105 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Could you point me to this, Brig? Hear it a lot but never see it. Some people are confused because Barclaycard used to use CS before selling debt to HFO.

 

What’s ‘Chis Lancasters’? Excuse my slowness. It’s early...

 

 

Lancaster Solicitors in Chiswick.

 

 

Google Cograd, there's some data re Concilian CS CCS is in the small print.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites
  • Replies 73
  • Created
  • Last Reply

Top Posters In This Topic

When I mentioned Chiswick, I meant our old friends Turnbull Rutherford...

 

I have all the Cograd etc company docs. I miss very little in my efforts to extinguish these devil spawn, Brig...

“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

Link to post
Share on other sites
  • 1 month later...

Hi All

 

 

I had sent letters to HFO regarding the account and had not heard anything until

 

 

this morning when I received a letter from a company called Asset Link No 5

 

saying they have purchased this account....

 

 

. has anybody had any dealings with them?

 

 

at lease they have the correct balance on the letter instead of the inflated amount that HFO kept saying I owed.

 

hopefully I can eventually put an end to this saga now.

Link to post
Share on other sites

As I mentioned earlier, HFO Capital was in the process of being sold... looks like Link has picked up all the lemons.

 

How much are they requesting?

 

There’s still a problem – if you weren’t sent a notice of assignment by HFO Services to state the account had been sold to HFO Capital, then you can rightly claim that Link has no right to be chasing this, as your debt was with HFO Services.

“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

Link to post
Share on other sites

please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s -  would collapse overnight.

 

DCA's view debtors as suckers, marks and mugs - that's why they will never tell you they are not bailiffs and have absolutely zero legal powers on any debt.

 

 

Link to post
Share on other sites

 

Hopefully he will just keep on digging.....

At your Service

 

Please Double click the Star and leave a message if I have helped you

 

Please support CAG and they will support you.

Link to post
Share on other sites
Hopefully he will just keep on digging.....

 

Good heavens where have you been hiding:wink:

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Oh I am still here! Just keeping a low profile. HFO and their demise are still on my radar

At your Service

 

Please Double click the Star and leave a message if I have helped you

 

Please support CAG and they will support you.

Link to post
Share on other sites

Link seem to have sent a load of begging letters! Must be Christmas. Oh yes..

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?189053-HFO-Services-and-Windywoo.&p=4661417#post4661417

At your Service

 

Please Double click the Star and leave a message if I have helped you

 

Please support CAG and they will support you.

Link to post
Share on other sites
Oh I am still here! Just keeping a low profile. HFO and their demise are still on my radar

 

Hello CD, Hello DB, happy Christmas to both of you xx

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

Link to post
Share on other sites

DonkeyB

 

 

 

 

The amount they are claiming is equal to the original CCJ minus the payments I have made to them £800 ish

 

 

I have not had an deed of assignment when the account was passed to HFO Capital from HFO Services

do I send a CCA Request or a SAR to link?

 

 

Merry Christmas to you all.

Link to post
Share on other sites

Hi

 

Are you still making payments on this Lemon to anyone? If so stop now

 

And is the outstanding amount about £400 or £800?

 

Personally I think that you have paid and suffered enough - don't send anything to Link as they have no information to enable them to claim this money from you, they have just bought a 'debt'. They are unlikely to take legal action and if they did this would be easy to defend as you can take it back to the original court

 

Did you previous send a SAR to anyone?

 

I really also think that you need to send a PPI claim to Welcome as you say that you did claim on this and were refused - therefore there must be a reason why PPI was not appropriate. Welcome do exist and you can claim PPI payments from them ( they are one of the worst offenders). You do no not need a lot of information - just the account number and your details, no documents required and this is money for you, it will not be taken off this dodgy debt.

 

Also please collect any documents on this claim and send to Efe.Avan-Nomayo@fca.org.uk of the FCA who is comiling information on Turnbull and co

At your Service

 

Please Double click the Star and leave a message if I have helped you

 

Please support CAG and they will support you.

