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    • I am a University Student looking to rent accommodation along with three other Students We found a four bedroomed flat and called the Letting Agent to say we were very interested We had a viewing and raised some questions We wanted to check if there was a break clause in the Lease The Letting Agent said we would need to pay a Holding Deposit whilst he waited for the Landlady to return from Holiday So we paid £750 split between the four of us to the Letting Agent We then received an email to say the Holding Deposit was non refundable References were then checked and the tenancy Agreement arrived which needed to be signed by each guarantor and tenant and send back the full signed agreement At this point we got to see the Tenancy Agreement for the first time and the break clause of 6 months was nowhere to be seen so this made us very nervous and we decided to pull out as we felt we didn’t want the risk of not being allowed to leave the property until a full year was up We emailed the Letting Agent who replied with the following: The holding deposit is not refundable as you are withdrawing from this deal. I will need a confirmation from Everyone that they are withdrawing and we will put the property back on the market.   The move in date is on the 4th Sept and the landlady is left with a very short time to find another tenant.    This will incur a lot of extra cost from both us as an agency and the landlady which we will try to recover. So, my question is are we eligible to get a refund of our Holding Deposit – bearing in mind we were not told we wouldn’t get it back until after we had paid it?
    • As for the rest @BankFodder please wait for my bullet points account and further uploads (I'm in the process of converting a lot of my files and screenshots to more condensed pdf thanks to reading one of your posts how to do this for free...but, it's taking time as I also have artritis in practically every bone in my body, as well as fibromyalgia and chronic fatigue, which affects my hands, and I have a lot of redacting to do).   I appreciate your trying to get an angle on this and your keen to help me in the best you can but, if I keep getting sidetracked like this, it will be counterproductive and frustrating for both/all of us.   On my #13 I gave a link to your skeleton argument pdf because, I'd carefully researched the posts for days before joining (as well as looking at posts over the last 5 years), which btw needs a bit more redaction on p6 as it's showing [her] name. That could be my case to a 'T' except add in the years back to 2006/2007, particularly since I went on their computer system and was 'treated' to their 1st system migration, and all the others that have followed. Not sure about this person's status but, for me you can also add in the fact that they've: continually failed to put me on their PSR; lost my password more than once (the one call I managed to recall was December 2016 when he openely admitted he couldn't find a trace of my being on a password scheme and they now have two whenever the meter reader arrives...and yes, I've done an SAR to the distributor already because they've failed to keep them informed of my status, that's all in hand); continually ignored my medical status of being disabled and unable to read my own meter (I've repeatedly told them about this, btw) due to not only bone-on-bone arthritis in my right knee (diagnosed 2011) but also a crumbling spine (extensive arthrits) with a prolapsed disc and extensive nerve damage (eventually diagnosed 2014), which leaves me at risk of developing corda equina; continually ignored my vulnerability status; and excarrebated my MH/PTSD over the years with their continuing bullying and threats.        
    • Hi Everyone. With the deadline for claiming PPI coming up I thought I better make one last attempt. Couple of quick questions though.. 1. I tried claiming with RBS about 5 years ago and they rejected my claim. Is there any point trying again? 2. I was going to use a company as I'm getting bombarded with "last chance" emails, but I probably don't want to do that as I've always done my own thing. That said, if I make my "Find out if you had PPI" enquiry online, does that mean I'm in before the deadline, or do I actually have to make a complaint before the 29th Aug?   Many thanks for any advice/ help
    • Har dee har har! Thanks! Im 3k apart . I need help so they drop the 3 k. But you got that! kr escaped!
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hi everyone!

 

i havent bought credit for my gas meter for about 2 years and have had no hot water or heating

and the housing company (sanctuary) capped said meter because of this.

 

strangely i now, according to the credit balance thingy on the meter it says i owe them 212 quid.

 

 

just wondering what this 212 quid is for since i havent used the thing.

 

 

could anyone explain why and where these charges have came from?

 

 

the reason i havent topped the gas meter up is cos i couldnt afford it in the first place.

 

 

i kept topping it but they kept deducting money and

 

 

one day i walked for miles for a fiver top up and the damn thing took the whole fiver

and i was left totally scunnered. no gas at all.

 

i have heard from some other folks that there is a charge for simply "having the meter"

- seems out of order to me! £212 . for nothing! any of you guys explain this to me? thanks folks!

thanks again folks !

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If its a prepayment meter the charges could well be the standing charge.

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apologies if that message was somewhat "garbled" i am autistic and have severe depression, PTSD and gulf war syndrome. im just looking for some advice that i cant fnd on google or elsewhere. thanks folks.

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thx leigh - what is a "standing" charge?

 

i have always had ppl that dealt with that sortof thing. im kinda new to it all i.e. dealing wth bills and stufff. sorry maybe im in the wrong forum sorry

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Prepayment meters have a weekly charge of approx 1.70 or more that gets taken from any credit on a weekly basis, mine gets taken every wednesday.

 

If you google scottish power prepayment standing charge it will give you alot more info.

Hope that helps.

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As long as the meter remains in place S P will impose this standing charge.

 

Choices are

 

1 Persuade Sanctuary to have the meter removed or pay the standing charge themselves since you don't use gas.

 

2 Move to a company who have a zero standing charge - google utilities + [exact phrase] "no standing charge" .

 

If you don't take action, the charge will continue.

 

You should also write to [not phone] S P, explaining that you are a vulnerable customer with special needs who was unaware of the introduction of the charge. Politely but firmly tell them that, in the circumstances, you believe you should be granted a refund.

 

If your health condition makes it a struggle to write formal letters can you go to CAB or is there an advocacy service in your area?

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