Jump to content


  • Tweets

  • Posts

    • again you appear not to be understanding things.....   a default does not go statute barred - as carefully explained in post 4....once it reaches its 6th birthday it along with the associated account will be removed from your file. that happening has no effect on the debt itself. it does not mean it is no owed.    your debt is NOT statute barred it has a CCJ . should the claimant fail to enforce the CCJ by it's 6th birthday, when, as with a default, it falls off your credit file, then they would need to return to court to do so. and again that happening has no effect upon the debt itself.   they both operate under the same ICO rule, quoted as in post 4..   All references to a defaulted debt must be removed from your credit files after 6 years  has passed from date of default, whether paid off, paying now or not.  . This is so that someone who continues paying something  - even after 6 years from default  - should not be at a disadvantage to someone who pays nothing after default  and ends up with a clean file after 6 years. 
    • Pleased to say that the default has gone from my credit report due to being SB. My Experian credit score is now 978 out of 999 and excellent. Experian doesn’t show my 2 x CCJ’s. Equifax’s shows just 1.    my question is this.... clearly the debt is still owed for the SB debt, the CCJ is still live until June next year.   Can I make an offer of 10% to settle the debt now that it’s SB? If so is there a letter template that I can send to them to make such an offer?   thanks in advance 
    • Your position is not untenable in any way. You have already mitigated partially any impending disaster by opening another non Paypal linked bank account so they cannot arbitrarily seize what they want.   First thing to remember you are in control here. Whatever you offer to pay them must be something you can reasonably afford even if its only a pound a week and you must pay it to Paypal. If like me they freeze your account then there is no way you can reasonably pay them. They are not going to give you another account to pay it into.   The reason I got into difficulties with them was because I had recurring large payments being made to a supplier of mine which continued after I was rushed into hospital for series of emergency operations. When I came out of hospital Paypal had simply frozen the account which I discovered when I tried to pay money into it to alleviate the huge deficit that had accrued. So I paid nothing of what I owed. I received about 4 or 5 threatening missives which I ignored as well as any phone calls. I tried for several months to make payments into the account and in the end I gave up. Despite all the threats nothing actually happened.   If you read all the answers to your posting as well as all the other Paypal posts I doubt you will find any evidence of Paypal doing very much to enforce outstanding balances and funnily enough they do not make it easy for those that wish to repay them as I discovered.   So stop getting yourself into a flap over something that is very unlikely to be nothing more than a storm in a tea cup.   Make or start you offer to re-pay them at a figure you can easily afford then forget all about them except to make your regular payment if you can still do so.   DO NOT under any circumstances get yourself deeper into debt over this.
    • she certainly hasn't any authority to 'fine' you. what was in the contract regarding vacating the property by when?  
    • Makes the cost of the battery even worse  
  • Our picks

style="text-align:center;"> Please note that this topic has not had any new posts for the last 1816 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi all,

 

I have just rented out my garage to a chap to store his car that has been damaged in a motoring accident and is SORN.

 

Please can anyone advise me accordingly as I have never let out a garage before and was wondering if there is anything I should be aware of or any potential problems, such as having a sitting tenant?

 

I havent drafted up a contract yet but I have seen proof of address and intend to draft one up shortly and drop it round.

 

I have had the first month's rent up front and we have agreed an initial period of three months.

 

Any help/ advice greatly appreciated

 

K regards

 

BB

Share this post


Link to post
Share on other sites
Hi all,

 

I have just rented out my garage to a chap to store his car that has been damaged in a motoring accident and is SORN.

 

Please can anyone advise me accordingly as I have never let out a garage before and was wondering if there is anything I should be aware of or any potential problems, such as having a sitting tenant?

 

I havent drafted up a contract yet but I have seen proof of address and intend to draft one up shortly and drop it round.

 

I have had the first month's rent up front and we have agreed an initial period of three months.

 

Any help/ advice greatly appreciated

 

K regar

BB

 

 

There could be insurance problems, if anything should happen to the vehicle whilst on your property. Will it be stored will fuel still in the tank, possible leaks/ electrical faults/damaged car = fire.