Link to post
Share on other sites

Coledog

 

 

I have stopped paying this account back in February this year when T/Rutherford wrote to me stating they are not acting for HFO anymore and I should contact HFO capital direct.

 

 

The outstanding amount is just over £800 out of a ccj that was for £3,400

 

 

I have sent an SAR and CCA to HFO back in 2007 when this all started and I discovered this forum. as before then I did not know about the CCA etc otherwise this would have never got to court.

 

 

I looked at claiming the PPI from Welcome Finance but I was told that the payout would go to HFO so I did not claim this as I did not want to give the HFO muppets anymore money than I have to.

 

 

I will be sending copies all docs etc to Efe at the FCA.

 

 

I will be glad when I can put this to bed finally as until I do this I cannot put my name on our house deeds in fear of these clowns checking the land registry and getting a charging order on it as soon as my name appears on the deeds.

cheers for all your help

Peter.

Link to post
Share on other sites

Interesting, thought it wouldn't be long before another shark got hold of the lemons - when will the DCA industry clean up its act - how about informing the FCA that a company that has been closed due to bad behaviour (and a dodgy legal team) has now 'passed' its alleged debts onto another bunch.

Link to post
Share on other sites

Sadly SG, they weren’t closed. All still going on, but becoming pointless as the assets have been dumped. That’s investment banking for you.

“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

Link to post
Share on other sites
As coledog as pointed out.

 

Claim that PPI now, let them have the balance owed, you will still be quids in.

 

I thought the time limit on PPI claims is 6 years from when the policy was purchased if so then I would be unable to claim the PPI as this Loan/PPI was taken out in 2002.

 

 

I have searched Companies house files on the company that is sending these letters out (Asset Link No5) this company was incorporated in 2010 as a dormant limted company and is STILL registered as dormant ie NOT trading so they should not be sending out letters demanding money as they have declared to Companies House and to the HMRC that they are not trading. (possible Tax Fiddle)

 

 

P

Link to post
Share on other sites

Just to clarify the letter from Asset Link no5 states they have purchased the account from HFO Services not HFO Capital

DonkeyB

 

 

 

 

The amount they are claiming is equal to the original CCJ minus the payments I have made to them £800 ish

 

 

I have not had an deed of assignment when the account was passed to HFO Capital from HFO Services

do I send a CCA Request or a SAR to link?

 

 

Merry Christmas to you all.

Link to post
Share on other sites
I thought the time limit on PPI claims is 6 years from when the policy was purchased if so then I would be unable to claim the PPI as this Loan/PPI was taken out in 2002.

 

 

I have searched Companies house files on the company that is sending these letters out (Asset Link No5) this company was incorporated in 2010 as a dormant limted company and is STILL registered as dormant ie NOT trading so they should not be sending out letters demanding money as they have declared to Companies House and to the HMRC that they are not trading. (possible Tax Fiddle)

 

 

P

 

You can reclaim PPI 6 yrs from when you became 'aware' you could claim it!

Link to post
Share on other sites

asset has always been cover by link licence from day one

just another trading name

 

 

little point in an sar to a DCA.

 

 

if anything send whoever wants money now a CCA request.

 

 

you wont ever get to see the deed of assignment either

so forget that

you could request the notice of assignment, but not worth bothering.

 

 

as with 90% of the debts Plink buy

they'll not know about the CCJ I bet.

 

 

and there is NO time limit on PPI reclaims either.

please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s -  would collapse overnight.

 

DCA's view debtors as suckers, marks and mugs - that's why they will never tell you they are not bailiffs and have absolutely zero legal powers on any debt.

 

 

Link to post
Share on other sites

sorry yes and yes

 

 

dx

please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s -  would collapse overnight.

 

DCA's view debtors as suckers, marks and mugs - that's why they will never tell you they are not bailiffs and have absolutely zero legal powers on any debt.

 

 

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...