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    • Even if he was over the time  that still does not allow them the powers to fake evidence.. even the police cant do that   mmmmmmm 
    • Again, massive thanks to you for the help provided. Two questions: Should I show the dealership correspondence from Blue Motor Finance? Should I send them this letter?   I have changed a couple of bits from your letter. Please see below the final draft:   Dear Sir/Madam, Thank you for your email on 6th December 2021 As you know, this is a hire purchase agreement and as such you are effectively the dealer to all intents and purposes. You have a contract with the dealer but that is a different matter and of course it isn't a contract governed by the consumer rights act because neither of you are consumers. However I am a consumer and I'm protected by the consumer credit act and you have all the responsibilities to me as if you were the retailer (which you are). You are a business which is regulated under the FCA – but also you are a business which is regulated under the consumer credit act and this makes you liable under any consumer legislation which I enjoy – in particular, the Consumer Rights Act 2015. The retailer has already indicated that they are prepared to repair the first fault which occurred – the seatbelt fault.  I'm fully prepared to drive the car back to Blackburn for this repair and also for a further diagnosis of any other defects. Of course, I shall be claiming the costs of this from you – in particular if it means that the car has to stay with the dealer overnight or longer and I have to return at a later date. By insisting on this option,  I take it that you do not have any objection in me driving a faulty vehicle for over three hours, therefore assuming the risk of making the transmission issue worse or even risking a possible catastrophic transmission failure.   As a gesture of goodwill to you, I'm prepared to try and take steps to mitigate your losses by taking the car to a repairer local to me in order to have the work and diagnosis carried out there. I should warn you that if you do prefer me to return the vehicle to the retailer in Blackburn, then I may well decide to carry out my own independent inspection should the retailer not agree that the faults which I am describing exist. If an independent inspection confirms my own view, then I shall be looking to you to reimburse the cost of this inspection in addition to any other costs I reasonably incur. You may feel that it is more cost-effective for you in the long term if I have the car repaired locally and diagnosed locally because then this will also amount to an independent inspection and avoid further damage to the transmission.   In respect of your reference to a warranty, please stop trying to fob me off on to warranties. I am perfectly happy to rely on my statutory consumer rights – and I think you had better understand that. I hope you also understand that warranties are subordinate to statutory consumer rights.   You say that your business is regulated by the FCA – and of course that is correct – and that also means that if you start making misleading statements or try to avoid your responsibilities to me then in addition to county court action I am entitled to make a complaint to the financial ombudsman service. The FCA may allow you eight weeks to investigate a problem and to produce a final response, but what the FCA permits you to do is subordinate to my rights under current consumer legislation. Your trumpeting of what you are allowed to do by the FCA is calculated to mislead me. Don't do it. You have sold me a vehicle which is defective and not of satisfactory quality. This is a breach of contract. Your statement that I'm not entitled to recover any reasonable foreseeable losses caused by your breach of contract is incorrect. In particular, your statement that as a consumer I do not have the same entitlement as a business customer is quite wrong – and also calculated to mislead me because I'm sure you must know better. I accept that it is fair enough that the retailer should have an opportunity to inspect the vehicle and to ascertain the fault. As soon as my position is confirmed, then I shall be looking to you to either arrange or at least to agree the cost of repairs so that they can be put in hand without any delay. Don't imagine that that will be as long as eight weeks.   I'm giving you seven days to let me know which course of action you would prefer me to take. I hope you understand that I'm trying to have your best interests in mind at all times. Yours faithfully
    • Kickstart your career with a Data Entry Clerk Traineeship With Lightsy And Remit Training and #CreateYourFuture.View the full article
    • So long as they aren't unlawfully discriminating against you because of a protected characteristic, I presume that like anybody else they can pick and choose whom they do business with.    I understand places like Amazon and eBay will close "problem" purchaser accounts quite commonly, and will often also close other accounts that they believe are connected to a problem account  (eg same email, same physical address, same payment details etc).
    • Hi 1st all NO I will not turn it down I'm up there with the big boys   china Russia India me   with global warming   lol .  Thank you for your help but iv got nowhere with !  your repair !  As in terms of them replying  or help .its the wrong time year to drag this out fighting them while I got no hot water or heating.  I have left bad reviews on there sites  hoping that will help others from making the same mistake as me  ! joining there scam !.  As for the NEST  yes it's the government backed scheme for ppl on disability an low income to help warm there homes .  Just do what I did ASK   they can only say yes or no  and there supa fast . So thank you . I will be keeping a look in and see if any one else post about  !your repair!  As I can guarantee I wont be the last person scammed.   Cheers . 
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I have to attend an ATOS 'medical'


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hi ive also just got a letter from atos asking me to come to a face to face in November I filled in the form a something 50 something form 15 monthes ago and im very sressed and worried all these horror stories any advice please.