Edited by Conniff
Complete formatting

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Share this post


Link to post
Share on other sites
Hi all,

 

I have just rented out my garage to a chap to store his car that has been damaged in a motoring accident and is SORN.

 

Please can anyone advise me accordingly as I have never let out a garage before and was wondering if there is anything I should be aware of or any potential problems, such as having a sitting tenant?

 

I havent drafted up a contract yet but I have seen proof of address and intend to draft one up shortly and drop it round.

 

I have had the first month's rent up front and we have agreed an initial period of three months.

 

Any help/ advice greatly appreciated

 

K regar

BB[/quote

 

 

There could be insurance problems, if anything should happen to the vehicle whilst on your property. Will it be stored will fuel still in the tank, possible leaks/ electrical faults/damaged car = fire.

 

wow very good point, thanks yes I will follow up on this one...

Share this post


Link to post
Share on other sites

and consequently to your garage/house if adjoining. Make sure car is insured for at least fire/theft?

Share this post


Link to post
Share on other sites

 

wow very good point, thanks yes I will follow up on this one...

 

 

Best to be cautious! Tank emptied and vented, battery discon or removed.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Share this post


Link to post
Share on other sites

So far people have only considered if car damages your property.

What if your chip pan fire burns house & garage down, destroying car in process?

Will your house insurance cover loss of the car?

 

 

I think you may need a disclaimer eg 'car left at owner's risk', if not an 'unfair term'.

SORN vehicles do not require continuous insurance.

Share this post


Link to post
Share on other sites
So far people have only considered if car damages your property.

What if your chip pan fire burns house & garage down, destroying car in process?

Will your house insurance cover loss of the car?

 

 

I think you may need a disclaimer eg 'car left at owner's risk', if not an 'unfair term'.

SORN vehicles do not require continuous insurance.

 

 

Either the written disclaimer or the owner provides checkable proof that the car is insured.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Share this post


Link to post
Share on other sites

Yes agree, the car must be insured. ( I doubt house insurance will cover car not owned by occupier ).

Share this post


Link to post
Share on other sites

What happens if the person doesn't pay the rent.

 

From personal knowledge, a plan to repair a damaged car eventually becomes a burden to be ignored once the cost, effort and bureacracy of the job is recognised.

 

I am not a lawyer, but it seems that your rights, should the guy give up his plain and fade away, can be constrained. One reads about these people who find someone has parked on their driveway while they go on holiday and cannot move the car without risk of liability!

Share this post


Link to post
Share on other sites
What happens if the person doesn't pay the rent.

 

From personal knowledge, a plan to repair a damaged car eventually becomes a burden to be ignored once the cost, effort and bureacracy of the job is recognised.

 

I am not a lawyer, but it seems that your rights, should the guy give up his plain and fade away, can be constrained. One reads about these people who find someone has parked on their driveway while they go on holiday and cannot move the car without risk of liability!

 

Hi there this is a good point which did not come to mind. If this worst case scenario was to happen and the chap was to leave his car and not pay the rent (ie a sitting tenant) would I be able to claim right over his motor as he has breached the contract by not paying. Just to let you know there is a contract however the contract terms stipulate no such thing.

 

Regards

 

BB

Share this post


Link to post
Share on other sites

The garage is non-residential, so if T renages on rent, apply for simple Repo Order immediately following a LBA.

Share this post


Link to post
Share on other sites

Hi there,

 

the garage tenant has left the garage after two months.

 

There is an oil spill near the front of the garage where oil has been leaking, it is nothing major however is not the condition the garage was let initially.

 

Can someone advise me accordingly.

 

Regards

 

BB

Share this post


Link to post
Share on other sites

Forget it, if that's all it is and you have been paid the rent.

IMHO not worth the stress or hassle of pursuing?

Share this post


Link to post
Share on other sites
Forget it, if that's all it is and you have been paid the rent.

IMHO not worth the stress or hassle of pursuing?

 

fair play yes this is what I was thinking just thought I'd throw it out there for a second opinion.

 

Many thanks for taking the time to confirm this

 

K regards

 

BB

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...