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    • Hello,   I have not posted in a while because I haven’t gotten any reasonable update yet.    From my previous post, I went into a branch and took along statement from my bank in Nigeria where I sent money from, statement from the third party apps I used, documents showing proof of source of funds to my Nigerian bank account, a letter from my Nigerian solicitor all notarized because the funds in my Nigerian account was from a property I sold. I included documents of the property, approved drawing plans, transfer agreement when I bought the land, pictures of the construction stages till I completed the construction of the house back in Nigeria, sale agreement drafted by my lawyer. Everything was included.      so I took it all to the bank, they called the fraud department in my presence and I was told to email the documents myself to [email protected]  as they were much. I was told it will take at least 15 working days to get a feedback. I sent it all on 5th of April. And I called the fraud team (I was given a number to call for updates) on 12th of April and they said they didn’t get the documents I sent earlier. I sent them again that day.    So today I called in again and was told to wait for the 15 working days to hear for them.    I will like to note something I heard while I was on call with them on 5th of April. The lady said they didn’t get the files I sent and told me to hold on while she checks with the team, then I heard her whispering to maybe her colleague saying “let them know he wants to pursue this”   So were they expecting me to leave over £10k in a closed account and not sure any access to my funds?  It all sounds like they expect to close the account and I should just accept my fate.     well that’s all I have now. Thank you.  Doc_by_Scan_Shot.pdf
    • That is all that was received, nothing else in the envelope or previously apart from a letter from DCB asking to get in touch with them with an offer for settlement 
    • Hi all   I just stumbled upon this forum, we've had a PCN through, and thought I'd consult with the experts before I take any action! Hopefully I've filled this all out correctly so you can see everything you need, but let me know if not and I'll try to sort it out. Thanks in advance for your help!   1 Date of the infringement 04/04/24 2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 10/04/24 [scan up BOTH SIDES as ONE PDF- follow the upload guide] please LEAVE IN LOCATION AND ALL DATES/TIMES/£'s 3 Date received 13/04/24 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] Yes 5 Is there any photographic evidence of the event? Yes 6 Have you appealed? [Y/N?] post up your appeal] No Have you had a response? [Y/N?] post it up n/a 7 Who is the parking company? Euro Car Parks 8. Where exactly [carpark name and town] Solent Retail Havant Car Park, PO9 1ND For either option, does it say which appeals body they operate under. BPA ECP_Notice.pdf
    • As I said, his case sat around at CCHQ for three months. It sounds as if they're trying to string them out from the previous misdemeanour/sacking.
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Electoral Roll and other public domain info


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If a DCA posts up your personal details on the web to pressure you in to paying, I think it would be equitable to return the compliment.

 

In the meantime, they do not. You posting such details up on them without such a reason would be vindictive, immature and not get you anywhere with your problems.

 

Keep it in the private domain, but by all means use the public sources to get to the right people for complaints etc.

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Such as name, address, dob, FB profile all of which are freely available on the net?

 

I see no issue with that, as long as the information is freely available by searching (the correct areas) of the internet & that you provide a link.

 

You must make sure that the information is up to date.

 

You have also forgot to add in a StreetView piccy of their house/apartment :wink:

 

Stigman

NEVER telephone a DCA

If a DCA rings you, refuse to go through the security questions & hang up!

 

If I have helped you, click on the star & say thank you

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I see no issue with that, as long as the information is freely available by searching (the correct areas) of the internet & that you provide a link.

 

You must make sure that the information is up to date.

 

You have also forgot to add in a StreetView piccy of their house/apartment :wink:

Stigman

 

I think its only fair, that if they have free access to my details, then I should be able to access their details

If they write to me at my home address, it's only fair to let them know that I have theirs

Yes the info is all there, and from the 'correct sources' along with the option of contacting them by private email if I so wish

 

This is just a game, one that they have already lost ;)

 

Ermm, streetview !! Some people do live a grand lifestyle based on the misery of others ;)

 

Here's a handy link: itraceuk co uk

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I think its only fair, that if they have free access to my details, then I should be able to access their details

If they write to me at my home address, it's only fair to let them know that I have theirs

Yes the info is all there, and from the 'correct sources' along with the option of contacting them by private email if I so wish

 

This is just a game, one that they have already lost ;)

 

Ermm, streetview !! Some people do live a grand lifestyle based on the misery of others ;)

Here's a handy link: itraceuk co uk

 

Indeed, the tool works both ways, we can find them if they can find us.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Directors/CEOs /COOs data is often posted on this forum, and used for addressing " formal complaints" much data is available on LinkedIn Premium.

 

 

Although it may be a problem placing a company directors personal details on the internet, home address etc.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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[quote=BRIGADIER2JCS;

Although it may be a problem placing a company directors personal details on the internet, home address etc.

 

Yes that is a bit of a grey area, but nothing stopping me from writing to them, or sending them a birthday/xmas card ;)

 

I play poker, and one of the key elements in that, is to know your opponents.

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Yes that is a bit of a grey area, but nothing stopping me from writing to them, or sending them a birthday/xmas card ;)

 

I play poker, and one of the key elements in that, is to know your opponents.

 

 

You may well be going down the road of vexatious actions /harassment should you send " business" post to a home address, the "director" is entitled to separate home life from work.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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You may well be going down the road of vexatious actions /harassment should you send " business" post to a home address, the "director" is entitled to separate home life from work.

*Business* being the key word here

 

Perhaps I should consider their phishing letter as as a form of harassment then?

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company directors are supposed to have their home addresses listed at Companies House so it is public information. needless to say, many dont do this and use an office address instead. This is unlawful but no-one has ever been rebuked for doing so.

So, can you post up the home address of a director of a company? Yes. Can you use the information to threaten or harass them? No.

I have in the past written to the home address of the boss of Ebay Uk to send legal documents to them rather than the letterbox registered addtress they have and ignore. You may do this but be careful of what you send that way. A cease and desist letter is OK but a general rant about their company might be enough to get their attention for the wrong reason. I'm sure you are a reasonable person and know the difference anyway so you have really already answered you own question.

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I think its only fair, that if they have free access to my details, then I should be able to access their details

 

 

They have free access to your data because you gave them permission to do so. If you look on any agreement it will say about passing details to a third party, DCA are one of those third parties.

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They have free access to your data because you gave them permission to do so. If you look on any agreement it will say about passing details to a third party, DCA are one of those third parties.

 

That would be a yes and a no. Details such as name, past address yes. But no as too my present address, this would've had to be gained by other means. IF there is a debt it would be well in excess of 8 years,

And we have moved twice since then (no not hiding, we sold our flat and brought our current home out in the sticks)

 

ericsbrother - I don't do rants, it's counter -productive, I do polite and legal, and sent to the correct address, never to a Virtual Office or a PO Box ;)

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