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hi honeybee13 thank you so much for your reply and help,i forgot to say I suffer from mental health problems im so worried im very tearfull which sounds daft being a bloke,but with these people you always have to prove that your ill and ive heard they still don't listen,think im making my wife ill too as she has panick attacks kind regards.

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Hello again. :)

 

I know how it feels, I've been there too. Because they can't x-ray you to see what your brain is doing, you feel they don't believe how you feel.

 

Please read the stikky when you feel able and if it doesn't help I'll try to find you more information.

 

I think you'll be OK. :)

 

HB

Illegitimi non carborundum

 

 

 

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My only advice would be to never, ever go on your own and don't make any special effort to tidy up/hide how you feel. Try to be how you would be on any other day.

RMW

"If you want my parking space, please take my disability" Common car park sign in France.

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My only advice would be to never, ever go on your own and don't make any special effort to tidy up/hide how you feel. Try to be how you would be on any other day.

 

I went on my own (I had no choice) I was placed in the WRAG group, which then with the help of my CPN was altered to the support group.

Just tell the truth.

 

Good Luck.

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My only advice would be to never, ever go on your own and don't make any special effort to tidy up/hide how you feel. Try to be how you would be on any other day.

 

 

 

hi thank you very much for your advise,my wife is coming with me for support ive heard that atos people try to trick you or lie , I will keep all you said in mind thanks so much its very kind of you I will let you know what happens kind regards.

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hi lilly Monroe ,yes my wife is going with me for support as after 32 years she know what im like more than anyone,im sorry you had to go on your own and im glad it worked out ok for you its just so much stress and anxiety,i have a horrible feeling that there ither put me on job seekers or the wrag group where they force you to go for job center interviews etc,as I don't see my doctor much,ive had people come around in the past from mental health department all they say is anxiety wont kill you ,they don't understand,im always very tearfull and am now getting very angry at the situation as ive been like this for some years with no real support my wife has asked our doctor for help and support so hes making a house call next week but my wife did have to insist and getting upset herself,but shes not great ither as ive taken a toll on her health too im ashamed to say,but these people push and push till you cant take it anymore,sorry to go on and on kind regards and thanks again ill let you know how I get on fingers crossed.

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hi lilly Monroe ,yes my wife is going with me for support as after 32 years she know what im like more than anyone,im sorry you had to go on your own and im glad it worked out ok for you its just so much stress and anxiety,i have a horrible feeling that there ither put me on job seekers or the wrag group where they force you to go for job center interviews etc,as I don't see my doctor much,ive had people come around in the past from mental health department all they say is anxiety wont kill you ,they don't understand,im always very tearfull and am now getting very angry at the situation as ive been like this for some years with no real support my wife has asked our doctor for help and support so hes making a house call next week but my wife did have to insist and getting upset herself,but shes not great ither as ive taken a toll on her health too im ashamed to say,but these people push and push till you cant take it anymore,sorry to go on and on kind regards and thanks again ill let you know how I get on fingers crossed.

 

 

You must keep asking for support, and help.

MY doctor was/is very good he recommended me for counseling, you have to sort of the climb the ladder, until you get the help you need, but they assess you along the way which has been great for me.

 

I have had two medicals with ATOS and I have to say they have both been fair with me, and I did not notice any trying to trick. The second medical I did think I would fail, but he left me in the WRAG group, which I later appealed with the help of my CPN.

 

I know how you feel, but keep fighting, lots of good info on here, and lots of people been through it all, so you are not alone (although I know it seems like it as times).

 

I wish you well, and fingers and toes all crossed for you.

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hi lilly Monroe thank you again for your advise and kind words of support it means so much, I will keep asking for help thanks, im not going till the start of November so got a couple of weeks to worry and when ive been I suppose it will be 2 weeks plus until I hear,its so strange as my sister/wife helped me fill in the large form its the 50 something form but that was 15 months ago why keep me hanging for that long until the dwp ask atos to see me weird eh ? once again thanks your kind words has helped me ill keep you informed when I know kind regards as always.

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ATOS have huge backlogs and waiting 15 months is not that unusual. I waited two years for my medical.

 

As to how long you'll have to wait afterwards - who knows? DWP have some backlogs too, so it could be a while.

RMW

"If you want my parking space, please take my disability" Common car park sign in France.

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You can also ring ATOS before your appointment and request that it is recorded, it is explained in the notes section in the booklet that came with your appointment date.

 

When you filled out your ESA50, did you keep a copy? If so have a read through to fully refresh and to see if you have got worse since sending off and your appointment date.

 

If you have severe mobility or mental health issues, you can request a home visit, you will need supporting letters from both your GP and suport workers etc.

Please also note that for the letter to be accepted by ATOS (ATOS have stupid guidelines on what the letter should say), the GP/Support Worker etc. must state the reasons why & by starting the letter "In my professional opinion".

 

Stigman

NEVER telephone a DCA

If a DCA rings you, refuse to go through the security questions & hang up!

 

If I have helped you, click on the star & say thank you

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